UCO Bank Debit Card

UCO Bank Debit Cards

After demonetisation in india, Use of UCO Bank Debit Card, Credit Cards, UPI payments, and online banking has increased significantly. UCO Bank is well known Bank in India. UCO Bank provide various services to its retail as well as corporate Bank customers. UCO Bank Bank Account holders can avail services like Fund transfer, Bill Payment, Apply for a new UCO Bank Debit Card, Apply for a new UCO Bank Credit Card, open a new FD/RD account and book tickets and much more without paying any additional charges or fees provided that they have an internet connection and their mobile number is registered with the UCO Bank.

UCO Bank, formerly United Commercial Bank, established in 1943 in Kolkata, is a major Indian government-owned commercial bank under the ownership of Ministry of Finance , Government of India. During FY 2013–14, its total business was ₹ 4.55 lakh crore. Based on 2014 data, it is ranked 1860 on the Forbes Global 2000 list.

UCO Bank was ranked 294th among India's most trusted brands according to the Brand Trust Report 2014, a study conducted by Trust Research Advisory. It was a rise of 796 ranks considering it was listed at the 1090th position among India's most trusted brands in the Brand trust Report 2013.As of 30 March 2017 the bank had 4,000 plus service units 49 zonal offices spread all over India. It also has two overseas branches in Singapore and Hong Kong. UCO Bank's headquarters is on BTM Sarani, Kolkata.

UCO Bank offer a wide range of debit cards to their customers to choose.









Why we should apply for UCO Bank Debit Card?

UCO Bank debit card come with a wide range of benefits for its bank customers. Using this Card, ATM Services and purchase facility at Point Of Sale (POS) Terminals can be availed by the UCO Bank Card Holders. ATM Card holder of our Bank is also able to use ATMs of NFS and VISA member Bank

  • Balance Inquiry
  • Cash Withdrawal, Fast Cash
  • Mini Statement
  • PIN Change
  • Funds transfer (only among accounts linked to a card)
  • Cash/ Cheque Deposit in selected ATMs
  • Cheque Status Inquiry
  • Stop Payment of Cheques
  • Activation/ Deactivation of ATM Card for as Debit Card to use the same for payment through point of Sale and ecommerce transactions.
  • SMS Alert Registration/ Modification of SMS Alert Mobile Number
  • Mobile Banking Registration and De-registration
  • Aadhaar Seeding


How to apply for UCO Bank Debit Card?

  • All UCO Bank customers who are have Savings Bank accounts or Current accounts and are above 18 years of age are eligible for the UCO Bank Bank International Debit cum ATM Card.
  • If a user does not have UCO Bank Savings account or Current account, Then one must first open a account in UCO Bank branch.
  • User can apply for UCO Bank Debit Card while opening a saving account or current account with the bank, or the user can apply for it later as well once his bank account is opened by filling out the application form for the card and submit it to the bank branch.
  • After this between 7 to 21 working days bank customer will receive UCO Bank ATM cum debit card at his registered address.
  • After this bank customer can collect the PIN number for the card from the branch or Bank would send PIN at registered address through seperate post.
  • Now Finally customer, can avail UCO Bank banking facility at any of UCO Bank Bank network ATM or through other bank ATM.


UCO Bank Debit Card Fees and charges?

  • Usually there are no charges for issuing the UCO Bank debit card to the primary and the joint account holders.
  • Incase you have lost or damaged your UCO Bank Debit / ATM card for re-issuing your card bank would charge a nominal fee.


Different types of UCO Bank Debit Cards

UCO Bank offers following variants of Debit cards to its customers :--
  • UCO Bank RuPay Debit Card (Non-Personalised)
  • UCO Bank RuPay Platinum International Debit Card (Personalised)
  • UCO Bank RuPay NCMC Debit Card (Contactless)
  • UCO Bank VISA Non Personalised Debit card
  • UCO Bank VISA Personalised Debit card

UCO Bank RuPay Debit Card (Non-Personalised)

It is a Non-Personalised Debit Card, which comes in both International & Domestic variants. Eligibility:-
  • Type of Account where card can be issued:
    • Saving/ Current (Individual & Proprietorship) A/c holder.
    • Staff OD A/c holder.
    • Cash Credit (CC) against Bank’s own Deposit Account.
    • Minimum/ Average Balance required: No such restrictions.

    Key Features:
    • International & Platinum Insta Debit cards are accepted Globally whereas Other Variants are for use in India only.
    • Personal accident insuranceand Permanent total disability Cover: Upto Rs. 2 Lakhs
    • Exclusive Merchant offers round the year in PoS and E-com > transaction.
    • 1st time Issuance Charges:Nil, Reissue charge: Rs.150/- (excluding Tax).
    • AMC Charges: Rs.150/-(excluding Tax)

Daily Withdrawal Limits: (In Rs.)
Channel Card variant
International/General/Mudra
/Pungrain
Platinum Insta KCC
ATM 25,000/- 50,000/- 25,000/-
POS/E-Comm 50,000/- 100,000/- Nil

UCO Bank RuPay Platinum International Debit Card (Personalised)

It is a non-photo based Name embossed Personalised Card which can be used internationally. Eligibility:-
  • Type of Account where card can be issued:
    • Saving/ Current (Individual & Proprietorship) A/c holder.
    • Staff OD A/c holder.
    • Cash Credit (CC) against Bank’s own Deposit Account.
    • Minimum/ Average Balance required: No such restrictions.

