IOB Bank NET Banking: IOB Internet Banking How to register login & use IOB Net Banking Online
IOB Net Banking 2021 in this modern era of technology learn how to use IOB Net Banking, How to register for IOB Net Banking, How to start IOB Net banking, with the help of Netbanking360 under one roof.
IOB Bank Online Banking facilitates customers to make financial transactions easily at the comfort of their home or offices once they have registered for IOB Bank Internet Banking facility.
IOB Bank Online Banking
IOB Bank Net Banking Login
Fund Transfer, Balance Check, Book online tickets, Making Payments, Opening FD/RD Account etc.
Visit Bank Branch/ATM or register online through Net Banking Portal
Online Fund Transfer Methods & Limit
IMPS- ₹ 2 Lakhs
NEFT- ₹ Nil
RTGS- ₹ Nil
IOB Net Banking
Indian Overseas Bank is well known Bank in India IOB Bank provide Net Banking / Internet Banking services to its retail as well as corporate Bank customers. IOB Bank Account holders can avail services like Fund transfer, Bill Payment, Apply for a new debit/credit card, open a new FD/RD account and book tickets and much more without paying any additional charges or fees provided that they have an internet connection and their mobile number is registered with the IOB bank. Customers can make financial transactions easily at the comfort of their home or offices once they have registered for IOB Bank Internet Banking facility.
What is IOB Bank Net Banking?
IOB Bank Net banking is the internet banking service provided by Indian Overseas Bank (IOB) to all its customers. It is the most comfortable channel for you to experience round the clock banking from any part of the world.
What are the benefits of using IOB Net Banking?
With IOB Net Banking, you can conduct your banking transactions from any location as per your convenience. IOB Internet Banking provides a comprehensive range of online transactions and information that can help you better manage your financial assets. It's secure and convenient.
What are the services which can be accessed through IOB Net Banking?
Check your account balance
View your transaction history of your banking accounts and credit card
Transfer money between your accounts and other accounts at IOB
Transfer funds to overseas account (may require supporting documents)
Transfer funds to another local bank account
Pay your bills
Enquire on interest rates
Open new Term / Fixed Deposits
Stop cheque or order new cheque books
Update personal information (except address)
View and download e-Statements for banking accounts and credit cards
What do I need in order to use IOB Net Banking service?
A smart device which could be computer, laptop, Tablet, or Smart Phone.
A secured good interent connection to access the website of the IOB.
Step 1: Visit the IOB official website. https://www.iob.in/ Step 2: Click on login on the right hand side of the website. Step 3: Now a page open click on the click here to login for registered user. Step 4: Enter the User ID / Customer ID also enter the Captcha showing below. Step 5: Enter the Password and click login to enter your IOB Bank Net Banking account.
How to register for IOB Net Banking?
When you open your account in the IOB, the net banking registration is given by default, however, in case if you are not registered for IOB net banking, here are the steps to do so:
How to register for IOB Bank Net Banking Online?
A Resident Customer and a Non-Resident Customer with Domestic Mobile Number can follow these steps given below to register for IOB Bank Net Banking online:
Click on online services on the right hand side of the website.
Click on register section and choose retail banking from the dropdown.
Once you click the "Register Online/Self user registration" link, you will be redirected to self-registration page.
Read T&C, accept to proceed
Enter the details requested for, choose facility type, set login, transaction password and submit.
Upon, successful submission, your user/login ID & reference number will be displayed. Please save this for further records.
An SMS will be sent to your registered mobile number once your net banking login is activated.
You can log on IOB net banking after a cooling period of 1 hour & start transacting immediately.
How to register for IOB Bank Net Banking through Phone Banking?
Call the IOB customer care Phone Banking number at 18004254445
Give your Customer ID and Telephone Identification Number(TIN) or Verify your bank account details
The customer care executive will take your Net Banking registration request
After That Bank will courier your Net Banking Password to your mailing address
How to register for IOB Bank Net Banking at bank branch?
Visit the IOB bank branch and ask for Net Banking registration form (individual or corporate)
Fill in the form and submit it to the IOB branch official
Upon successful processing, you will receive user/login ID as SMS in your registered mobile number.
Password(s) – both login & transaction will be sent to your registered mailing address by speed post with 7-10 working days.
An SMS will be sent to your registered mobile number once your password(s) are dispatched from our CPC.
SMS will contain speed post tracking number for your reference.
Please note that you will need User/login ID, login password & transaction password to complete a financial transaction in IOB Bank Net banking.
How to reset/change IOB Bank Net Banking password?
You can instantly reset your IOB Bank Net Banking password by following the below steps:
Step 1: Visit the IOB forgotten net banking password page https://www.iobnet.co.in/ibanking/ Step 2: Enter your login id in the login id column. Step 3: Enter your 15 digit Account no. Step 4: Enter your email id as you have registered in the net banking. Step 5: Enter the captcha code showing on the screen Step 6: Enter the one time verification code (OTP) sent to your mobile number. Step 7: Choose the password that needs to be generated by clicking on the check boxes Step 8: Now you are ready to login to your internet banking account.
