OBC NET Banking: OBC Internet Banking How to register login & use OBC Net Banking Online

OBC Net Banking 2021 in this modern era of technology learn how to register login & use OBC Net Banking, OBC Online Banking, OBC Internet Banking, OBC Mobile Banking online with the help of Netbanking360 under one roof.

OBC Net Banking


Click Here to Login OBC Net Banking

OBC Bank Net Banking

Oriental Bank of Commerce is well known Bank in India OBC Bank provide Net Banking / Internet Banking services to its retail as well as corporate Bank customers. OBC Bank Account holders can avail services like Fund transfer, Bill Payment, Apply for a new debit/credit card, open a new FD/RD account and book tickets and much more without paying any additional charges or fees provided that they have an internet connection and their mobile number is registered with the OBC bank. Customers can make financial transactions easily at the comfort of their home or offices once they have registered for OBC Bank Internet Banking facility.



OBC Bank Online Banking facilitates customers to make financial transactions easily at the comfort of their home or offices once they have registered for OBC Bank Internet Banking facility.

OBC Internet Banking Online
OBC Net Banking Login https://www.obconline.co.in/
Services Offered Fund Transfer, Balance Check, Book online tickets, Making Payments, Opening FD/RD Account etc.
Registration Methods Visit Bank Branch/ATM or register online through Net Banking Portal
Online Fund Transfer Methods & Limit IMPS- ₹ 2 Lakhs
NEFT- ₹ Nil
RTGS- ₹ Nil


What is OBC Net Banking?

OBC Net banking is the internet banking service provided by Oriental Bank of Commerce (OBC) to all its customers. It is the most comfortable channel for you to experience round the clock banking from any part of the world.


What are the benefits of using OBC Net Banking?

With OBC Net Banking, you can conduct your banking transactions from any location as per your convenience. OBC Internet Banking provides a comprehensive range of online transactions and information that can help you better manage your financial assets. It's secure and convenient.


What are the services which can be accessed through OBC Net Banking?

  • Check your account balance
  • View your transaction history of your banking accounts and credit card
  • Transfer money between your accounts and other accounts at OBC
  • Transfer funds to overseas account (may require supporting documents)
  • Transfer funds to another local bank account
  • Pay your bills
  • Enquire on interest rates
  • Open new Term / Fixed Deposits
  • Stop cheque or order new cheque books
  • Update personal information (except address)
  • View and download e-Statements for banking accounts and credit cards

What do I need in order to use OBC Net Banking service?

  • A smart device which could be computer, laptop, Tablet, or Smart Phone.
  • A secured good interent connection to access the website of the OBC.







How to Login in OBC Net Banking?



Step 1: Visit the OBC official website. https://www.obcindia.co.in/
OBC Net Banking

Step 2: Click on login on the right hand side of the website.
Step 3: Now a page open click on the click here to login for registered user.

OBC Net Banking link

Step 4: Enter the User ID / Customer ID also enter the Captcha showing below.
OBC Net Banking login
Step 5: Enter the Password and click login to enter your OBC Bank Net Banking account.

OBC Net Banking login with password


How to register for OBC Net Banking?

When you open your account in the OBC, the net banking registration is given by default, however, in case if you are not registered for OBC net banking, here are the steps to do so:


How to register for OBC Net Banking Online?

A Resident Customer and a Non-Resident Customer with Domestic Mobile Number can follow these steps given below to register for OBC Net Banking online:

OBC Net Banking new user registration
  • Visit the OBC official website. https://www.obcindia.co.in/
  • Click on online services on the right hand side of the website.
  • Click on register section and choose retail banking from the dropdown.
  • Once you click the "Register Online/Self user registration" link, you will be redirected to self-registration page. Read T&C, accept to proceed
  • Enter the details requested for, choose facility type, set login, transaction password and submit.
  • Upon, successful submission, your user/login ID & reference number will be displayed. Please save this for further records.
  • An SMS will be sent to your registered mobile number once your net banking login is activated.
  • You can log on OBC net banking after a cooling period of 1 hour & start transacting immediately.

How to register for OBC Net Banking through Phone Banking?

  • Call the OBC customer care Phone Banking number at 18001801235
  • Give your Customer ID and Telephone Identification Number(TIN) or Verify your bank account details
  • The customer care executive will take your Net Banking registration request
  • After That Bank will courier your Net Banking Password to your mailing address

How to register for OBC Net Banking at bank branch?

  • Visit the OBC bank branch and ask for Net Banking registration form (individual or corporate)
  • Fill in the form and submit it to the OBC branch official
  • Upon successful processing, you will receive user/login ID as SMS in your registered mobile number.
  • Password(s) – both login & transaction will be sent to your registered mailing address by speed post with 7-10 working days.
  • An SMS will be sent to your registered mobile number once your password(s) are dispatched from our CPC.
  • SMS will contain speed post tracking number for your reference.
  • Please note that you will need User/login ID, login password & transaction password to complete a financial transaction in OBC Bank Net banking.

