UCO Bank NET Banking: UCO Internet Banking How to register login & use UCO Bank Net Banking Online

UCO Net Banking 2021 in this modern era of technology learn how to use UCO Bank Net Banking, How to register for UCO Bank Net Banking, How to start UCO bank net banking, with the help of Netbanking360 under one roof.


UCO Bank Net Banking



Click Here to Login UCO Bank Net Banking

UCO Bank Online Banking facilitates customers to make financial transactions easily at the comfort of their home or offices once they have registered for UCO Bank Internet Banking facility.

UCO Bank Online Banking
UCO Bank Net Banking Login https://www.ucoebanking.com/
Services Offered Fund Transfer, Balance Check, Book online tickets, Making Payments, Opening FD/RD Account etc.
Registration Methods Visit Bank Branch/ATM or register online through Net Banking Portal
Online Fund Transfer Methods & Limit IMPS- ₹ 2 Lakhs
NEFT- ₹ Nil
RTGS- ₹ Nil


UCO Bank Net Banking

United Commercial Bank is well known Bank in India UCO Bank provide Net Banking / Internet Banking services to its retail as well as corporate Bank customers. UCO Bank Account holders can avail services like Fund transfer, Bill Payment, Apply for a new debit/credit card, open a new FD/RD account and book tickets and much more without paying any additional charges or fees provided that they have an internet connection and their mobile number is registered with the UCO bank. Customers can make financial transactions easily at the comfort of their home or offices once they have registered for UCO Bank Internet Banking facility.

What is UCO Bank Net Banking?

UCO Bank Net banking is the internet banking service provided by UCO Bank to all its customers. It is the most comfortable channel for you to experience round the clock banking from any part of the world.


What are the benefits of using UCO Bank Net Banking?

With UCO Net Banking, you can conduct your banking transactions from any location as per your convenience. UCO Internet Banking provides a comprehensive range of online transactions and information that can help you better manage your financial assets. It's secure and convenient.


What are the services which can be accessed through UCO Bank Net Banking?

  • Check your account balance
  • View your transaction history of your banking accounts and credit card
  • Transfer money between your accounts and other accounts at UCO Bank
  • Transfer funds to overseas account (may require supporting documents)
  • Transfer funds to another local bank account
  • Pay your bills
  • Enquire on interest rates
  • Open new Term / Fixed Deposits
  • Stop cheque or order new cheque books
  • Update personal information (except address)
  • View and download e-Statements for banking accounts and credit cards

What do I need in order to use UCO Bank Net Banking service?

  • A smart device which could be computer, laptop, Tablet, or Smart Phone.
  • A secured good interent connection to access the website of the UCO Bank.







How to Login in UCO Bank Net Banking?


Step 1: Visit the UCO official website. https://www.ucobank.com/

UCO Bank Net Banking

Step 2: Click on login on the right hand side of the website.
Step 3: Click on login and choose retail banking services from the dropdown.
Step 4: Now a page open click on the click here to login for registered user.

UCO Bank Net Banking continue to login

Step 5: Enter the User ID / Customer ID also enter the Captcha showing below.
Step 6: Enter the Password and click login to enter your UCO Bank Net Banking account.

UCO Bank Net Banking login


How to register for UCO Bank Net Banking?

When you open your account in the UCO bank, the net banking registration is given by default, however, in case if you are not registered for UCO bank net banking, here are the steps to do so:



How to register for UCO Bank Net Banking Online?

A Resident Customer and a Non-Resident Customer with Domestic Mobile Number can follow these steps given below to register for UCO Bank Net Banking online:

UCO Bank Net Banking new user registration

  • Visit the UCO bank official website. https://www.ucobank.com/
  • Click on online services on the right hand side of the website.
  • Click on register section and choose retail banking from the dropdown.
  • Once you click the "Register Online/Self user registration" link, you will be redirected to self-registration page. Read T&C, accept to proceed
  • Enter the details requested for, choose facility type, set login, transaction password and submit.
  • Upon, successful submission, your user/login ID & reference number will be displayed. Please save this for further records.
  • An SMS will be sent to your registered mobile number once your net banking login is activated.
  • You can log on UCO net banking after a cooling period of 1 hour & start transacting immediately.

How to register for UCO Bank Net Banking through Phone Banking?

  • Call the UCO Bank customer care Phone Banking number at 18002740123
  • Give your Customer ID and Telephone Identification Number(TIN) or Verify your bank account details
  • The customer care executive will take your Net Banking registration request
  • After That Bank will courier your Net Banking Password to your mailing address

How to register for UCO Bank Net Banking at bank branch?

