ICICI Bank Net Banking: ICICI Bank Internet Banking How to register login & use ICICI Bank Net Banking Online

ICICI Bank Net Banking 2021 in this modern era of technology learn how to use ICICI Bank Net Banking, How to register for ICICI Bank Net Banking, How to start ICICI Bank Net Banking, with the help of Netbanking360 under one roof.


ICICI Bank Net Banking


Click Here to Login ICICI Bank Net Banking

ICICI Bank Online Banking facilitates customers to make financial transactions easily at the comfort of their home or offices once they have registered for ICICI Bank Internet Banking facility.

ICICI Bank Online Banking
ICICI Bank Net Banking Login https://infinity.icicibank.com/corp/AuthenticationController?
Services Offered Fund Transfer, Balance Check, Book online tickets, Making Payments, Opening FD/RD Account etc.
Registration Methods Visit Bank Branch/ATM or register online through Net Banking Portal
Online Fund Transfer Methods & Limit IMPS- ₹ 2 Lakhs
NEFT- ₹ Nil
RTGS- ₹ Nil

ICICI Net Banking

ICICI Bank is well known and one of the largest Private Bank in India ICICI Bank provide Net Banking / Internet Banking services to its retail as well as corporate Bank customers. ICICI Bank Account holders can avail services like Fund transfer, Bill Payment, Apply for a new debit/credit card, open a new FD/RD account and book tickets and much more without paying any additional charges or fees provided that they have an internet connection and their mobile number is registered with the ICICI bank. Customers can make financial transactions easily at the comfort of their home or offices once they have registered for ICICI Bank Internet Banking facility.


ICICI Bank Net Banking is a convenient way to do banking from the comfort of your home or office. Avoid the queue or delays and try our simple and secure Internet Banking facility for an unmatched online banking experience.

Just login today using your User ID and Password to experience ICICI Bank Internet Banking.


What are the benefits of using ICICI Net Banking?

ICICI Internet Banking is a convenient & fast way to access your account & manage your day to day banking transactions anytime, anywhere at comfort of your home.

The Internet Banking provides you a host of benefits like:

  • Dashboard view of all your relationships with ICICI bank like your accounts, deposits, loans and your credit cards.
  • See your recent transactions.
  • Create Instant FD’s and RD’s.
  • Make online payments for utility bills and insurance premia.
  • Shop on various websites and pay using Internet Banking.
  • Transfer money to your own accounts and to other bank accounts.
  • Re-charge your prepaid mobile / DTH and data card.
  • Track status of issued cheques and of cheques that are in clearing.
  • Issue stop payment instructions on issued cheques.
  • Request for profile details
  • View and redeem your Loyalty points

What are the services which can be accessed through ICICI Internet Banking?

ICICI Bank Internet Banking gives you accessibility to your account/s - anytime, anywhere, 24X7 - at your own comfort. You can manage your all your daily transactions online. You can view statements, order cheque books, do fund transfers, order DDs, pay your bills & even shop online.

Services

  • Account Details: You can view your bank account details, account balance, download statements. You can also view your Deposits, Demat, Loan & Card Account Details at one place.
  • Fund Transfer: Transfer funds to your own ICICI Bank accounts, other ICICI Bank accounts or Other Bank accounts seamlessly.
  • Request Services: You can place requests for Cheque book, Demand Draft, Stop Cheque Payment, Credit Card, Replacement of Debit Card, Redemption of Loyalty points etc.
  • Investment Services: You can view your complete Portfolio held with the Bank, Create Deposits, Apply for IPO and Mutual Funds etc.
  • Value Added Services: Pay Utility bills for more than 160 billers, Recharge Mobile, Create Virtual Cards, Pay any Visa Credit Card bills, Register for e-statement and SMS banking, View your Tax Credit Details etc.

What do I need in order to use ICICI Net Banking service?


What are the channels through which I can initiate an NEFT Fund Transfer in ICICI?

  • ICICI Internet Banking - Send money to your chosen beneficiary from your desktop/laptop
  • ICICI Mobile Banking - Send money through your ICICI Mobile Baking app
  • ICICI Branch - Visit your nearest ICICI Bank Branch and fill the NEFT form to do an NEFT transaction
  • ICICI Enet - Net banking facility for Corporates


What are the transaction steps for NEFT through ICICI Net Banking/MobileBanking?