How to reset/change OBC Net Banking password?

You can instantly reset your OBC Bank Net Banking password by following the below steps:
Step 1: Visit the Oriental bank of Commerce website https://www.obconline.co.in.
Step 2: Select Oriental bank of Commerce
Step 3: Now if you are Retail user then click on Retail user login
Step 4: If you are Corporate user then click on corporate user login
Step 5: Now click on Forget Password
Step 6: Now you will get 2 options for reset your OBC password.
Step 7: If you have debit card then select option related to Debit card
Step 8: If you dont have debit card then select option other
Step 9: You need to verify yourself with USER ID and Pan Card Number OR Date of birth.
Step 10: Now complete reset password process.


How to Check OBC Account Balance using Net Banking?

Step 1: Log in to your OBC net banking account.
Step 2: Click on the ‘Accounts Summary’ option under the ‘Accounts’ tab.
Step 3: A list of all your accounts will be displayed on the screen.
Step 4: Select the account for which you wish to check the balance.
Step 5: The account balance and other details of the selected account will be displayed.


How to pay OBC Credit Card Payment online through any bank account?

With the help of OBC Billbesk you can make payment of OBC bank credit card online.

Step 1: Provide your OBC Credit Card payment details
  • Enter your OBC Credit Card number and Payment amount.
  • Select your net banker from drop-down and click on PAY.
  • You will be securely redirected to the bank payment interface of your chosen net banking option.

Step 2: Confirm payment (at Bank)
  • Enter your authentication details [viz user id/ password]
  • Confirm your payment amount to OBC Credit Card.
  • Your account will get debited online.

Step 3: Receive online confirmation
  • You will receive an online transaction confirmation and a Transaction Reference Number.
  • You will also receive an email acknowledgement of your transaction (if email id provided).

How to change or update address through OBC?

To change or update your address in OBC you have the following options:

  1. Visit any OBC branch and submit an application along with the address proof
  2. Send across a duly- filled & signed application along with address proof to the branch where you opened your account with an authorization letter.

What are the channels through which I can initiate an NEFT Fund Transfer in OBC?

  • OBC Internet Banking - Send money to your chosen beneficiary from your desktop/laptop
  • OBC Mobile Banking - Send money through your OBC Mobile Baking app
  • OBC Branch - Visit your nearest OBC Branch and fill the NEFT form to do an NEFT transaction


What are the transaction steps for NEFT through OBC Net Banking?

For NEFT you will need to begin by adding a beneficiary. Then you can go on to make a funds transfer or Credit card payment.
For online transaction, both the Net Banking and Third Party Funds Transfer facilities should be enabled. (If you’re not yet registered, just fill the form at your closest OBC branch).

Steps to add beneficiary for NEFT-

Step 1
- Log into OBC Net Banking, using your Customer ID and Password
Step 2 - Go to Funds Transfer tab
Step 3 - Click ‘Add a Beneficiary’, and then select Beneficiary Type - Transfer to other bank
Step 4 - Enter the beneficiary account details or Credit card number
Step 5 - Select the Beneficiary’s IFSC, using the bank and branch name
Step 6 - Click ‘Add’, then ‘Confirm’
Step 7 - Authenticate yourself at the secure access step, and wait for your confirmation message


Steps to make your NEFT funds transfer -
Step 1 - Go to Fund Transfer tab, and select 'Transfer to other bank(NEFT)'
Step 2 - Select account, beneficiary, and enter the relevant details
Step 3 - Accept the Terms and Conditions
Step 4 - Review the details, and, if all is correct, confirm to complete the process


Note:
  • The beneficiary will be activated after 30 minutes (due to security reasons). The Beneficiary can be viewed in the "View Beneficiary" option of the Enquire Section.
  • Post activation of a beneficiary, Rs. 50,000 (in full or parts) can be transferred for the first 24 hours.
  • An added beneficiary, to whom no funds are transferred for more than 24 months, is treated as a new beneficiary in all respects.
  • A maximum of 7 beneficiaries can be added/modified/deleted in a period of 24 hours.


What information is required to do an NEFT transaction in OBC?

For an NEFT remittance, the remitter has to furnish the following information:

  • Amount to be remitted
  • Remitting customer's account number which is to be debited
  • Name of the beneficiary bank
  • Name of the beneficiary
  • Account number of the beneficiary
  • Sender to receiver information, if any
  • IFSC code of the destination bank branch


How to do Credit card payments through OBC NEFT?