How to Check IOB Account Balance using Net Banking?
Step 1: Log in to your IOB net banking account. Step 2: Click on the ‘Accounts Summary’ option under the ‘Accounts’ tab. Step 3: A list of all your accounts will be displayed on the screen. Step 4: Select the account for which you wish to check the balance. Step 5: The account balance and other details of the selected account will be displayed.
How to pay IOB Credit Card Payment online through any bank account?
With the help of IOB Billbesk you can make payment of IOB bank credit card online.
Step 1: Provide your IOB Credit Card payment details
Enter your IOB Credit Card number and Payment amount.
Select your net banker from drop-down and click on PAY.
You will be securely redirected to the bank payment interface of your chosen net banking option.
Step 2: Confirm payment (at Bank)
Enter your authentication details [viz user id/ password]
Confirm your payment amount to IOB Credit Card.
Your account will get debited online.
Step 3: Receive online confirmation
You will receive an online transaction confirmation and a Transaction Reference Number.
You will also receive an email acknowledgement of your transaction (if email id provided).
How to change or update address through IOB?
To change or update your address in IOB you have the following options:
Visit any IOB branch and submit an application along with the address proof
Send across a duly- filled & signed application along with address proof to the branch where you opened your account with an authorization letter.
What are the channels through which I can initiate an NEFT Fund Transfer in IOB?
IOB Internet Banking - Send money to your chosen beneficiary from your desktop/laptop
IOB Mobile Banking - Send money through your IOB Mobile Baking app
IOB Branch - Visit your nearest IOB Branch and fill the NEFT form to do an NEFT transaction
What are the transaction steps for NEFT through IOB Bank Net Banking?
For NEFT you will need to begin by adding a beneficiary. Then you can go on to make a funds transfer or Credit card payment.
For online transaction, both the Net Banking and Third Party Funds Transfer facilities should be enabled. (If you’re not yet registered, just fill the form at your closest IOB branch).
Steps to add beneficiary for NEFT-
Step 1 - Log into IOB Bank Net Banking, using your Customer ID and Password Step 2 - Go to Funds Transfer tab Step 3 - Click ‘Add a Beneficiary’, and then select Beneficiary Type - Transfer to other bank Step 4 - Enter the beneficiary account details or Credit card number Step 5 - Select the Beneficiary’s IFSC, using the bank and branch name Step 6 - Click ‘Add’, then ‘Confirm’ Step 7 - Authenticate yourself at the secure access step, and wait for your confirmation message
Steps to make your NEFT funds transfer - Step 1 - Go to Fund Transfer tab, and select 'Transfer to other bank(NEFT)' Step 2 - Select account, beneficiary, and enter the relevant details Step 3 - Accept the Terms and Conditions Step 4 - Review the details, and, if all is correct, confirm to complete the process
The beneficiary will be activated after 30 minutes (due to security reasons). The Beneficiary can be viewed in the "View Beneficiary" option of the Enquire Section.
Post activation of a beneficiary, Rs. 50,000 (in full or parts) can be transferred for the first 24 hours.
An added beneficiary, to whom no funds are transferred for more than 24 months, is treated as a new beneficiary in all respects.
A maximum of 7 beneficiaries can be added/modified/deleted in a period of 24 hours.
What information is required to do an NEFT transaction in IOB?
For an NEFT remittance, the remitter has to furnish the following information:
Amount to be remitted
Remitting customer's account number which is to be debited
Name of the beneficiary bank
Name of the beneficiary
Account number of the beneficiary
Sender to receiver information, if any
IFSC code of the destination bank branch
How to do Credit card payments through IOB NEFT?
Credit card payments can be completed easily through IOB’s NEFT service under Net Banking.
There are a few points to note:
You need to have the Net Banking and Third Party Funds Transfer facilities enabled (If you’re not yet registered, just visit your nearest IOB branch and fill the form).
The Credit card issuing bank must be enabled to receive payments via NEFT
The IFSC should be obtained from the Credit card issuing bank (without the correct IFSC, the transaction will be rejected)
Steps to make your Credit card payment -
Step 1 - Go to Fund Transfer tab, and click Transfer to other bank Step 2 - Select account, beneficiary, and enter the relevant details Step 3 - Accept the Terms and Conditions Step 4 - Review the details, and, if all is correct, confirm to complete the process
When does the beneficiary get the credit for a NEFT Transaction?
The transaction will be settled to your beneficiary as per the RBI batch which ideally takes 30 mins to 4 hours.
If an NEFT transaction is not credited to a beneficiary account, does the Remitter get back the money?
Yes. If the beneficiary's bank is unable to credit the beneficiary's account for any reason, the former will return the money to the remitting bank within 2 business hours of completion of the batch in which the transaction was processed. Once the amount is received by the remitting bank, it is credited to the remitter's account by the branch concerned.
IOB Account Balance Enquiry Number
IOB account holders can give missed call on 04442220004 to Check Account Balance
Customers can check available account balance by giving a missed call at IOB Account Balance Enquiry Number 04442220004.
