Kotak Net Banking: Kotak Internet Banking How to register login & use Kotak Net Banking Online
Kotak Net Banking 2021 in this modern era of technology learn how to use Kotak Net Banking, How to register for Kotak Net Banking, How to start Kotak Net Banking, with the help of Netbanking360 under one roof.
Kotak Bank Online Banking facilitates customers to make financial transactions easily at the comfort of their home or offices once they have registered for Kotak Internet Banking facility.
Kotak Online Banking
Kotak Net Banking Login
Fund Transfer, Balance Check, Book online tickets, Making Payments, Opening FD/RD Account etc.
Visit Bank Branch/ATM or register online through Net Banking Portal
Online Fund Transfer Methods & Limit
IMPS- ₹ 2 Lakhs
NEFT- ₹ Nil
RTGS- ₹ Nil
Kotak Net Banking
Kotak Mahindra Bank is well Bank in India Kotak Bank provide Net Banking / Internet Banking services to its retail as well as corporate Bank customers. Kotak Mahindra Bank Account holders can avail services like Fund transfer, Bill Payment, Apply for a new debit/credit card, open a new FD/RD account and book tickets and much more without paying any additional charges or fees provided that they have an internet connection and their mobile number is registered with the Kotak Mahindra bank. Customers can make financial transactions easily at the comfort of their home or offices once they have registered for Kotak Bank Internet Banking facility.
What are the benefits of using Kotak NetBanking?
Now with Kotak Net Banking you can enjoy a convenient way to bank from the comfort of your home or office. Explore a one-stop solution for all your banking needs 24x7 with Kotak Net Banking services.
The Internet Banking provides you a host of benefits like:
View your account balance, account activity, account details, un-cleared fund details, cheque status and current exchange rates.
Transfer funds between your accounts or third party accounts maintained with Kotak Mahindra Bank, or with any other Bank which participates in RBI NEFT / RTGS / IMPS scheme, open a Term / Recurring deposit, check the Term / Recurring Deposit rates over various tenures & amounts, set up standing instruction online to transfer funds between your own accounts, third party accounts or through Banker's Cheques.
e-File income tax
Request for a cheque book and give stop cheques request.
Download account statement for the financial or calendar year, for a month or a specific period.
Enquire about the TDS information on your deposits for the current & previous financial year.
Register and view your Kotak Life Insurance policy.
Register and apply for National Pension System (NPS)
Pay all your utility and credit card bills and recharge prepaid mobile / DTH through Kotak BillPay
What are the services which can be accessed through Kotak Net Banking?
Kotak Net Banking gives you accessibility to your account/s - anytime, anywhere, 24X7 - at your own comfort. You can manage your all your daily transactions online. You can view statements, order cheque books, do fund transfers, order DDs, pay your bills & even shop online.
Transfer funds online between your third party accounts with Kotak Mahindra Bank, or any other bank account via NEFT, RTGS or IMPS
Book a Fixed / Recurring Deposit and do premature withdrawal online
View and update your Profile details such as email ID, PAN Card , Aadhaar Number, FATCA Declaration, etc. online instantly
View account balance, account activity and check cheque status
Pay your Utility Bills, Credit Card, Recharge prepaid mobile / DTH using Kotak BillPay
Recharge prepaid mobile phone and DTH accounts
Book Air, Bus tickets and do Hotel bookings online
Place requests for a cheque book, Payment Gateway registration and many more transaction services
Re-generate Debit Card PIN, Activate/Deactivate Debit Card, Activate/Deactivate Debit Card for International Usage, Link Accounts
Apply for New Debit Card, Upgrade Debit Card, Apply for Image Debit Card, Apply For Priority Pass, Apply for Card Protection Plan
Download digitally signed statements through Statement tab
View securities available for Demat Accounts
Safe online shopping with Kotak Netc@rd at over 8500 websites
Invest/Redeem in Mutual Funds online and view current Mutual Fund portfolio
Apply for IPO/FPO/Rights Issue without any paperwork from the convenience of your home/office using ASBA facility
View Kotak Life insurance policy, switch funds, pay premium online
Apply online for new Kotak Life insurance policy
What do I need in order to use Kotak Online Banking service?