Credit card payments can be completed easily through OBC’s NEFT service under Net Banking.
There are a few points to note:
  • You need to have the Net Banking and Third Party Funds Transfer facilities enabled (If you’re not yet registered, just visit your nearest OBC branch and fill the form).
  • The Credit card issuing bank must be enabled to receive payments via NEFT
  • The IFSC should be obtained from the Credit card issuing bank (without the correct IFSC, the transaction will be rejected)
Steps to make your Credit card payment -

Step 1 - Go to Fund Transfer tab, and click Transfer to other bank
Step 2 - Select account, beneficiary, and enter the relevant details
Step 3 - Accept the Terms and Conditions
Step 4 - Review the details, and, if all is correct, confirm to complete the process


When does the beneficiary get the credit for a NEFT Transaction?

The transaction will be settled to your beneficiary as per the RBI batch which ideally takes 30 mins to 4 hours.


If an NEFT transaction is not credited to a beneficiary account, does the Remitter get back the money?

Yes. If the beneficiary's bank is unable to credit the beneficiary's account for any reason, the former will return the money to the remitting bank within 2 business hours of completion of the batch in which the transaction was processed. Once the amount is received by the remitting bank, it is credited to the remitter's account by the branch concerned.


OBC Account Balance Enquiry Number

OBC account holders can give missed call on 08067205767 to Check Account Balance

Customers can check available account balance by giving a missed call at OBC Account Balance Enquiry Number 08067205767.

  • To avial this facility, customers need to have a registered mobile number with the bank
  • With the help of this missed call service, customer will receive an SMS alert on their registered mobile number along with the available balance


OBC SMS Service

OBC SMS Service enables the customer to check account balance by just sending SMS from registered mobile number. This is a very simple and quick service and avilable 24x7. To check OBC Balance Enquiry:

  • Customer just need to send SMS to 9915622622 by typing ACBAL <Account Number> from their registered mobile number
  • An SMS alert will be received by the customer with available account balance details


How to Block OBC Credit Card - Ways to Deactivate OBC Credit Card

If you have lost your OBC Credit Card or it has been stolen, you can Deactivate or cancel it by calling our OBC PhoneBanking numbers, blocking it online through OBC Net Banking or by visiting an OBC branch.


Blocking Oriental Bank of Commerce Credit Card Via OBC Net Banking

  • Step 1 - Login to Online Banking of Oriental Bank of Commerce or OBC Mobile App using your ID and password
  • Step 2 - Select Help Services
  • Step 3 - Go to “Card Management” and select “Report Lost/Stolen Card”
  • Step 4 - Follow the instructions on the screen
  • Step 5 - On completion, your card will be blocked and a replacement card will be sent to your registered mailing address

Blocking OBC Credit Card Via OBC PhoneBanking

This how you can cancel or block your OBC Credit Card through 24x7 OBC PhoneBanking

  • Step 1 - Call on this number 18001801235 from your registered mobile number only.
  • Step 2 - Press Option 2 and speak to the Customer Care Executive for blocking the card

Blocking OBC Credit Card Via visiting OBC branch

This how you can cancel or block a OBC Credit Card by visiting a OBC branch and submitting a form

  • Step 1 - Collect application form from a branch or download it from OBC website
  • Step 2 - Complete the form and submit at the branch

OBC Internet Banking Services :


Sr. No. OBC Internet Banking Services Availability Status
1 View Account Details/Balance Yes
2 Edit Personal Profile Details Yes
3 Download Account Statement Yes
4 Stop Cheque Payment Yes
5 Request for a Cheque book Yes
6 View Credit Card Details Yes
7 Redeem Loyalty points Yes
8 View Demat Account Details Yes
9 View your Portfolio Summary/Snapshot Yes
10 View your Loan A/C Details Yes
11 Mail Facility Yes
12 Register for e-statement Yes
13 Transfer Fund to Own OBC Account Yes
14 Transfer Fund to Other OBC Account Yes
15 Transfer Fund to Other Bank Account Yes
16 Transfer Fund to Visa Credit Card Yes
17 Recharge Mobile Yes
18 Request for Demand Draft Yes
19 Create Fixed Deposit Yes
20 Apply for IPO Online Yes
21 Pay Credit Card Bills Yes
22 Pay utility Bills Yes
23 Shop online and pay using OBC Internet Banking Yes


About Oriental Bank of Commerce (OBC)

Oriental Bank of Commerce was an Indian public sector bank. Headquartered at Gurgaon, Haryana, had 2390 branches and 2625 ATMs across India. (1943–2020)

On 1 April 2020, the bank along with United Bank of India has been merged with Punjab National Bank, making it as the second-largest public sector bank in India.

Rai Bahadur Lala Sohan Lal the first Chairman of the Bank, founded OBC in 1943 in Lahore. Within four years of its coming into existence, OBC had to face Partition. The bank had to close down its branches in the newly formed Pakistan and shift its registered office from Lahore to Amritsar. Lala Karam Chand Thapar, the then Chairman of the Bank, in a unique gesture honoured the commitments made to the depositors from Pakistan and paid every rupee to its departing customers.