For NEFT you will need to begin by adding a beneficiary. Then you can go on to make a funds transfer or Credit card payment.
For online transaction, both the Net Banking and Third Party Funds Transfer facilities should be enabled. (If you’re not yet registered, just fill the form at your closest ICICI Bank branch).

Steps to add beneficiary for NEFT-

  • Addition of ICICI Bank Beneficiary
    • Go to PAYMENTS and click on Transfer Funds
    • Select the option "Other ICICI Bank Account"
    • Click on "Register New Beneficiary"
    • Enter the Beneficiary Nick Name and Account Number/Mobile Number. Click on Get Account Details. The name of the beneficiary will be displayed on the screen. Validate if the correct beneficiary is being registered.
    • Enter the Netsecure code to complete registration
    • Your beneficiary is now registered.

  • Addition of Other Bank Beneficiary
    • Go to PAYMENTS and click on Transfer Funds
    • Select the option "Other Bank Account"
    • Click on "Register New Beneficiary"
    • Enter the Beneficiary Nick Name and Account Number. Click on Get Account Details. The name of the beneficiary will be displayed on the screen. Validate if the correct beneficiary is being registered.
    • Enter the Netsecure code to complete registration
    • Your beneficiary is now registered.

Steps to make your NEFT funds transfer -
Step 1 - Go to Fund Transfer tab, and select 'Transfer to other bank(NEFT)'
Step 2 - Select account, beneficiary, and enter the relevant details
Step 3 - Accept the Terms and Conditions
Step 4 - Review the details, and, if all is correct, confirm to complete the process


Note:
  • The beneficiary will be activated after 30 minutes (due to security reasons). The Beneficiary can be viewed in the "View Beneficiary" option of the Enquire Section.
  • Post activation of a beneficiary, Rs. 50,000 (in full or parts) can be transferred for the first 24 hours.
  • An added beneficiary, to whom no funds are transferred for more than 24 months, is treated as a new beneficiary in all respects.
  • A maximum of 7 beneficiaries can be added/modified/deleted in a period of 24 hours.


What information is required to do an NEFT transaction?

For an NEFT remittance, the remitter has to furnish the following information:

  • Amount to be remitted
  • Remitting customer's account number which is to be debited
  • Name of the beneficiary bank
  • Name of the beneficiary
  • Account number of the beneficiary
  • Sender to receiver information, if any
  • IFSC code of the destination bank branch


How to do Credit card payments through NEFT?

Credit card payments can be completed easily through ICICI Bank’s NEFT service under Net Banking.
There are a few points to note:
  • You need to have the Net Banking and Third Party Funds Transfer facilities enabled (If you’re not yet registered, just visit your nearest ICICI Bank branch and fill the form).
  • The Credit card issuing bank must be enabled to receive payments via NEFT
  • The IFSC should be obtained from the Credit card issuing bank (without the correct IFSC, the transaction will be rejected)
Steps to make your Credit card payment -

Step 1 - Go to Fund Transfer tab, and click Transfer to other bank
Step 2 - Select account, beneficiary, and enter the relevant details
Step 3 - Accept the Terms and Conditions
Step 4 - Review the details, and, if all is correct, confirm to complete the process


What is a ICICI Bank Customer ID?

A Customer ID is a 9-digit number which uniquely identifies your relationship with ICICI Bank. Your customer ID is usually your login ID for the Internet Banking login. Please mention this ID in all your communications with ICICI Bank.



What to do if i am unable to login into ICICI Net Banking?

It might be due to one of the following reasons:

  • Incorrect login ID or password:
    Your login ID is your Customer ID. In case you have forgotten your Customer ID, it is written in the welcome letter and on your cheque book. In case you have forgotten your password click on "Forgot Password" (Incorrect link) link to generate your password online. Please note that password is case sensitive.
  • Disabled login ID: In case of 5 incorrect login attempts, the system disables your Internet Banking Login ID/User ID for the calendar day. Now you can enable your login ID instantly using Enable Login ID link, else it will be enabled automatically on the next calendar day.
  • First time user: If you have a debit card, you can straight away login to the Internet Banking by using the card credentials without any further registration process If you do not have a debit card, please use “First Time User” ‘Hyperlink’ option on the login page, to register online and generate password instantaneously.
  • Browser Issues: The Internet Banking is best accessed using the latest version of the below browsers - Internet Explorer, Chrome, Firefox and Safari.

 


What general precautions should I take to protect my account on the internet?

