Vijaya Bank Debit Card

Vijaya Bank Debit Cards

After demonetisation in india, Use of Vijaya Bank Debit Card, Credit Cards, UPI payments, and online banking has increased significantly. Vijaya Bank is well known Bank in India. Vijaya Bank provide various services to its retail as well as corporate Bank customers. Vijaya Bank Bank Account holders can avail services like Fund transfer, Bill Payment, Apply for a new Vijaya Bank Debit Card, Apply for a new Vijaya Bank Credit Card, open a new FD/RD account and book tickets and much more without paying any additional charges or fees provided that they have an internet connection and their mobile number is registered with the Vijaya Bank.

Vijaya Bank is a fully owned subsidiary of Bank of Baroda with its head office in Bangalore, Karnataka, India. It was one of the nationalised banks in India. The bank offered a wide range of financial products and services to customers through its various delivery channels. The bank had a network of 2031 branches (as of March 2017) throughout the country and over 4000 customer touch points including 2001 ATMs.

On 17 September 2018, the Government of India proposed the merger of Vijaya Bank and Dena Bank with the Bank of Baroda, pending approval from the boards of the three banks. The merger was approved by the Union Cabinet and the boards of the banks on 2 January 2019. Under the terms of the merger, Dena Bank and Vijaya Bank shareholders received 110 and 402 equity shares of the Bank of Baroda, respectively, of face value ₹2 for every 1,000 shares they held. The merger is effective from 1 April 2019. Vijaya Bank that has merged with Bank of Baroda has built a museum that dedicates to its history.

Vijaya Bank offer a wide range of debit cards to their customers to choose.









Why we should apply for Vijaya Bank Debit Card?

Vijaya Bank debit card come with a wide range of benefits for its bank customers. Using this Card, ATM Services and purchase facility at Point Of Sale (POS) Terminals can be availed by the Vijaya Bank Card Holders. ATM Card holder of our Bank is also able to use ATMs of NFS and VISA member Bank

  • Balance Inquiry
  • Cash Withdrawal, Fast Cash
  • Mini Statement
  • PIN Change
  • Funds transfer (only among accounts linked to a card)
  • Cash/ Cheque Deposit in selected ATMs
  • Cheque Status Inquiry
  • Stop Payment of Cheques
  • Activation/ Deactivation of ATM Card for as Debit Card to use the same for payment through point of Sale and ecommerce transactions.
  • SMS Alert Registration/ Modification of SMS Alert Mobile Number
  • Mobile Banking Registration and De-registration
  • Aadhaar Seeding


How to apply for Vijaya Bank Debit Card?

  • All Vijaya Bank customers who are have Savings Bank accounts or Current accounts and are above 18 years of age are eligible for the Vijaya Bank Bank International Debit cum ATM Card.
  • If a user does not have Vijaya Bank Savings account or Current account, Then one must first open a account in Vijaya Bank branch.
  • User can apply for Vijaya Bank Debit Card while opening a saving account or current account with the bank, or the user can apply for it later as well once his bank account is opened by filling out the application form for the card and submit it to the bank branch.
  • After this between 7 to 21 working days bank customer will receive Vijaya Bank ATM cum debit card at his registered address.
  • After this bank customer can collect the PIN number for the card from the branch or Bank would send PIN at registered address through seperate post.
  • Now Finally customer, can avail Vijaya Bank banking facility at any of Vijaya Bank Bank network ATM or through other bank ATM.


Vijaya Bank Debit Card Fees and charges?

  • Usually there are no charges for issuing the Vijaya Bank debit card to the primary and the joint account holders.
  • Incase you have lost or damaged your Vijaya Bank Debit / ATM card for re-issuing your card bank would charge a nominal fee.


Different types of Vijaya Bank Debit Cards

Vijaya Bank - Vijaya Bank: offers different types of debit cards choose from the list given below based on your preference and charges and advantages you are getting with these Vijaya Bank Debit Cards.

Vijaya Bank VISA Vyapaar Business Debit Card

In pursuit to broaden product range and to provide alternatives to customers, Visa Vyapaar Debit Card has been introduced. This is a premium debit card with higher transaction limits that is to be exclusively issued to specific current account holders only.