The Bank has witnessed many ups and downs since its establishment. The period of 1970–76 is said to be the most challenging phase in the history of the Bank.[citation needed] At one time, profit plummeted to ₹ 175; that prompted the owner of the bank, the Thapar Group, to sell / close the bank. Then employees and leaders of the Bank came forward to rescue the Bank. The owners were moved and had to change their decision of selling the bank and in turn, they decided to improve the position of the bank with the active cooperation and support of all the employees. Their efforts bore fruits and performance of the bank improved significantly. This was the turning point in the history of the bank.

The bank was nationalised on 15 April 1980. At that time, OBC ranked 19th among the 20 nationalised banks. In 1997, OBC acquired Bari Doab Bank and Punjab Cooperative Bank. The acquisition of these two banks brought with it no additional branches.

The bank has progressed on several fronts, crossing the Business Mix mark of ₹ 2 lac crores as on 31 March 2010 making it the seventh-largest Public Sector Bank in India.

On 14 August 2004, OBC amalgamated Global Trust Bank (GTB). GTB was a leading private sector bank in India that was associated with various financial discrepancies leading to a moratorium being imposed by RBI shortly before it merged into OBC. The acquisition brought with it 103 branches, which increased OBC's branch total to 1092. As per March 2018 – 2019 annual report, it has 2390 branches and 2625 ATMs pan India.

On 30 August 2019, Finance Minister Nirmala Sitharaman announced that the Oriental Bank of Commerce and United Bank of India would be merged with Punjab National Bank. The proposed merger would make Punjab National Bank the second largest public sector bank in the country with assets of ₹17.95 lakh crore (US$250 billion) and 11,437 branches. MD and CEO of United Bank, Ashok Kumar Pradhan, stated that the merged entity would begin functioning from 1 April 2020. The Union Cabinet approved the merger on 4 March 2020. Punjab National Bank announced that its board had approved the merger ratios the next day. Shareholders of Oriental Bank of Commerce and United Bank will receive 1,150 shares and 121 shares of Punjab National Bank, respectively, for every 1,000 shares they hold. The merge came into effect since 1 April 2020. Post merger, Punjab National Bank has become the second largest public sector bank in India


OBC Bank Net banking FAQs



⭐Q. How do I receive my OBC Bank Net banking PIN?

Due to security reasons, your OBC Bank Net Banking PIN will not be shared with you online. It will be sent to you via post.

⭐Q. OBC Account Balance Enquiry Number

OBC account holders can give missed call on 08067205767 to Check Account Balance.

⭐Q. Is OBC Bank Net Banking is safe?

Yes its Oriental Bank of Commerce (OBC), ensure that its customer gets a good, safe and hassle-free online banking experience. With all the necessary checks of authentication and security in place, you can be rest assured of a secure online banking experience.

⭐Q. How to Block Oriental Bank of Commerce (OBC) Credit Card - Ways to Deactivate Oriental Bank of Commerce (OBC) Credit Card?

If you have lost your Oriental Bank of Commerce (OBC) Credit Card or it has been stolen, you can Deactivate or cancel it by calling our Oriental Bank of Commerce (OBC) PhoneBanking numbers, blocking it online through Oriental Bank of Commerce (OBC) Net Banking or by visiting an Oriental Bank of Commerce (OBC) bank branch.

⭐Q. How can I unlock my Oriental Bank of Commerce (OBC) Bank NetBanking account?

Well if the account is locked due to wrong password attempts, don’t worry! It’s temporary and will be locked for 24 Hrs. after that you can again try or you can get your password reset online itself.

⭐Q. What is the user ID for OBC Bank NetBanking?

The Customer ID is a unique identification number given to every Customer holding a Savings/ Current Account with Oriental Bank of Commerce OBC.

⭐Q. What is OBC Bank IPIN password?

Internet PIN or Internet Personal Identification Number. This is the password via which you can do net banking with your OBC Bank Account. It is used to view you online account and perform online transaction.

⭐Q. Does Oriental Bank of Commerce OBC charge any Fee for Internet Banking?

No, OBC Bank does not charge any fee for availing the services of Internet Banking. However, if OBC Bank customers transfer funds to the third party using different modes such as NEFT, RTGS or IMPS then the bank of the third party may charge some fees for fund transfer.

⭐Q. How can one avail the Oriental Bank of Commerce OBC net banking facility?

To avail Oriental Bank of Commerce OBC Net Banking facilities, user must have an account at OBC Bank. Also, you need to register for the Internet banking service with the OBC bank. Bank will provide you with a Pre Printed Kit (PPK) containing username and password. You can also request the bank to send the username through SMS to your registered address. To complete the registration process, Log on to https://www.obconline.co.in/ the same username and password and follow the procedure as required.