PNB NET Banking: PNB Internet Banking How to register login & use PNB Net Banking
PNB Net Banking 2021 in this modern era of technology learn how to use PNB Net Banking, How to register for PNB Net Banking, How to start PNB Net Banking, with the help of Netbanking360 under one roof.
PNB Online Banking facilitates customers to make financial transactions easily at the comfort of their home or offices once they have registered for PNB Internet Banking facility.
PNB Online Banking
PNB Net Banking Login
Fund Transfer, Balance Check, Book online tickets, Making Payments, Opening FD/RD Account etc.
Visit Bank Branch/ATM or register online through Net Banking Portal
Online Fund Transfer Methods & Limit
IMPS- ₹ 2 Lakhs
NEFT- ₹ Nil
RTGS- ₹ Nil
PNB Net Banking : PNB Net Banking Registration and Login Process
Punjab National Bank is well known Bank in India. PNB Bank provide PNB Net Banking / PNB Internet Banking services to its retail as well as corporate Bank customers. PNB Bank Account holders can avail services like Fund transfer, Bill Payment, Apply for a new debit/credit card, open a new FD/RD account and book tickets and much more without paying any additional charges or fees provided that they have an internet connection and their mobile number is registered with the PNB bank. Customers can make financial transactions easily at the comfort of their home or offices once they have registered for PNB Internet Banking facility.
What are the benefits of using PNB Net Banking?
PNB Internet Banking is a convenient & fast way to access your account & manage your day to day banking transactions anytime, anywhere at comfort of your home.
The Internet Banking provides you a host of benefits like:
Dashboard view of all your relationships with PNB bank like your accounts, deposits, loans and your credit cards.
See your recent transactions.
Create Instant FD’s and RD’s.
Make online payments for utility bills and insurance premia.
Shop on various websites and pay using Internet Banking.
Transfer money to your own accounts and to other bank accounts.
Re-charge your prepaid mobile / DTH and data card.
Track status of issued cheques and of cheques that are in clearing.
Issue stop payment instructions on issued cheques.
Request for profile details
View and redeem your Loyalty points
What are the services which can be accessed through PNB Net Banking?
PNB Bank Internet Banking gives you accessibility to your account/s - anytime, anywhere, 24X7 - at your own comfort. You can manage your all your daily transactions online. You can view statements, order cheque books, do fund transfers, order DDs, pay your bills & even shop online.
Account Details: You can view your bank account details, account balance, download statements. You can also view your Deposits, Demat, Loan & Card Account Details at one place.
Fund Transfer: Transfer funds to your own PNB Bank accounts, other PNB Bank accounts or Other Bank accounts seamlessly.
Request Services: You can place requests for Cheque book, Demand Draft, Stop Cheque Payment, Credit Card, Replacement of Debit Card, Redemption of Loyalty points etc.
Investment Services: You can view your complete Portfolio held with the Bank, Create Deposits, Apply for IPO and Mutual Funds etc.
Value Added Services: Pay Utility bills for more than 160 billers, Recharge Mobile, Create Virtual Cards, Pay any Visa Credit Card bills, Register for e-statement and SMS banking, View your Tax Credit Details etc.
What do I need in order to use PNB Online Banking service?
Any electronic device (eg.Computer, Laptop, smartphone or Tablet) with Internet Connection
Successful Registration with Internet Banking for availing the services.
Step 2: Click on Login button on the top right section and choose net banking.
Step 3: Now a page open click on the "Continue to Net banking" button to view the login page.
Step 4: Enter the User ID / Customer ID.
Step 5: Enter the IPIN (Password) and click login to enter your PNB Net Banking account.
How to register for PNB Net Banking?
When you open your account in the PNB Bank, the net banking registration is given by default, however, in case you are not registered for PNB net banking, here are the steps to do so:
How to register for PNB Net Banking Online?
If you have a debit card, you can straight away login to the Internet Banking by using the card credentials without any further registration process
Click on Retail -->> User New User.
Select Internet Banking/Mobile Banking/Both
Enter Account Number & Select “Type of Facility” (View Only or View & Transaction).
Enter OTP (One Time password), received on your registered Mobile Number.
Enter Debit Card Number & ATM PIN.
Set Login or/and Transaction passwords. Message for successful registration will be displayed on the screen. Note down your User ID and start using.
How to register for PNB Net Banking through Phone Banking?