A computer with Internet connection.
Windows Operating Software (O/S) Users: Internet Explorer 8.0 and above (recommended to have full compatibility with our system).
Screen resolution: 1024 x 768 (with 800x 600 resolution users should still be able to view all content, but vertical and horizontal scroll bars may need to be used).
Step 2: Enter User ID or CRN and Net Banking Password you have received. Step 3: Once you enter the Password and click on 'Secure Login'
Step 4: You will have to enter One Time Password in the next page. Step 5: One Time Password is auto generated and is sent on your preferred mobile number and email ID. Step 6: On successful authentication, you will have access to your Net Banking homepage and you can start your banking.
How to register for Kotak NetBanking?
When you open your account in the Kotak Bank, the net banking registration is given by default, however, in case you are not registered for Kotak net banking, here are the steps to do so:
How to register for Kotak NetBanking Online?
If you have a debit card, you can straight away login to the Internet Banking by using the card credentials without any further registration process
If you have login ID/user ID but using the Internet Banking First Time
You need to click on “First Time User” option
Ensure you have your Customer ID, account number, registered mobile number and your debit card with you.
Enter the Customer ID, account number and registered mobile number then click ‘Proceed’.
Enter the 16 digit debit card number, the ATM Pin and the expiry date.
In the card currency, select Indian Rupee > INR option.
Accept the terms and conditions and click ‘Proceed’
Enter a login password of your choice keeping the rules in mind and re-enter it to confirm the password.
You will receive an OTP on the registered mobile number.
Enter the received OTP code and click on ‘Submit’
The process is complete and you can now log in using the login ID and password
How to register for Kotak NetBanking through Phone Banking?
Call the Kotak customer care Phone Banking number in your city 18602662666
Give your Customer ID and Telephone Identification Number (TIN) or Debit Card and PIN
The customer care executive will take your NetBanking registration request
The Bank will courier the IPIN to your mailing address within 5 working days
How to register for Kotak NetBanking at bank branch?
Visit the Kotak bank branch and ask for NetBanking registration form (individual or corporate)
Fill in the form and submit it to the Kotak Bank branch official
The Bank will courier the IPIN to your registered mailing address
How to reset/change Kotak NetBanking password (IPIN)?
You can instantly reset your Kotak NetBanking password (IPIN) by following the below steps:
Open the official website of the Kotak Bank or app
Enter your Customer ID
Select one of the two methods for authenticating the transaction –
OTP on registered mobile number and Debit Card details(PIN and expiry date)
OTP sent to your registered mobile number and email ID
Enter details requested
Set your new password/IPIN
Login to Kotak NetBanking using your customer ID and newly set IPIN
How to Check Kotak Account Balance using NetBanking?
Step 1: Log in to your Kotak netbanking account. Step 2: Click on the ‘Accounts Summary’ option under the ‘Accounts’ tab. Step 3: A list of all your accounts will be displayed on the screen. Step 4: Select the account for which you wish to check the balance. Step 5: The account balance and other details of the selected account will be displayed.
How to pay Kotak Bank Credit Card Payment online through any bank account?
With the help of Kotak Billbesk you can make payment of Kotak bank credit card online.
Step 1: Provide your Kotak Bank Credit Card payment details
Enter your Kotak Bank Credit Card number and Payment amount.
Select your net banker from drop-down and click on PAY.
You will be securely redirected to the bank payment interface of your chosen net banking option.
Step 2: Confirm payment (at Bank)
Enter your authentication details [viz user id/ password]
Confirm your payment amount to Kotak Bank Credit Card.
Your account will get debited online.
Step 3: Receive online confirmation
You will receive an online transaction confirmation and a Transaction Reference Number.
You will also receive an email acknowledgement of your transaction (if email id provided).
How to change/update address through Kotak NetBanking?