  • Visit the UCO bank branch and ask for Net Banking registration form (individual or corporate)
  • Fill in the form and submit it to the UCO branch official
  • Upon successful processing, you will receive user/login ID as SMS in your registered mobile number.
  • Password(s) – both login & transaction will be sent to your registered mailing address by speed post with 7-10 working days.
  • An SMS will be sent to your registered mobile number once your password(s) are dispatched from our CPC.
  • SMS will contain speed post tracking number for your reference.
  • Please note that you will need User/login ID, login password & transaction password to complete a financial transaction in UCO Bank Net banking.

How to reset/change UCO Bank Net Banking password?

You can instantly reset your UCO Bank Net Banking password by following the below steps:

UCO Bank Net Banking Reset Password

Step 1: Visit official website of UCO Bank www.ucoebanking.com
Step 2: Select Personal banking and click on "Continue"
Step 3: Under Personal Login click on Reset Password Link
Step 4: Enter User ID, Account Number, and any of  the last 5 transactions with type of transaction i.e., Debit or Credit. Click on Submit
Step 5: You will receive OTP on your registered mobile number. Enter the OTP and follow the instructions for resetting the password.

How to Check UCO Bank Account Balance using Net Banking?

Step 1: Log in to your UCO bank net banking account.
Step 2: Click on the ‘Accounts Summary’ option under the ‘Accounts’ tab.
Step 3: A list of all your accounts will be displayed on the screen.
Step 4: Select the account for which you wish to check the balance.
Step 5: The account balance and other details of the selected account will be displayed.


How to pay UCO bank Credit Card Payment online through any bank account?

With the help of UCO bank Billbesk you can make payment of UCO bank credit card online.

Step 1: Provide your UCO bank Credit Card payment details
  • Enter your UCO Credit Card number and Payment amount.
  • Select your net banker from drop-down and click on PAY.
  • You will be securely redirected to the bank payment interface of your chosen net banking option.

Step 2: Confirm payment (at Bank)
  • Enter your authentication details [viz user id/ password]
  • Confirm your payment amount to UCO Credit Card.
  • Your account will get debited online.

Step 3: Receive online confirmation
  • You will receive an online transaction confirmation and a Transaction Reference Number.
  • You will also receive an email acknowledgement of your transaction (if email id provided).

How to change or update address through UCO Bank?

To change or update your address in UCO Bank you have the following options:

  1. Visit any UCO Bank branch and submit an application along with the address proof
  2. Send across a duly- filled & signed application along with address proof to the branch where you opened your account with an authorization letter.

What are the channels through which I can initiate an NEFT Fund Transfer in UCO?

  • UCO Internet Banking - Send money to your chosen beneficiary from your desktop/laptop
  • UCO Mobile Banking - Send money through your UCO Mobile Baking app
  • UCO Branch - Visit your nearest UCO Bank Branch and fill the NEFT form to do an NEFT transaction


What are the transaction steps for NEFT through UCO Bank Net Banking?

For NEFT you will need to begin by adding a beneficiary. Then you can go on to make a funds transfer or Credit card payment.
For online transaction, both the Net Banking and Third Party Funds Transfer facilities should be enabled. (If you’re not yet registered, just fill the form at your closest UCO branch).

Steps to add beneficiary for NEFT-

Step 1
- Log into UCO Bank Net Banking, using your Customer ID and Password
Step 2 - Go to Funds Transfer tab
Step 3 - Click ‘Add a Beneficiary’, and then select Beneficiary Type - Transfer to other bank
Step 4 - Enter the beneficiary account details or Credit card number
Step 5 - Select the Beneficiary’s IFSC, using the bank and branch name
Step 6 - Click ‘Add’, then ‘Confirm’
Step 7 - Authenticate yourself at the secure access step, and wait for your confirmation message


Steps to make your NEFT funds transfer -
Step 1 - Go to Fund Transfer tab, and select 'Transfer to other bank(NEFT)'
Step 2 - Select account, beneficiary, and enter the relevant details
Step 3 - Accept the Terms and Conditions
Step 4 - Review the details, and, if all is correct, confirm to complete the process


Note:
  • The beneficiary will be activated after 30 minutes (due to security reasons). The Beneficiary can be viewed in the "View Beneficiary" option of the Enquire Section.
  • Post activation of a beneficiary, Rs. 50,000 (in full or parts) can be transferred for the first 24 hours.
  • An added beneficiary, to whom no funds are transferred for more than 24 months, is treated as a new beneficiary in all respects.
  • A maximum of 7 beneficiaries can be added/modified/deleted in a period of 24 hours.


What information is required to do an NEFT transaction in UCO?

For an NEFT remittance, the remitter has to furnish the following information:

  • Amount to be remitted
  • Remitting customer's account number which is to be debited
  • Name of the beneficiary bank
  • Name of the beneficiary
  • Account number of the beneficiary
  • Sender to receiver information, if any
  • IFSC code of the destination bank branch


How to do Credit card payments through UCO Bank NEFT?