Call the PNB customer care Phone Banking number in your city
Give your Customer ID and Telephone Identification Number (TIN) or Debit Card and PIN
The customer care executive will take your NetBanking registration request
The Bank will courier the IPIN to your mailing address within 5 working days
How to register for PNB Net Banking at bank branch?
Visit the PNB bank branch and ask for NetBanking registration form (individual or corporate)
Fill in the form and submit it to the PNB Bank branch official
While collecting password from the base branch, please submit the acknowledgement letter duly signed in the branch
How to reset/change PNB Net Banking password (IPIN)?
You can instantly reset your PNB Net Banking password (IPIN) by following the below steps: Open the official website of the PNB Bank or app
Enter your Customer ID
Select one of the two methods for authenticating the transaction –
OTP on registered mobile number and Debit Card details(PIN and expiry date)
OTP sent to your registered mobile number and email ID
Enter details requested
Set your new password/IPIN
Login to PNB Net Banking using your customer ID and newly set IPIN
How to Check PNB Account Balance using NetBanking?
Step 1: Log in to your PNB netbanking account. Step 2: Click on the ‘Accounts Summary’ option under the ‘Accounts’ tab. Step 3: A list of all your accounts will be displayed on the screen. Step 4: Select the account for which you wish to check the balance. Step 5: The account balance and other details of the selected account will be displayed.
How to pay PNB Bank Credit Card Payment online through any bank account?
With the help of PNB Billbesk you can make payment of PNB bank credit card online.
Step 1: Provide your PNB Bank Credit Card payment details
Enter your PNB Bank Credit Card number and Payment amount.
Select your net banker from drop-down and click on PAY.
You will be securely redirected to the bank payment interface of your chosen net banking option.
Step 2: Confirm payment (at Bank)
Enter your authentication details [viz user id/ password]
Confirm your payment amount to PNB Bank Credit Card.
Your account will get debited online.
Step 3: Receive online confirmation
You will receive an online transaction confirmation and a Transaction Reference Number.
You will also receive an email acknowledgement of your transaction (if email id provided).
How to change/update address through PNB Net Banking?
Log in to your PNB account using your credentials.
Click on ‘Personal settings’ and then ‘View Personal Details.’
Here you can see the ‘Update Email ID’ button; click on it.
You will be redirected to the ‘Email ID’ page.
Select the Customer ID, if you have more than one.
Enter your email ID and click on ‘Submit.’
You will now see the ‘Request Confirmation’ page.
Now, verify the email ID once again and click on ‘Submit.’
You will receive a message on the screen that the email ID has been updated, along with a reference number.
To update address and mobile number you need to visit branch only.
What are the channels through which I can initiate an NEFT Fund Transfer in PNB?
PNB Internet Banking - Send money to your chosen beneficiary from your desktop/laptop
PNB Mobile Banking - Send money through your PNB Mobile Baking app
PNB Branch - Visit your nearest PNB Bank Branch and fill the NEFT form to do an NEFT transaction
PNB Enet - Net banking facility for Corporates
What are the transaction steps for NEFT through PNB Net Banking/MobileBanking?
For NEFT you will need to begin by adding a beneficiary. Then you can go on to make a funds transfer or Credit card payment.
For online transaction, both the NetBanking and Third Party Funds Transfer facilities should be enabled. (If you’re not yet registered, just fill the form at your closest PNB Bank branch).
Steps to add beneficiary for NEFT-
Addition of PNB Bank Beneficiary
Go to PAYMENTS and click on Transfer Funds
Select the option "Other PNB Bank Account"
Click on "Register New Beneficiary"
Enter the Beneficiary Nick Name and Account Number/Mobile Number. Click on Get Account Details. The name of the beneficiary will be displayed on the screen. Validate if the correct beneficiary is being registered.
Enter the Netsecure code to complete registration
Your beneficiary is now registered.
Addition of Other Bank Beneficiary
Go to PAYMENTS and click on Transfer Funds
Select the option "Other Bank Account"
Click on "Register New Beneficiary"
Enter the Beneficiary Nick Name and Account Number. Click on Get Account Details. The name of the beneficiary will be displayed on the screen. Validate if the correct beneficiary is being registered.
Enter the Netsecure code to complete registration
Your beneficiary is now registered.