Open the official website or app of the Kotak Bank and click on the login
Enter your customer ID and IPIN to login to net banking
Next, click on 'Update Contact Details' option from the top menu, and then select the 'Update Address'
You will find a list of acceptable address proof documents
Select one from the list and scan a self-attested copy of the same for uploading online
Next, click on Continue
You will be re-directed to a page with an option to Add and upload the address proof document
Verify the details entered, upload the address proof document and click on submit
Your new address will be updated within 7 working days post verification of the document
What are the channels through which I can initiate an NEFT Fund Transfer in Kotak?
Kotak Internet Banking - Send money to your chosen beneficiary from your desktop/laptop
Kotak Mobile Banking - Send money through your Kotak Mobile Baking app
Kotak Branch - Visit your nearest Kotak Bank Branch and fill the NEFT form to do an NEFT transaction
Kotak Enet - Net banking facility for Corporates
What are the transaction steps for NEFT through Kotak NetBanking/MobileBanking?
For NEFT you will need to begin by adding a beneficiary. Then you can go on to make a funds transfer or Credit card payment.
For online transaction, both the NetBanking and Third Party Funds Transfer facilities should be enabled. (If you’re not yet registered, just fill the form at your closest Kotak Bank branch).
Steps to add beneficiary for NEFT-
Addition of Kotak Bank Beneficiary
Go to PAYMENTS and click on Transfer Funds
Select the option "Other Kotak Bank Account"
Click on "Register New Beneficiary"
Enter the Beneficiary Nick Name and Account Number/Mobile Number. Click on Get Account Details. The name of the beneficiary will be displayed on the screen. Validate if the correct beneficiary is being registered.
Enter the Netsecure code to complete registration
Your beneficiary is now registered.
Addition of Other Bank Beneficiary
Go to PAYMENTS and click on Transfer Funds
Select the option "Other Bank Account"
Click on "Register New Beneficiary"
Enter the Beneficiary Nick Name and Account Number. Click on Get Account Details. The name of the beneficiary will be displayed on the screen. Validate if the correct beneficiary is being registered.
Enter the Netsecure code to complete registration
Your beneficiary is now registered.
Steps to make your NEFT funds transfer - Step 1 - Go to Fund Transfer tab, and select 'Transfer to other bank(NEFT)' Step 2 - Select account, beneficiary, and enter the relevant details Step 3 - Accept the Terms and Conditions Step 4 - Review the details, and, if all is correct, confirm to complete the process
The beneficiary will be activated after 30 minutes (due to security reasons). The Beneficiary can be viewed in the "View Beneficiary" option of the Enquire Section.
Post activation of a beneficiary, Rs. 50,000 (in full or parts) can be transferred for the first 24 hours.
An added beneficiary, to whom no funds are transferred for more than 24 months, is treated as a new beneficiary in all respects.
A maximum of 7 beneficiaries can be added/modified/deleted in a period of 24 hours.
What information is required to do an NEFT transaction?
For an NEFT remittance, the remitter has to furnish the following information:
Amount to be remitted
Remitting customer's account number which is to be debited
Name of the beneficiary bank
Name of the beneficiary
Account number of the beneficiary
Sender to receiver information, if any
IFSC code of the destination bank branch
How to do Credit card payments through NEFT?
Credit card payments can be completed easily through Kotak Bank’s NEFT service under NetBanking.
There are a few points to note:
You need to have the NetBanking and Third Party Funds Transfer facilities enabled (If you’re not yet registered, just visit your nearest Kotak Bank branch and fill the form).
The Credit card issuing bank must be enabled to receive payments via NEFT
The IFSC should be obtained from the Credit card issuing bank (without the correct IFSC, the transaction will be rejected)
Steps to make your Credit card payment -
Step 1 - Go to Fund Transfer tab, and click Transfer to other bank Step 2 - Select account, beneficiary, and enter the relevant details Step 3 - Accept the Terms and Conditions Step 4 - Review the details, and, if all is correct, confirm to complete the process
What is a Kotak Bank Customer ID?