Credit card payments can be completed easily through UCO’s NEFT service under Net Banking.
There are a few points to note:
  • You need to have the Net Banking and Third Party Funds Transfer facilities enabled (If you’re not yet registered, just visit your nearest UCO branch and fill the form).
  • The Credit card issuing bank must be enabled to receive payments via NEFT
  • The IFSC should be obtained from the Credit card issuing bank (without the correct IFSC, the transaction will be rejected)
Steps to make your Credit card payment -

Step 1 - Go to Fund Transfer tab, and click Transfer to other bank
Step 2 - Select account, beneficiary, and enter the relevant details
Step 3 - Accept the Terms and Conditions
Step 4 - Review the details, and, if all is correct, confirm to complete the process


When does the beneficiary get the credit for a NEFT Transaction?

The transaction will be settled to your beneficiary as per the RBI batch which ideally takes 30 mins to 4 hours.


If an NEFT transaction is not credited to a beneficiary account, does the Remitter get back the money?

Yes. If the beneficiary's bank is unable to credit the beneficiary's account for any reason, the former will return the money to the remitting bank within 2 business hours of completion of the batch in which the transaction was processed. Once the amount is received by the remitting bank, it is credited to the remitter's account by the branch concerned.


UCO Bank Account Balance Enquiry Number

UCO Bank account holders can give missed call on 09278792787 to Check Account Balance

Customers can check available account balance by giving a missed call at UCO Account Balance Enquiry Number 09278792787.

  • To avial this facility, customers need to have a registered mobile number with the bank
  • With the help of this missed call service, customer will receive an SMS alert on their registered mobile number along with the available balance


UCO Bank SMS Service

UCO Bank SMS Service enables the customer to check account balance by just sending SMS from registered mobile number. This is a very simple and quick service and avilable 24x7. To check UCO Balance Enquiry:

  • Customer just need to send SMS to 56161 by typing BAL <Account Number> from their registered mobile number
  • An SMS alert will be received by the customer with available account balance details


How to Block UCO Bank Credit Card - Ways to Deactivate UCO Credit Card

If you have lost your UCO Bank Credit Card or it has been stolen, you can Deactivate or cancel it by calling our UCO PhoneBanking numbers, blocking it online through UCO Net Banking or by visiting an UCO branch.


Blocking UCO Bank Credit Card Via UCO Bank Net Banking

  • Step 1 - Login to Online Banking of UCO Bank or UCO Mobile App using your ID and password
  • Step 2 - Select Help Services
  • Step 3 - Go to “Card Management” and select “Report Lost/Stolen Card”
  • Step 4 - Follow the instructions on the screen
  • Step 5 - On completion, your card will be blocked and a replacement card will be sent to your registered mailing address

Blocking UCO Bank Credit Card Via UCO Bank PhoneBanking

This how you can cancel or block your UCO Bank Credit Card through 24x7 UCO Bank PhoneBanking

  • Step 1 - Call on this number 18002740123 from your registered mobile number only.
  • Step 2 - Speak to the Customer Care Executive for blocking the card

Blocking UCO Bank Credit Card Via visiting UCO Bank branch

This how you can cancel or block a UCO Bank Credit Card by visiting a UCO Bank branch and submitting a form

  • Step 1 - Collect application form from a branch or download it from UCO Bank website
  • Step 2 - Complete the form and submit at the branch

UCO Bank Internet Banking Services :


Sr. No. UCO Bank Internet Banking Services Availability Status
1 View Account Details/Balance Yes
2 Edit Personal Profile Details Yes
3 Download Account Statement Yes
4 Stop Cheque Payment Yes
5 Request for a Cheque book Yes
6 View Credit Card Details Yes
7 Redeem Loyalty points Yes
8 View Demat Account Details Yes
9 View your Portfolio Summary/Snapshot Yes
10 View your Loan A/C Details Yes
11 Mail Facility Yes
12 Register for e-statement Yes
13 Transfer Fund to Own UCO Bank Account Yes
14 Transfer Fund to Other UCO Bank Account Yes
15 Transfer Fund to Other Bank Account Yes
16 Transfer Fund to Visa Credit Card Yes
17 Recharge Mobile Yes
18 Request for Demand Draft Yes
19 Create Fixed Deposit Yes
20 Apply for IPO Online Yes
21 Pay Credit Card Bills Yes
22 Pay utility Bills Yes
23 Shop online and pay using UCO Bank Internet Banking Yes


About UCO Bank

UCO Bank, formerly United Commercial Bank, established in 1943 in Kolkata, is a major government-owned commercial bank of India. During FY 2013–14, its total business was ₹ 4.55 lakh crore. Based on 2014 data, it is ranked 1860 on the Forbes Global 2000 list. UCO Bank was ranked 294th among India's most trusted brands according to the Brand Trust Report 2014, a study conducted by Trust Research Advisory. It was a rise of 796 ranks considering it was listed at the 1090th position among India's most trusted brands in the Brand trust Report 2013. As of 30 March 2017 the bank had 4,000 plus service units 49 zonal offices spread all over India. It also has two overseas branches in Singapore and Hong Kong. UCO Bank's headquarters is on BTM Sarani, Kolkata.