Steps to make your NEFT funds transfer - Step 1 - Go to Fund Transfer tab, and select 'Transfer to other bank(NEFT)' Step 2 - Select account, beneficiary, and enter the relevant details Step 3 - Accept the Terms and Conditions Step 4 - Review the details, and, if all is correct, confirm to complete the process
The beneficiary will be activated after 30 minutes (due to security reasons). The Beneficiary can be viewed in the "View Beneficiary" option of the Enquire Section.
Post activation of a beneficiary, Rs. 50,000 (in full or parts) can be transferred for the first 24 hours.
An added beneficiary, to whom no funds are transferred for more than 24 months, is treated as a new beneficiary in all respects.
A maximum of 7 beneficiaries can be added/modified/deleted in a period of 24 hours.
What information is required to do an NEFT transaction?
For an NEFT remittance, the remitter has to furnish the following information:
Amount to be remitted
Remitting customer's account number which is to be debited
Name of the beneficiary bank
Name of the beneficiary
Account number of the beneficiary
Sender to receiver information, if any
IFSC code of the destination bank branch
How to do Credit card payments through NEFT?
Credit card payments can be completed easily through PNB Bank’s NEFT service under NetBanking.
There are a few points to note:
You need to have the NetBanking and Third Party Funds Transfer facilities enabled (If you’re not yet registered, just visit your nearest PNB Bank branch and fill the form).
The Credit card issuing bank must be enabled to receive payments via NEFT
The IFSC should be obtained from the Credit card issuing bank (without the correct IFSC, the transaction will be rejected)
Steps to make your Credit card payment -
Step 1 - Go to Fund Transfer tab, and click Transfer to other bank Step 2 - Select account, beneficiary, and enter the relevant details Step 3 - Accept the Terms and Conditions Step 4 - Review the details, and, if all is correct, confirm to complete the process
What is a PNB Bank Customer ID?
A Customer ID is a 9-digit number which uniquely identifies your relationship with PNB Bank. Your customer ID is usually your login ID for the Internet Banking login. Please mention this ID in all your communications with PNB Bank.
What to do if i am unable to login into PNB Net Banking?
It might be due to one of the following reasons:
Incorrect login ID or password: Your login ID is your Customer ID. In case you have forgotten your Customer ID, it is written in the welcome letter and on your cheque book. In case you have forgotten your password click on "Forgot Password" (Incorrect link) link to generate your password online. Please note that password is case sensitive.
Disabled login ID: In case of 5 incorrect login attempts, the system disables your Internet Banking Login ID/User ID for the calendar day. Now you can enable your login ID instantly using Enable Login ID link, else it will be enabled automatically on the next calendar day.
First time user: If you have a debit card, you can straight away login to the Internet Banking by using the card credentials without any further registration process If you do not have a debit card, please use “First Time User” ‘Hyperlink’ option on the login page, to register online and generate password instantaneously.
Browser Issues: The Internet Banking is best accessed using the latest version of the below browsers - Internet Explorer, Chrome, Firefox and Safari.
What general precautions should I take to protect my account on the internet?
To protect your account from online fraudulent activities, please take care of the following:
Keep your password top secret and change them as often as possible
Changing passwords often helps in protecting your account even if inadvertently you may have disclosed it to someone.
Make your password difficult to crack
When you create your password, make it at least 8 characters long. Include at least one capital letter, one numerals (0-9) and one special character (like #, $ etc.). This makes the password very difficult to crack
Avoid using cyber cafes to access your Internet Banking accounts
PCs at cyber cafes may be infested with viruses and Trojans that can capture and transmit your personal data to fraudsters. The easiest way to grab information is key logging software, which record all the keystrokes you typed, to be retrieved later for fraudulent usage. Beware of typing passwords on unknown PCs.
Keep your computer secure
Some phishing emails or other spam may contain software that can record information on your Internet activities (spyware) or open a 'backdoor' to allow hackers access to your computer (Trojans). Installing anti-virus software and keeping it up to date will help detect and disable malicious software, while using anti-spam software will stop phishing emails from reaching you. It is also important, particularly for users with a broadband connection, to install a firewall. This will help keep the information on your computer secure while blocking communication from unwanted sources. Make sure you keep up- to-date and download the latest security patches for your browser. If you don't have any patches installed, visit your browser's website, for example users of Internet Explorer should go to the Microsoft website.
Check the website you are visiting is secure
Before submitting your bank details or other sensitive information there are a couple of checks you can do to help ensure the site uses encryption to protect your personal data:
If the address bar is visible, the URL should start with 'https://' ('s' for secured) rather than the usual 'http://'.