A Customer ID is a 9-digit number which uniquely identifies your relationship with Kotak Bank. Your customer ID is usually your login ID for the Internet Banking login. Please mention this ID in all your communications with Kotak Bank.
What to do if i am unable to login into Kotak NetBanking?
It might be due to one of the following reasons:
Incorrect login ID or password: Your login ID is your Customer ID. In case you have forgotten your Customer ID, it is written in the welcome letter and on your cheque book. In case you have forgotten your password click on "Forgot Password" (Incorrect link) link to generate your password online. Please note that password is case sensitive.
Disabled login ID: In case of 5 incorrect login attempts, the system disables your Internet Banking Login ID/User ID for the calendar day. Now you can enable your login ID instantly using Enable Login ID link, else it will be enabled automatically on the next calendar day.
First time user: If you have a debit card, you can straight away login to the Internet Banking by using the card credentials without any further registration process If you do not have a debit card, please use “First Time User” ‘Hyperlink’ option on the login page, to register online and generate password instantaneously.
Browser Issues: The Internet Banking is best accessed using the latest version of the below browsers - Internet Explorer, Chrome, Firefox and Safari.
What general precautions should I take to protect my account on the internet?
To protect your account from online fraudulent activities, please take care of the following:
Keep your password top secret and change them as often as possible
Changing passwords often helps in protecting your account even if inadvertently you may have disclosed it to someone.
Make your password difficult to crack
When you create your password, make it at least 8 characters long. Include at least one capital letter, one numerals (0-9) and one special character (like #, $ etc.). This makes the password very difficult to crack
Avoid using cyber cafes to access your Internet Banking accounts
PCs at cyber cafes may be infested with viruses and Trojans that can capture and transmit your personal data to fraudsters. The easiest way to grab information is key logging software, which record all the keystrokes you typed, to be retrieved later for fraudulent usage. Beware of typing passwords on unknown PCs.
Keep your computer secure
Some phishing emails or other spam may contain software that can record information on your Internet activities (spyware) or open a 'backdoor' to allow hackers access to your computer (Trojans). Installing anti-virus software and keeping it up to date will help detect and disable malicious software, while using anti-spam software will stop phishing emails from reaching you. It is also important, particularly for users with a broadband connection, to install a firewall. This will help keep the information on your computer secure while blocking communication from unwanted sources. Make sure you keep up- to-date and download the latest security patches for your browser. If you don't have any patches installed, visit your browser's website, for example users of Internet Explorer should go to the Microsoft website.
Check the website you are visiting is secure
Before submitting your bank details or other sensitive information there are a couple of checks you can do to help ensure the site uses encryption to protect your personal data:
If the address bar is visible, the URL should start with 'https://' ('s' for secured) rather than the usual 'http://'.
If the address bar is not visible as in our Internet Banking website, look for a lock icon on the browser's status bar. You can check the level of encryption, expressed in bits, by hovering over the icon with your cursor.
Validate the SSL Certificate
If you are in any doubt, click on the lock icon at the bottom of the secured page. This opens up a new window, displaying the SSL certificate information. Ensure that there is no red cross mark preceding the title 'Certificate Information'. It should also be 'Issues to:https://www.axisbank.co.in
You can get more information by clicking on the other tabs in the certificate window. Following the above steps would help you in protect yourself. However, please remember, fraudsters are always trying to stay a step ahead. To ensure that you remain protected at all times:
Never let anyone know your PINS or passwords
Do not write them down
Do not use the same password for all your online accounts
Avoid opening or replying to spam emails, as this will give the sender confirmation they have reached a live address.
Never respond to emails that request personal information
At Kotak Bank, we would never ask for your personal details through an email. Nor would we ask for your password through any means, phone, fax or in-persons. If any of our bank personnel asks you for your password, do not disclose it and report him or her immediately to us. If you do not recognize an amount charged to you, please report the same in writing to Kotak Bank immediately. In case you suspect an email claiming to be from Kotak Bank is fraudulent, please report it to the Call Centre.