To protect your account from online fraudulent activities, please take care of the following:

  • Keep your password top secret and change them as often as possible
    Changing passwords often helps in protecting your account even if inadvertently you may have disclosed it to someone.
  • Make your password difficult to crack
    When you create your password, make it at least 8 characters long. Include at least one capital letter, one numerals (0-9) and one special character (like #, $ etc.). This makes the password very difficult to crack
  • Avoid using cyber cafes to access your Internet Banking accounts
    PCs at cyber cafes may be infested with viruses and Trojans that can capture and transmit your personal data to fraudsters. The easiest way to grab information is key logging software, which record all the keystrokes you typed, to be retrieved later for fraudulent usage. Beware of typing passwords on unknown PCs.
  • Keep your computer secure
    Some phishing emails or other spam may contain software that can record information on your Internet activities (spyware) or open a 'backdoor' to allow hackers access to your computer (Trojans). Installing anti-virus software and keeping it up to date will help detect and disable malicious software, while using anti-spam software will stop phishing emails from reaching you. It is also important, particularly for users with a broadband connection, to install a firewall. This will help keep the information on your computer secure while blocking communication from unwanted sources. Make sure you keep up- to-date and download the latest security patches for your browser. If you don't have any patches installed, visit your browser's website, for example users of Internet Explorer should go to the Microsoft website.
  • Check the website you are visiting is secure
    Before submitting your bank details or other sensitive information there are a couple of checks you can do to help ensure the site uses encryption to protect your personal data:
    • If the address bar is visible, the URL should start with 'https://' ('s' for secured) rather than the usual 'http://'.
    • If the address bar is not visible as in our Internet Banking website, look for a lock icon on the browser's status bar. You can check the level of encryption, expressed in bits, by hovering over the icon with your cursor.
  • Validate the SSL Certificate
    If you are in any doubt, click on the lock icon at the bottom of the secured page. This opens up a new window, displaying the SSL certificate information. Ensure that there is no red cross mark preceding the title 'Certificate Information'. It should also be 'Issues to:https://www.icicibank.co.in
    You can get more information by clicking on the other tabs in the certificate window. Following the above steps would help you in protect yourself. However, please remember, fraudsters are always trying to stay a step ahead. To ensure that you remain protected at all times:
    • Never let anyone know your PINS or passwords
    • Do not write them down
    • Do not use the same password for all your online accounts
    • Avoid opening or replying to spam emails, as this will give the sender confirmation they have reached a live address.
  • Never respond to emails that request personal information
    At ICICI Bank, we would never ask for your personal details through an email. Nor would we ask for your password through any means, phone, fax or in-persons. If any of our bank personnel asks you for your password, do not disclose it and report him or her immediately to us. If you do not recognize an amount charged to you, please report the same in writing to ICICI Bank immediately. In case you suspect an email claiming to be from ICICI Bank is fraudulent, please report it to the Call Centre.


What do I do if forgotten ICICI Internet Banking password?

You can generate ICICI Internet Banking password online in case you have forgotten it. You will need your 16 digit ATM/debit card number and ATM PIN. If you do not have a debit card, then please place a request for PIN at the call center or your nearest branch. Click here For generating your password online to generate your password online.


What is the daily transaction limit in ICICI Internet Banking?

The daily transaction Default limit for the day is Rs. 5 Lakh. There is no maximum limit for Funds Transfer. You can enhance your daily limit upto 50 lakhs through the Internet Banking. You can place a request for increasing the limit beyond Rs. 50 lacs and the same is processed on case to case basis.



What are types of fund transfers i can do through ICICI Net Banking?

You can do the following types of Fund Transfer:

  • Fund Transfer between your own accounts
  • Fund Transfer to any Other ICICI Bank account
  • Fund Transfer to Other Bank's Account (NEFT/RTGS/IMPS)
  • Visa Card Payment
  • Instant Money Transfer


Who is eligible for the ICICI Internet Banking?

ICICI Internet Banking service is available to all individual Savings and,Current account, only credit card and only loan customers. This is applicable for all domestic & NRI customers. In all cases, the customer should have the authority to operate the account with full permission.



How to get ICICI Bank Internet Banking Login ID?

  • Visit our website www.icicibank.com > Internet Banking (Bottom of the page) > I want my User ID. On successful entry of savings account number and mobile number, you will receive the User ID and its status on your registered mobile number through an SMS. Alternatively, you may click here to proceed.
  • You may call our Customer Care, authenticate on IVR by entering the 16-digit number of your debit card and the 4-digit ATM PIN to get your User ID instantly.
  • Please visit the nearest ICICI Bank branch along with your original photo ID proof and make a request for Internet Banking User ID. To locate the nearest ICICI Bank branch, please click here.