Vijaya Bank VISA Vyapaar Business Debit Card transaction limitation:

  • Cash withdrawal Rs. 2,00,000/- per day from ATM
  • Purchase limit of Rs. 5,00,000/- per day (POS/eCom).
  • Cash Deposit limit of Rs. 3,00,000/- per day.
  • Withdrawal Frequency: 20

Vijaya Bank VISA Vyapaar Business Debit Card Benefits:

  • Card can be used for domestic as well as international transactions.
  • Contactless transactions up to Rs 5,000 can be done without PIN at POS.
  • Member banks of National Financial Switch having more than 2,40,000+ ATMs in the country.
  • VISA member Bank ATMs all over the world bearing VISA logo.
  • For convenient shopping, dining out at millions of outlets accepting VISA Cards worldwide.
  • Make online purchase through internet.
  • Can be used for e-Commerce transactions.
  • Secured ATM and POS/Ecommerce transactions.

 

Vijaya Bank RuPay Debit card

Vijaya Bank Rupay debit card can be used for transit payments (Bus, Metro, Cab, etc.), toll, parking, small value offline retail payments having NCMC specification terminal as well as normal day to day cash withdrawal and retail payments – POS and e-commerce.

Vijaya Bank RuPay Debit Card transaction limitation:

  • First of its kind of Debit cum Prepaid card
  • Cash withdrawal Rs. 50,000/- per day from ATM
  • Purchase limit of Rs 1,00,000/- per day (POS)
  • Maximum per transaction limit of Rs 2,000 for offline purchase
  • Contactless transactions up to Rs 5,000 can be done without PIN at POS

Vijaya Bank RuPay Debit Card Benefits:

  • Supports both offline (contactless) & online (Contact & contactless) transactions
  • This advanced and secured card can be used for all payment applications, including transport (Metro, Bus etc.), toll, shopping, ATM, POS, etc.

 

Vijaya Bank Visa Contactless card

In pursuit to broaden product range and to provide alternatives to customers, Vijaya Bank have launched Visa Contactless Debit Card. This Card is based on Near Field Communication technology wherein the debit card need not to be dipped at the PO. Instead, the card holder simply taps the card over the special POS terminals (enabled for accepting contactless cards) for making purchases at POS.

Vijaya Bank Visa Contactless card transaction limitation:

  • Platinum variant of VISA Debit card with higher limits at ATM Cash withdrawal and POS/E-com transactions.
  • Cash withdrawal Rs. 50,000/- per day from ATM
  • Purchase limit of Rs 2,00,000/- per day (POS)
  • Card can be used for domestic as well as international transactions
  • Contactless transactions up to Rs 5,000 can be done without PIN at POS.

Vijaya Bank Visa Contactless card Benefits:

  • Member banks of National Financial Switch having more than 1, 18,000+ ATMs in the country.
  • VISA member Bank ATMs all over the world bearing VISA logo.
  • For convenient shopping, dining out at millions of outlets accepting VISA Cards worldwide.
  • Make online purchase through internet.
  • Can be used for e-Commerce transactions



Vijaya Bank
VISA Classic Card

Vijaya Bank VISA Classic Card is an ideal choice for your requirement of performance, simplicity, flexibility. For securing hotel reservations, buying books online, or making everyday purchases Electron, offers value proposition, reliable form of payment.


Vijaya Bank VISA Classic Card transaction limitation:

  • Cash withdrawal Rs. 25,000/- per day
  • Secured with verification
  • Shopping limits of Rs. 50,000/- per day

Vijaya Bank VISA Classic Card Benefits:

  • Vijaya Bank Interconnected ATMs in India.
  • Member Bank’s ATM of National Financial Switch in India.
  • Make Online purchases through Internet.
  • For convenient shopping, travelling, dining out at many locations in India where Visa Cards are accepted with PIN based authorisations.
  • A most acceptable shopping option

 

 

Vijaya Bank RuPay Platinum Card

We are pleased to introduce another customer centric initiative by launching RuPay Platinum Debit Card. The card has been aimed to provide attractive offers and scheme in coordination with NPCI.