What do I do if forgotten Kotak Internet Banking password?
You can generate Kotak Internet Banking password online in case you have forgotten it. You will need your 16 digit ATM/debit card number and ATM PIN. If you do not have a debit card, then please place a request for PIN at the call center or your nearest branch. Click here For generating your password online to generate your password online.
What is the daily transaction limit in Kotak Internet Banking?
The daily transaction Default limit for the day is Rs. 5 Lakh. There is no maximum limit for Funds Transfer. You can enhance your daily limit upto 50 lakhs through the Internet Banking. You can place a request for increasing the limit beyond Rs. 50 lacs and the same is processed on case to case basis.
What are types of fund transfers i can do through Kotak Netbanking?
You can do the following types of Fund Transfer:
Fund Transfer between your own accounts
Fund Transfer to any Other Kotak Bank account
Fund Transfer to Other Bank's Account (NEFT/RTGS/IMPS)
Visa Card Payment
Instant Money Transfer
Who is eligible for the Kotak Internet Banking?
Kotak Internet Banking service is available to all individual Savings and,Current account, only credit card and only loan customers. This is applicable for all domestic & NRI customers. In all cases, the customer should have the authority to operate the account with full permission.
How to get Kotak Bank Internet Banking Login ID?
You can SMS” CUSTID<account no.> to 5676782 from your registered mobile number to get AxiLogin/ customer ID
NRI customers also obtain your customer ID by sending an SMS CUSTID <AccountNumber> to +919717000002
Your login ID is same as the Customer ID that is mentioned on -your welcome letter & in the cheque book that is mailed to you post your account opening
What are the things to kept in mind while creating Kotak Netbanking Password?
You should remember below points while setting your passwords:
The password cannot consist of all the characters as are in your Username. For e.g.If your Username is "Bob", then your password cannot be "Bobby".
Password should mandatorily contain both digits and letters and special characters.
Password cannot contain following special characters ( ) [ ] @ , : ; \”
Spaces are not allowed in between Password.
The Password should contain a minimum of 8 characters and a maximum of 28 characters
Your new password cannot be the same as any of your previous 3 password(s)
Kotak Bank Balance Enquiry Number via Missed call
Kotak Bank account holders can give missed call on 1800 274 0110 to Check Account Balance
Customers can check available account balance by giving a missed call at Kotak Bank Account Balance Enquiry Number 1800 274 0110.
To avial this facility, customers need to have a registered mobile number with the bank
With the help of this missed call service, customer will receive an SMS alert on their registered mobile number along with the available balance
Kotak Bank Balance enquiry via SMS Service
Kotak Bank SMS Service enables the customer to check account balance by just sending SMS from registered mobile number. This is a very simple and quick service and avilable 24x7. To check Kotak Bank Balance Enquiry:
Customer just need to send SMS to 5676788 or 9971056767 by typing BAL <Account Number> from their registered mobile number
An SMS alert will be received by the customer with available account balance details
How to Block Kotak Bank Credit Card - Ways to Deactivate Kotak Bank Credit Card
If you have lost your Kotak Bank Credit Card or it has been stolen, you can Deactivate or cancel it by calling our Kotak PhoneBanking numbers, blocking it online through Kotak Bank Net Banking or by visiting an Kotak branch.
Blocking Kotak Bank Credit Card Via Kotak Net Banking
Step 1 - Login to Online Banking of Kotak Mahindra Bank or Kotak Mobile App using your ID and password
Step 2 - Select Help Services
Step 3 - Go to “Card Management” and select “Report Lost/Stolen Card”
Step 4 - Follow the instructions on the screen
Step 5 - On completion, your card will be blocked and a replacement card will be sent to your registered mailing address
Blocking Kotak Bank Credit Card Via Kotak PhoneBanking
This how you can cancel or block your Kotak Credit Card through 24x7 Kotak PhoneBanking
Step 1 - Call on this number 18602662666 from your registered mobile number only.