To avial this facility, customers need to have a registered mobile number with the bank
With the help of this missed call service, customer will receive an SMS alert on their registered mobile number along with the available balance
IOB SMS Service
IOB SMS Service enables the customer to check account balance by just sending SMS from registered mobile number. This is a very simple and quick service and avilable 24x7. To check IOB Balance Enquiry:
Customer just need to send SMS to 8424022122 by typing BAL <Account Number> from their registered mobile number
An SMS alert will be received by the customer with available account balance details
How to Block IOB Credit Card - Ways to Deactivate IOB Credit Card
If you have lost your IOB Credit Card or it has been stolen, you can Deactivate or cancel it by calling our IOB PhoneBanking numbers, blocking it online through IOB Net Banking or by visiting an IOB branch.
Blocking Indian Overseas Bank Credit Card Via IOB Net Banking
Step 1 - Login to Online Banking of Indian Overseas Bank or IOB Mobile App using your ID and password
Step 2 - Select Help Services
Step 3 - Go to “Card Management” and select “Report Lost/Stolen Card”
Step 4 - Follow the instructions on the screen
Step 5 - On completion, your card will be blocked and a replacement card will be sent to your registered mailing address
Blocking IOB Credit Card Via IOB PhoneBanking
This how you can cancel or block your IOB Credit Card through 24x7 IOB PhoneBanking
Step 1 - Call on this number 18004254445 from your registered mobile number only.
Step 2 - Press Option 2 and speak to the Customer Care Executive for blocking the card
Blocking IOB Credit Card Via visiting IOB branch
This how you can cancel or block a IOB Credit Card by visiting a IOB branch and submitting a form
Step 1 - Collect application form from a branch or download it from IOB website
Step 2 - Complete the form and submit at the branch
Indian Overseas Bank (IOB) was founded on 10th February 1937 by Shri. M. Ct. M. Chidambaram Chettyar, a pioneer in many fields. The Bank was founded by him with the main objective of specializing in foreign exchange business in banking to take the Bank across the globe. IOB started business simultaneously - at Karaikudi, Chennai and Rangoon in Burma (presently Myanmar) followed by a branch in Penang, Malaysia. At the dawn of Independence IOB had 38 branches in India and 7 branches abroad and Deposits stood at Rs. 6.64 Crores and Advances at Rs. 3.23 Crores at that time.
IOB was one of the 14 major banks that were nationalized in 1969. On the eve of Nationalization in 1969, IOB had 195 branches in India with aggregate deposits of Rs. 67.70 Crores. and Advances of Rs. 44.90 Crores. Bank has its overseas presence in 5 countries Singapore, Hongkong, Thailand, Srilanka and south Korea.
IOB Bank Net banking FAQs
⭐Q. How do I receive my IOB Bank Net banking PIN?
Due to security reasons, your IOB Bank Net Banking PIN will not be shared with you online. It will be sent to you via post.
⭐Q. IOB Account Balance Enquiry Number
IOB account holders can give missed call on 04442220004 to Check Account Balance.
⭐Q. Is IOB Bank Net Banking is safe?
Yes its Indian Overseas Bank (IOB), ensure that its customer gets a good, safe and hassle-free online banking experience. With all the necessary checks of authentication and security in place, you can be rest assured of a secure online banking experience.
⭐Q. How to Block Indian Overseas Bank (IOB) Credit Card - Ways to Deactivate Indian Overseas Bank (IOB) Credit Card?
If you have lost your Indian Overseas Bank (IOB) Credit Card or it has been stolen, you can Deactivate or cancel it by calling our Indian Overseas Bank (IOB) PhoneBanking numbers, blocking it online through Indian Overseas Bank (IOB) Net Banking or by visiting an Indian Overseas Bank (IOB) bank branch.
⭐Q. How can I unlock my Indian Overseas Bank (IOB) Bank NetBanking account?
Well if the account is locked due to wrong password attempts, don’t worry! It’s temporary and will be locked for 24 Hrs. after that you can again try or you can get your password reset online itself.
⭐Q. What is the user ID for IOB Bank NetBanking?
The Customer ID is a unique identification number given to every Customer holding a Savings/ Current Account with Indian Overseas Bank IOB.
⭐Q. What is IOB Bank IPIN password?
Internet PIN or Internet Personal Identification Number. This is the password via which you can do net banking with your IOB Bank Account. It is used to view you online account and perform online transaction.
⭐Q. Does Indian Overseas Bank IOB charge any Fee for Internet Banking?
No, IOB Bank does not charge any fee for availing the services of Internet Banking. However, if IOB Bank customers transfer funds to the third party using different modes such as NEFT, RTGS or IMPS then the bank of the third party may charge some fees for fund transfer.
⭐Q. How can one avail the Indian Overseas Bank IOB net banking facility?
To avail Indian Overseas Bank IOB Net Banking facilities, user must have an account at IOB Bank. Also, you need to register for the Internet banking service with the IOB bank. Bank will provide you with a Pre Printed Kit (PPK) containing username and password. You can also request the bank to send the username through SMS to your registered address. To complete the registration process, Log on to https://www.iobnet.co.in/ibanking/login.do the same username and password and follow the procedure as required.