If the address bar is not visible as in our Internet Banking website, look for a lock icon on the browser's status bar. You can check the level of encryption, expressed in bits, by hovering over the icon with your cursor.
Validate the SSL Certificate
If you are in any doubt, click on the lock icon at the bottom of the secured page. This opens up a new window, displaying the SSL certificate information. Ensure that there is no red cross mark preceding the title 'Certificate Information'. It should also be 'Issues to:https://www.pnbbank.co.in
You can get more information by clicking on the other tabs in the certificate window. Following the above steps would help you in protect yourself. However, please remember, fraudsters are always trying to stay a step ahead. To ensure that you remain protected at all times:
Never let anyone know your PINS or passwords
Do not write them down
Do not use the same password for all your online accounts
Avoid opening or replying to spam emails, as this will give the sender confirmation they have reached a live address.
Never respond to emails that request personal information
At PNB Bank, we would never ask for your personal details through an email. Nor would we ask for your password through any means, phone, fax or in-persons. If any of our bank personnel asks you for your password, do not disclose it and report him or her immediately to us. If you do not recognize an amount charged to you, please report the same in writing to PNB Bank immediately. In case you suspect an email claiming to be from PNB Bank is fraudulent, please report it to the Call Centre.
What do I do if forgotten PNB Internet Banking password?
You can generate PNB Internet Banking password online in case you have forgotten it. You will need your 16 digit ATM/debit card number and ATM PIN. If you do not have a debit card, then please place a request for PIN at the call center or your nearest branch. Click here For generating your password online to generate your password online.
What is the daily transaction limit in PNB Internet Banking?
The daily transaction Default limit for the day is Rs. 5 Lakh. There is no maximum limit for Funds Transfer. You can enhance your daily limit upto 50 lakhs through the Internet Banking. You can place a request for increasing the limit beyond Rs. 50 lacs and the same is processed on case to case basis.
What are types of fund transfers i can do through PNB Netbanking?
You can do the following types of Fund Transfer:
Fund Transfer between your own accounts
Fund Transfer to any Other PNB Bank account
Fund Transfer to Other Bank's Account (NEFT/RTGS/IMPS)
Visa Card Payment
Instant Money Transfer
Who is eligible for the PNB Internet Banking?
PNB Internet Banking service is available to all individual Savings and,Current account, only credit card and only loan customers. This is applicable for all domestic & NRI customers. In all cases, the customer should have the authority to operate the account with full permission.
What are the things to kept in mind while creating PNB Netbanking Password?
You should remember below points while setting your passwords:
Your Password should be easy for you to remember and difficult for others to guess.
Simple passwor(s) are not selected.
The passwords which can easily be guessed e.g date of birth, car number, PAN number, children/wife/parents' name etc should not be used.
The passwords should be combination of CAPS Lock,Alpha-numeric digits and special characters.
Use at least one special character (like @, #, $ etc) in your password otherwise system will not accept your passwords.
PNB Bank missed call balance enquiry number
PNB Bank account holders can give missed call on 18001802223 to Check Account Balance
Customers can check available account balance by giving a missed call at PNB Bank missed call balance Enquiry Number 18001802223.
To avial this facility, customers need to have a registered mobile number with the bank
With the help of this missed call service, customer will receive an SMS alert on their registered mobile number along with the available balance
PNB Bank Balance enquiry via SMS Service
PNB Bank SMS Service enables the customer to check account balance by just sending SMS from registered mobile number. This is a very simple and quick service and avilable 24x7. To check PNB Bank Balance Enquiry:
Customer just need to send SMS to 5607040 by typing BAL <Account Number> from their registered mobile number
An SMS alert will be received by the customer with available account balance details
How to Block PNB Bank Credit Card - Ways to Deactivate PNB Bank Credit Card
If you have lost your PNB Credit Card or it has been stolen, you can Deactivate or cancel it by calling PNB PhoneBanking numbers, blocking it online through PNB Bank NetBanking or by visiting an PNB branch.