Step 2 - Press Option 2 and speak to the Customer Care Executive for blocking the card
Blocking Kotak Bank Credit Card Via visiting Kotak Bank branch
This how you can cancel or block a Kotak Bank Credit Card by visiting a Kotak Bank branch and submitting a form
Step 1 - Collect application form from a branch or download it from Kotak Bank website
Step 2 - Complete the form and submit at the branch
Kotak Mahindra Bank Internet Banking Services :
Kotak Bank Internet Banking Services
View Account Details/Balance
Edit Personal Profile Details
Download Account Statement
Stop Cheque Payment
Request for a Cheque book
View Credit Card Details
Redeem eDGE Loyalty points
View Demat Account Details
View your Portfolio Summary/Snapshot
View your Loan A/C Details
Register for e-statement
Transfer Fund to Own Kotak Bank Account
Transfer Fund to Other Kotak Bank Account
Transfer Fund to Other Bank Account
Transfer Fund to Visa Credit Card
Request for Demand Draft
Create Fixed Deposit
Apply for IPO Online
Pay Credit Card Bills
Pay utility Bills
Shop online and pay using Kotak Bank Internet Banking
In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group's flagship company, received banking license from the Reserve Bank of India (RBI), becoming the first non-banking finance company in India to convert into a bank - Kotak Mahindra Bank Ltd.
Effective April 1, 2015, ING Vysya Bank Ltd. merged with Kotak Mahindra Bank Ltd.
The Bank has four Strategic Business Units – Consumer Banking, Corporate Banking, Commercial Banking and Treasury, which cater to retail and corporate customers across urban and rural India.
Kotak Mahindra Bank Netbanking FAQs
⭐Q. How do I receive my Kotak Net banking PIN?
Due to security reasons, your Kotak Net Banking PIN will not be shared with you online. It will be sent to you via post.
⭐Q. Is Kotak mobile banking safe?
Yes its Kotak Bank, ensure that its customer gets a good, safe and hassle-free online banking experience. With all the necessary checks of authentication and security in place, you can be rest assured of a secure online banking experience.
⭐Q. How can I unlock my Kotak NetBanking account?
Well if the account is locked due to wrong password attempts, don’t worry! It’s temporary and will be locked for 24 Hrs. after that you can again try or you can get your password reset online itself.
⭐Q. How to Block Kotak Bank Credit Card - Ways to Deactivate Kotak Bank Credit Card?
If you have lost your Kotak Bank Credit Card or it has been stolen, you can Deactivate or cancel it by calling our Kotak PhoneBanking numbers, blocking it online through Kotak Bank Net Banking or by visiting an Kotak bank branch.
⭐Q. Kotak Bank Balance Enquiry Number via Missed call?
Kotak Bank account holders can give missed call on 1800 274 0110 to Check Account Balance
⭐Q. What is the user ID for Kotak NetBanking?
The Customer ID is a unique identification number given to every Customer holding a Savings/ Current Account with Kotak Bank.
⭐Q. What is Kotak IPIN password?
Internet PIN or Internet Personal Identification Number. This is the password via which you can do net banking with your Kotak Bank Account. It is used to view you online account and perform online transaction.
⭐Q. Does Kotak Bank charge any Fee for Internet Banking?
No, Kotak Bank does not charge any fee for availing the services of Internet Banking. However, if Kotak customers transfer funds to the third party using different modes such as NEFT, RTGS or IMPS then the bank of the third party may charge some fees for fund transfer.
⭐Q. How can one avail the Kotak Bank net banking facility?
To avail Kotak Bank Net Banking facilities, user must have an account at Kotak Bank. Also, you need to register for the Internet banking service with the Kotak bank. Bank will provide you with a Pre Printed Kit (PPK) containing username and password. You can also request the bank to send the username through SMS to your registered address. To complete the registration process, Log on to https://www.kotak.com/j1001mp/netapp/MainPage.jsp using the same username and password and follow the procedure as required.