G. D. Birla, an eminent Indian industrialist, during the Quit India movement of 1942, conceived the idea of organising a commercial bank with Indian capital and management, and the United Commercial Bank Limited was incorporated to give shape to that idea. The bank was started with Kolkata as its head office with an issued capital of ₹2 crores and a paid-up capital of ₹1 crore. Birla was its chairman and the Board of Directors included eminent personalities of India drawn from many fields. The bank opened 14 branches simultaneously across India.

After World War II, United Commercial Bank opened several overseas branches. The first, in 1947, was in Rangoon. Branches in Singapore (1951), Hong Kong (March 1952), London (1953), and Malaysia followed. In 1963 the Burmese Government nationalized United Commercial Bank's three branches there, which became People's Bank No. 6.

On 15 September 1967, Jalpaiguri Banking and Trading Corporation (JBTC) which had been established in Jalpaiguri in 1887 (or 1889; accounts differ), made a voluntary transfer of its assets and liabilities to United Commercial Bank. JBTC had only one office and specialised in lending against mortgages on tea gardens.

The Government of India nationalised United Commercial Bank on 19 July 1969. The nationalised bank continued the operations of the overseas branches in London, Singapore, and Hong Kong. However, Malaysian law forbade foreign government ownership of banks in Malaysia. Therefore, United Commercial, Indian Overseas Bank, and Indian Bank contributed their operations in Malaysia to a new joint-venture bank incorporated in Malaysia, United Asian Bank, with each of the three parent banks owning a third of the shares. At the time, Indian Bank had three branches, and Indian Overseas Bank and United Commercial Bank had eight between them.

An act of parliament changed the bank's name to UCO Bank in 1985, as a bank in Bangladesh existed with the name "United Commercial Bank", which caused confusion in the international banking arena.

In 1991, Bank of Commerce acquired United Asian Bank; in time CIMB came to own Bank of Commerce.

In 1998, UCO closed its London branch. Bank of Baroda acquired the assets and liabilities, but not the personnel, who were made redundant.


UCO Bank Net banking FAQs



⭐Q. How do I receive my UCO Bank Net banking PIN?

Due to security reasons, your UCO Bank Net Banking PIN will not be shared with you online. It will be sent to you via post.

⭐Q. UCO Bank Account Balance Enquiry Number

UCO Bank account holders can give missed call on 09278792787 to Check Account Balance.

⭐Q. Is UCO Bank Net Banking is safe?

Yes its UCO Bank , ensure that its customer gets a good, safe and hassle-free online banking experience. With all the necessary checks of authentication and security in place, you can be rest assured of a secure online banking experience.

⭐Q. How to Block UCO Bank Credit Card - Ways to Deactivate UCO Bank Credit Card?

If you have lost your UCO Bank Credit Card or it has been stolen, you can Deactivate or cancel it by calling our UCO Bank PhoneBanking numbers, blocking it online through UCO Bank Net Banking or by visiting an UCO Bank branch.

⭐Q. How can I unlock my UCO Bank NetBanking account?

Well if the account is locked due to wrong password attempts, don’t worry! It’s temporary and will be locked for 24 Hrs. after that you can again try or you can get your password reset online itself.

⭐Q. What is the user ID for UCO Bank NetBanking?

The Customer ID is a unique identification number given to every Customer holding a Savings/ Current Account with UCO Bank UCO.

⭐Q. What is UCO Bank IPIN password?

Internet PIN or Internet Personal Identification Number. This is the password via which you can do net banking with your UCO Bank Account. It is used to view you online account and perform online transaction.

⭐Q. Does UCO Bank charge any Fee for Internet Banking?

No, UCO Bank does not charge any fee for availing the services of Internet Banking. However, if UCO Bank customers transfer funds to the third party using different modes such as NEFT, RTGS or IMPS then the bank of the third party may charge some fees for fund transfer.

⭐Q. How can one avail the UCO Bank net banking facility?

To avail UCO Bank Net Banking facilities, user must have an account at UCO Bank. Also, you need to register for the Internet banking service with the UCO bank. Bank will provide you with a Pre Printed Kit (PPK) containing username and password. You can also request the bank to send the username through SMS to your registered address. To complete the registration process, Log on to https://www.ucoebanking.com/ the same username and password and follow the procedure as required.