Vijaya Bank RuPay Platinum Card transaction limitation:

  • Cash withdrawal Rs. 50,000/- per day from ATM
  • Accidental insurance upto 2 lacs
  • Free domestic airport lounge access
  • 5% cashback on utility bill payment

Vijaya Bank RuPay Platinum Card Benefits:

  • Vijaya Bank Interconnected ATMs spread across major centres in the country.
  • Member Bank’s ATMs of National Financial Switch in the country.
  • For convenient shopping, dining out at outlets accepting RuPay Cards in India and Abroad.
  • For International usage the card can be used at ATM/POS terminals displaying Discover, Diners Club International or Pulse logos.
  • e-Commerce transactions wherever RuPay Cards are accepted
  • Up to Rs 1,00,000/- day at POS/e-commerce
  • Secured PIN & CVD2 for online transactions
  • Acceptable at all NFS ATMs and RuPay POS across India

 

Vijaya Bank Baroda Master Platinum card

Master Card Platinum, a platinum choice for our premium customers, is envisaged to meet their requirement of higher spend/cash withdrawal. The card is issued in affiliation with MasterCard and is usable at any ATM/ Merchant outlet having MasterCard logo and NFS member bank ATMs. The card makes merchant and online shopping very convenient and safe.

Vijaya Bank Master Platinum Card transaction limitation:

  • An internationally accepted card variant
  • Shopping limits of Rs. 1,00,000/- per day
  • Cash withdrawal Rs. 50,000/- per day

Vijaya Bank Master Platinum Card Benefits:

  • Vijaya Bank Interconnected ATMs and NFS Member Bank ATMs in India.
  • MasterCard member bank ATMs bearing MasterCard logo in India and abroad.
  • For convenient shopping, travelling, dining out at outlets accepting Master cards in India and abroad.
  • For hassle free online shopping through internet.

 

Vijaya Bank RuPay Classic Card

We are pleased to inform the launch of India’s First Domestic Card -RuPay Debit Card in co-ordination with NPCI. Presently RuPay Card can be used at ATMs POS &

Vijaya Bank RuPay Classic Card transaction limitation:

  • Use with PIN for more secured debit card
  • Accepted only at secured PIN based POS
  • Withdrawal at ATMs is Rs 25,000/- per day
  • Spend limit at POS is Rs 50,000/- per day

Vijaya Bank RuPay Classic Card Benefits:

  • More than 6,900 Vijaya Bank Interconnected ATMs spread across major centers in the country.
  • Member banks (100 plus) of National Financial Switch having more than 1,18,000+ ATMs in the country.
  • NPCI member bank ATMs all over the country bearing RuPay logo.
  • For convenient shopping, dining out at outlets accepting RuPay Cards in India.
  • RuPay Debit Cards have the additional security of PIN based authorization even for transactions made at Merchant outlets.
  • Available to all customers eligible for debit card issuance
  • No threat of card misuse when lost/stolen

 

Vijaya Bank Master Classic Card

In our pursuit to broaden product range to allow alternatives to Customer s, we are pleased To introduce “Master Card Classic Chip” debit card for domestic use in affiliation with Master Card. The card can be used at NFS member bank ATMs in the country and is also Enable for POS/Online purchases in India.

Vijaya Bank Master Classic Card transaction limitation:

  • Withdrawal at ATMs is Rs 25,000/- per day
  • Purchase up to RS 50,000/- per day at POS/e-commerce merchants Wherever Master Cards are accepted in India.
  • Secured with PIN and CVV2 for online transactions

 

Vijaya Bank Visa Platinum Card

In pursuit to broaden product range and to provide alternatives to customers, we have launched Visa Platinum DI Debit Card. This Card is based on Near Field Communication technology wherein the debit card need not to be dipped at the POS. Instead, the card holder simply taps the card over the special POS terminals (enabled for accepting contactless cards) for making purchases at POS.

Vijaya Bank Visa Platinum Card transaction limitation:

  • Cash withdrawal Rs. 50,000/- per day from ATM
  • Purchase limit of Rs 2,00,000/- per day (POS)
  • Card can be used for domestic as well as international transactions.
  • Contactless transactions up to Rs 5,000 can be done without PIN at POS.