What are the things to kept in mind while creating ICICI Net Banking Password?

You should remember below points while setting your passwords:

  • The password cannot consist of all the characters as are in your Username. For e.g.If your Username is "Bob", then your password cannot be "Bobby".
  • Password should mandatorily contain both digits and letters and special characters.
  • Password cannot contain following special characters ( ) [ ] @ , : ; \”
  • Spaces are not allowed in between Password.
  • The Password should contain a minimum of 8 characters and a maximum of 28 characters
  • Your new password cannot be the same as any of your previous 3 password(s)

ICICI Bank Balance Enquiry Number via Missed call

ICICI Bank account holders can give missed call on 9594612612 to Check Account Balance

Customers can check available account balance by giving a missed call at ICICI Bank Account Balance Enquiry Number 9594612612.

  • To avial this facility, customers need to have a registered mobile number with the bank
  • With the help of this missed call service, customer will receive an SMS alert on their registered mobile number along with the available balance


ICICI Bank Balance enquiry via SMS Service

ICICI Bank SMS Service enables the customer to check account balance by just sending SMS from registered mobile number. This is a very simple and quick service and avilable 24x7. To check ICICI Bank Balance Enquiry:

  • Customer just need to send SMS to 9215676766 by typing IBAL <Account Number> from their registered mobile number
  • An SMS alert will be received by the customer with available account balance details


How to Block ICICI Bank Credit Card - Ways to Deactivate ICICI Bank Credit Card

If you have lost your ICICI Bank Credit Card or it has been stolen, you can Deactivate or cancel it by calling our ICICI PhoneBanking numbers, blocking it online through ICICI Bank Net Banking or by visiting an ICICI branch.


Blocking ICICI Bank Credit Card Via ICICI Net Banking

  • Step 1 - Login to NetBanking using your NetBanking ID and Password
  • Step 2 - Select from My Credit Cards
  • Step 3 - Click on the Credit Card number you wish to block
  • Step 4 - Enter the details
  • Step 5 - Enter code received through SMS

Blocking ICICI Bank Credit Card Via ICICI PhoneBanking

This how you can cancel or block your ICICI Credit Card through 24x7 ICICI PhoneBanking

  • Step 1 - Validate your Telephone Identification Number (TIN). This is a 4-digit number that is provided to you by ICICI Bank for accessing PhoneBanking Services
  • Step 2 - Follow the instructions to block or cancel your ICICI Credit card

Blocking ICICI Bank Credit Card Via visiting ICICI Bank branch

This how you can cancel or block a ICICI Bank Credit Card by visiting a ICICI Bank branch and submitting a form

  • Step 1 - Collect application form from a branch or download it from ICICI Bank website
  • Step 2 - Complete the form and submit at the branch

ICICI Bank Internet Banking Services :

Sr. No. ICICI Bank Internet Banking Services Availability Status
1 View Account Details/Balance Yes
2 Edit Personal Profile Details Yes
3 Download Account Statement Yes
4 Stop Cheque Payment Yes
5 Request for a Cheque book Yes
6 View Credit Card Details Yes
7 Redeem eDGE Loyalty points Yes
8 View Demat Account Details Yes
9 View your Portfolio Summary/Snapshot Yes
10 View your Loan A/C Details Yes
11 Mail Facility Yes
12 Register for e-statement Yes
13 Transfer Fund to Own ICICI Bank Account Yes
14 Transfer Fund to Other ICICI Bank Account Yes
15 Transfer Fund to Other Bank Account Yes
16 Transfer Fund to Visa Credit Card Yes
17 Recharge Mobile Yes
18 Request for Demand Draft Yes
19 Create Fixed Deposit Yes
20 Apply for IPO Online Yes
21 Pay Credit Card Bills Yes
22 Pay utility Bills Yes
23 Shop online and pay using ICICI Bank Internet Banking Yes





About ICICI Bank

ICICI Bank is a leading private sector bank in India. The Bank’s consolidated total assets stood at Rs. 13.77 trillion at March 31, 2020. ICICI Bank currently has a network of 5,324 branches and 15,688 ATMs across India.