Blocking PNB Bank Credit Card Via PNB Net Banking
Step 1 - Login to NetBanking using your NetBanking ID and Password
Step 2 - Select from My Credit Cards
Step 3 - Click on the Credit Card number you wish to block
Step 4 - Enter the details
Step 5 - Enter code received through SMS
Blocking PNB Bank Credit Card Via PNB PhoneBanking
This how you can cancel or block your PNB Credit Card through 24x7 PNB PhoneBanking
Step 1 - Validate your Telephone Identification Number (TIN). This is a 4-digit number that is provided to you by PNB Bank for accessing PhoneBanking Services
Step 2 - Follow the instructions to block or cancel your PNB Credit card
Blocking PNB Bank Credit Card Via visiting PNB Bank branch
This how you can cancel or block a PNB Bank Credit Card by visiting a PNB Bank branch and submitting a form
Step 1 - Collect application form from a branch or download it from PNB Bank website
Step 2 - Complete the form and submit at the branch
PNB Bank Internet Banking Services:
PNB Bank Internet Banking Services
View Account Details/Balance
Edit Personal Profile Details
Download Account Statement
Stop Cheque Payment
Request for a Cheque book
View Credit Card Details
Redeem eDGE Loyalty points
View Demat Account Details
View your Portfolio Summary/Snapshot
View your Loan A/C Details
Register for e-statement
Transfer Fund to Own PNB Bank Account
Transfer Fund to Other PNB Bank Account
Transfer Fund to Other Bank Account
Transfer Fund to Visa Credit Card
Request for Demand Draft
Create Fixed Deposit
Apply for IPO Online
Pay Credit Card Bills
Pay utility Bills
Shop online and pay using PNB Bank Internet Banking
PNB Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses.
The Bank has a large footprint of 4,528 domestic branches (including extension counters) with 12,044 ATMs & 5,433 cash recyclers spread across the country as on 31st March, 2020. The overseas operations of the Bank are spread over eleven international offices with branches at Singapore, Hong Kong, Dubai (at the DIFC), Colombo, Shanghai and Gift City-IBU; representative offices at Dhaka, Dubai, Abu Dhabi, Sharjah and an overseas subsidiary at London, UK. The international offices focus on corporate lending, trade finance, syndication, investment banking and liability businesses.
PNB Bank is one of the first new generation private sector banks to have begun operations in 1994. The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India), Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd. The share holding of Unit Trust of India was subsequently transferred to SUUTI, an entity established in 2003.
PNB Bank Netbanking FAQs
⭐Q. How do I receive PNB Bank Net banking PIN?
Due to security reasons, PNB Bank NetBanking PIN will not be shared with you online. It will be sent to you via post.
⭐Q. Is PNB Bank NetBanking safe?
Yes PNB Bank, ensure that its customer gets a good, safe and hassle-free online banking experience. With all the necessary checks of authentication and security in place, you can be rest assured of a secure online banking experience.
⭐Q. How can I unlock PNB Bank NetBanking account?
Well if the account is locked due to wrong password attempts, don’t worry! It’s temporary and will be locked for 24 Hrs. after that you can again try or you can get your password reset online itself.
⭐Q. Does PNB Bank charge any Fee for Internet Banking?
No, PNB Bank does not charge any fee for availing the services of Internet Banking. However, if PNB customers transfer funds to the third party using different modes such as NEFT, RTGS or IMPS then the bank of the third party may charge some fees for fund transfer.
⭐Q. How can one avail the PNB Bank net banking facility?
To avail PNB Bank NetBanking facilities, user must have an account at Punjab National Bank PNB. Also, you need to register for the Internet banking service with the PNB bank. Bank will provide you with a Pre Printed Kit (PPK) containing username and password. You can also request the bank to send the username through SMS to your registered address. To complete the registration process, Log on to https://pnbibanking.in/ using the same username and password and follow the procedure as required.
⭐Q. How to Block PNB Bank Credit Card - Ways to Deactivate PNB Bank Credit Card?
If you have lost your PNB Bank Credit Card or it has been stolen, you can Deactivate or cancel it by calling our PNB PhoneBanking numbers, blocking it online through PNB Net Banking or by visiting an PNB branch.
⭐Q. PNB Bank Balance Enquiry Number via Missed call
PNB Bank account holders can give missed call on 18001802223 to Check Account Balance
⭐Q. What is the user ID for PNB Bank Net Banking?
The Customer ID is a unique identification number given to every Customer holding a Savings/ Current Account with PNB Bank.
⭐Q. What is PNB Bank IPIN password?
Internet PIN or Internet Personal Identification Number. This is the password via which you can do net banking with your PNB Bank Account. It is used to view you online account and perform online transaction.