Vijaya Bank Visa Platinum Card Benefits:

  • Platinum variant of VISA Debit card with higher limits at ATM Cash withdrawal and POS/E-com transactions.
  • Member banks of National Financial Switch having more than 1,18,000+ ATMs in the country.
  • VISA member Bank ATMs all over the world bearing VISA logo.
  • For convenient shopping, dining out at millions of outlets accepting VISA Cards worldwide.
  • Make online purchase through internet.
  • Can be used for e-Commerce transactions

 

Vijaya Bank VISA Platinum Chip Card


We invite you to experience the joy of Vijaya Bank VISA International Chip Debit Card. The said variant is under circulation but fresh issuance of the card has been discontinued by the Bank

Vijaya Bank VISA Platinum Chip Card transaction limitation:

  • It is an International Debit Card
  • Per day higher limits for Premium Category
  • Cash limit up to Rs 50,000/- per day (ATM)
  • Purchase limit of Rs 2,00,000/- per day (POS)

Vijaya Bank VISA Platinum Chip Card Benefits:

  • More than 6,900 Vijaya Bank Interconnected ATMs spread across major centers in the country.
  • Member banks of National Financial Switch having more than 1,18,000+ ATMs in the country.
  • VISA member Bank ATMs all over the world bearing VISA logo.
  • For convenient shopping, dining out at millions of outlets accepting VISA Cards worldwide.
  • Make online purchase through internet.
  • Can be used for e-Commerce transactions

 

Vijaya Bank RuPay Select Debit Card

We are pleased to introduce another customer centric initiative in coordination with NPCI by launching RuPay Select Debit Card.

Vijaya Bank RuPay Select Debit Card transaction limitation:

  • RuPay Select Debit card comes with higher limits at ATM Cash withdrawal and POS/E-com transactions.
  • Daily Cash withdrawal Rs. 1,50,000/- from ATM.
  • Daily Pos/e-commerce transactions Up to Rs 5,00,000/-.
  • RuPay Select Debit card comes with multiple features.
  • Card can be used for domestic as well as international transactions.

Vijaya Bank RuPay Select Debit Card Benefits:

  • Personal accident and total disability cover of Rs. 10 Lacs.
  • Complimentary domestic and international lounge access.
  • Complimentary One Spa session free at O2/Aromathai/Four Fountain/Kairali Ayuvedic.
  • Complimentary membership in Gold’s Gym/Talwalkar Gym.
  • Discounted access to Golf session.
  • Complementary/Discounted health check-up facility – SRL Diagnostic.
  • Vijaya Bank Interconnected ATMs spread across major centres in the country.
  • Member Bank’s ATMs of National Financial Switch in the country.
  • For convenient shopping, dining out at outlets accepting RuPay Cards in India and Abroad.
  • For International usage the card can be used at ATM/POS terminals displaying Discover, Diners Club International or Pulse logos.
  • e-Commerce transactions wherever RuPay Cards are accepted
  • Secured PIN & CVD2 for online transactions
  • Acceptable at all NFS ATMs and RuPay POS across India


Benefits of holding Vijaya Bank Debit Card

  • There is no admission charge on processing charge on the debit card. The card will be absolutely free of cost for the first year, and from the second year onwards a small amount of Rs. 75 will be charged as a service charge.
  • Usually the debit card issues by the bank is valid for 5 years from the month of issue of the card.
  • You can use your debit card to avail various services like withdrawing cash, paying bill, online shoping, booking a ticket and to purchase fuel at petrol pumps etc.
  • These cards are accepted all over india, infact some are accepted internationally as well..
  • You can enjoy various discount and offers run by various online shopping website.


Vijaya Bank Debit Cards FAQs


⭐Q. What is eligibility to apply for Vijaya Bank Debit Card?

To apply for Vijaya Bank Debit Card user should have saving account or current account in Vijaya Bank and should be above 18 years of age.

⭐Q. Can i use Vijaya Bank Debit Card at other Bank ATM?

Yes you can use Vijaya Bank Debit Card at other Bank ATM Machine

⭐Q. How to can i activate Vijaya Bank Debit Card?

To activate Vijaya Bank ATM / Debit card just visit nearest Vijaya Bank ATM and follow the instructions to activate the card

⭐Q. What to do if Vijaya Bank Debit Card is lost?

If your Vijaya Bank Debit Card is lost simply block your card by calling Vijaya Bank customer care or tollfree number or by visting nearest Vijaya Bank branch.

⭐Q. What is the fee charge by Vijaya Bank for issuing a Debit Card?

Generally bank doesn't charge any fee for issuing a debit card or atm card for the first time. But incase your card is lost or damaged then for issueing another card they charge a nominal fee ranging between Rs. 100 to 250 which vary from bank to bank.

⭐Q. What all you can do with Vijaya Bank ATM / Debit Card?

With the help of Vijaya Bank ATM card you can register for Vijaya Bank Net Banking online and also you can reset Vijaya Bank Net Banking Password online at any given point of time.