ICICI Bank was originally promoted in 1994 by ICICI Limited, an Indian financial institution, and was its wholly-owned subsidiary. ICICI's shareholding in ICICI Bank was reduced to 46% through a public offering of shares in India in fiscal 1998, an equity offering in the form of ADRs listed on the NYSE in fiscal 2000, ICICI Bank's acquisition of Bank of Madura Limited in an all-stock amalgamation in fiscal 2001, and secondary market sales by ICICI to institutional investors in fiscal 2001 and fiscal 2002. ICICI was formed in 1955 at the initiative of the World Bank, the Government of India and representatives of Indian industry. The principal objective was to create a development financial institution for providing medium-term and long-term project financing to Indian businesses.

In the 1990s, ICICI transformed its business from a development financial institution offering only project finance to a diversified financial services group offering a wide variety of products and services, both directly and through a number of subsidiaries and affiliates like ICICI Bank. In 1999, ICICI become the first Indian company and the first bank or financial institution from non-Japan Asia to be listed on the NYSE.

After consideration of various corporate structuring alternatives in the context of the emerging competitive scenario in the Indian banking industry, and the move towards universal banking, the managements of ICICI and ICICI Bank formed the view that the merger of ICICI with ICICI Bank would be the optimal strategic alternative for both entities, and would create the optimal legal structure for the ICICI group's universal banking strategy. The merger would enhance value for ICICI shareholders through the merged entity's access to low-cost deposits, greater opportunities for earning fee-based income and the ability to participate in the payments system and provide transaction-banking services. The merger would enhance value for ICICI Bank shareholders through a large capital base and scale of operations, seamless access to ICICI's strong corporate relationships built up over five decades, entry into new business segments, higher market share in various business segments, particularly fee-based services, and access to the vast talent pool of ICICI and its subsidiaries.

In October 2001, the Boards of Directors of ICICI and ICICI Bank approved the merger of ICICI and two of its wholly-owned retail finance subsidiaries, ICICI Personal Financial Services Limited and ICICI Capital Services Limited, with ICICI Bank. The merger was approved by shareholders of ICICI and ICICI Bank in January 2002, by the High Court of Gujarat at Ahmedabad in March 2002, and by the High Court of Judicature at Mumbai and the Reserve Bank of India in April 2002. Consequent to the merger, the ICICI group's financing and banking operations, both wholesale and retail, have been integrated in a single entity.





ICICI Bank Net Banking FAQs


⭐Q. How do I receive my ICICI Bank Net banking PIN?

Due to security reasons, your ICICI Bank Net Banking PIN will not be shared with you online. It will be sent to you via post.

⭐Q. Does ICICI Bank charge any Fee for Internet Banking?

No, ICICI Bank does not charge any fee for availing the services of Internet Banking. However, if ICICI customers transfer funds to the third party using different modes such as NEFT, RTGS or IMPS then the bank of the third party may charge some fees for fund transfer.

⭐Q. How can one avail the ICICI Bank net banking facility?

To avail ICICI Bank Net Banking facilities, user must have an account at ICICI Bank. Also, you need to register for the Internet banking service with the ICICI bank. Bank will provide you with a Pre Printed Kit (PPK) containing username and password. You can also request the bank to send the username through SMS to your registered address. To complete the registration process, Log on to https://infinity.icicibank.com/corp/AuthenticationController? using the same username and password and follow the procedure as required.

⭐Q. How to Block ICICI Bank Credit Card - Ways to Deactivate ICICI Bank Credit Card?

If you have lost your ICICI Bank Credit Card or it has been stolen, you can Deactivate or cancel it by calling our ICICI PhoneBanking numbers, blocking it online through ICICI Bank Net Banking or by visiting an ICICI branch.

⭐Q. Is ICICI Bank Net banking safe?

Yes its ICICI Bank, ensure that its customer gets a good, safe and hassle-free online banking experience. With all the necessary checks of authentication and security in place, you can be rest assured of a secure online banking experience.

⭐Q. How can I unlock my ICICI Bank Net Banking account?

Well if the account is locked due to wrong password attempts, don’t worry! It’s temporary and will be locked for 24 Hrs. after that you can again try or you can get your password reset online itself.

⭐Q. ICICI Bank Balance Enquiry Number via Missed call?

ICICI Bank account holders can give missed call on 9594612612 to Check Account Balance

⭐Q. What is the user ID for ICICI Bank Net Banking?

The Customer ID is a unique identification number given to every Customer holding a Savings/ Current Account with ICICI Bank.

⭐Q. What is ICICI Bank IPIN password?

Internet PIN or Internet Personal Identification Number. This is the password via which you can do net banking with your ICICI Bank Account. It is used to view you online account and perform online transaction.