    Key Features & USPs:
    • Complimentary Airport Lounge access: - Per card twice in a Quarter
    • Personal accident insurance and Permanent total disability Cover: Rs. 2 Lakhs
    • Exclusive Merchant offers round the year in PoS and E-com transaction.
    • Accepted Globally and exclusive offers are available on International usages.
    • Daily Withdrawal Limits: (In Rs.)
      • ATM: Rs.50,000/-
      • PoS/ E-Commerce: Rs.1,00,000/-
    • Issuance Charges: Rs.150/- (excluding Tax)
    • AMC Charges: Rs.150/-(excluding Tax)

UCO Bank RuPay Ncmc Debit Card (Contactless)

It is a Contactless non-personalized debit Card which may be availed instantly from Branches. Eligibility:-
  • Type of Account where card can be issued:
    • Saving/ Current (Individual & Proprietorship) A/c holder.
    • Staff OD A/c holder.
    • Cash Credit (CC) against Bank’s own Deposit Account.
    • Minimum/ Average Balance required: No such restrictions.

    Key Features :
    • Instant Issuance & Activation from Branch.
    • For use only in India
    • Contactless pay feature is available.
    • Personal accident insurance and Permanent total disability Cover: Rs. 1 Lakhs
    • Daily Withdrawal Limits: (In Rs.)
      • ATM: Rs.50,000/-
      • PoS/ E-Commerce: Rs.1,00,000/-
    • 1st time Issuance Charges: Nil, Reissue charge: Rs.150/- (excluding Tax)
    • AMC Charges: Rs.150/-(excluding Tax)

UCO Bank VISA Non Personalised Debit card

It is a Non-Personalised International debit Card. Eligibility:-
  • Type of Account where card can be issued:
    • Saving/ Current (Individual & Proprietorship) A/c holder.
    • Staff OD A/c holder.
    • Cash Credit (CC) against Bank’s own Deposit Account.
    • Minimum/ Average Balance required: No such restrictions.

    Key Features :
    • Accepted Globally for ATM, POS and e-commerce merchants where payment accepted in INR.
    • Special Visa Offers .
    • Daily Withdrawal Limits: (In Rs.)
      • ATM: Rs.25,000/-
      • PoS/ E-Commerce: Rs.50,000/-
    • 1st time Issuance Charges: Nil, Reissue charge: Rs.150/- (excluding Tax)
    • AMC Charges: Rs.150/-(excluding Tax)

UCO Bank VISA Personalised International Debit Card

It is a Personalised International debit Card where card holder name is embossed on the card and can be issued both with or without photo. Eligibility:-
  • Type of Account where card can be issued:
    • Saving/ Current (Individual & Proprietorship) A/c holder.
    • Staff OD A/c holder.
    • Cash Credit (CC) against Bank’s own Deposit Account.

Minimum/ Average Balance required (In Rs.)
Card Variant
EMV My Moments (Image) Platinum Signature
No such requirement 50,000/- 1,00,000/- 2,00,000/-

Key Features :
  • Accepted Globally for ATM, POS and e-commerce merchants where payment accepted in INR.
  • Worldwide Discounts, privileges & deals.
  • Global Customer assistance

Daily Withdrawal Limits: (In Rs.)
  Card Variant
Channel EMV My Moments (Image) Platinum Signature
ATM 25,000/- 50,000/- 50,000/- 50,000/-
POS 50,000/- 50,000/- 100,000/- 200,000/-

Charges: (Excl. taxes)
Channel Card Variant
EMV My Moments (Image) Platinum Signature
Issuance 150/- 250/- 180/- 200/-
AMC/Re-issuance 150/- 150/- 150/- 150/-

Do’s And Don’ts For UCO Debit Card

Do's:
  • After receiving your card, please sign immediately on the signature panel on the reverse of your card to prevent any misuse.
  • You will be receiving your Personal Identification Number (PIN) from your branch. On receipt of your PIN, Use your new card on an ATM immediately to change the system generated PIN to a new four digit number of your choice, memorize it and destroy the PIN mailer.
  • Never use a PIN that could be easily guessed, e.g. your birthday or telephone number.
  • Please keep a separate note of your card number and associated account number. These particulars will be necessary for blocking the card in case of loss of the card.
  • As the UCO Bank Debit card is EMV Card (Chip based) which could be dipped instead of being swiped at POS Machines.
  • Cardholder(s) to change PIN of Debit Card on regular basis (at least once in 180 days) as security precaution.
  • By Default all debit card International Usage will be disabled. It is responsibility of card holders to enable International usage of debit card before using internationally.
  • Customer has to use debit card at least once at ATM before using for Online transaction.
  • Customer has to use debit card at least once at ATM in India before using it Internationally.
  • Always remember to update your email and mobile numbers with UCO BANK to get important updates & alerts.

UCO Bank Debit Card Hotlisting Process

SEND SMS

  • “HOT” to 9230192301 to hot-list all cards attached with mobile no by which SMS is being sent will be hot-listed.
  • “HOT” to 9230192301 to hot-list the specific card no mentioned by last 4 digits.
  • “HOT”<14 digit account no.> to 9230192301 to hot-list all cards linked to given account no will be hot-listed.
  • Any customer can contact Bank’s customer care either by dialing toll free no 1800-103-0123 or by e-mailing uco.custcare@ucobank.co.in for hot-listing of debit card at any point of time..
  • Customer can disable Card Transaction features using ‘UCO SECURE’ App of Bank. ‘UCO SECURE’ App can be downloaded from play store or it can be accessed through pre login page of ‘UCO Mobile’ App.


Benefits of holding UCO Bank Debit Card

  • There is no admission charge on processing charge on the debit card. The card will be absolutely free of cost for the first year, and from the second year onwards a small amount of Rs. 75 will be charged as a service charge.
  • Usually the debit card issues by the bank is valid for 5 years from the month of issue of the card.
  • You can use your debit card to avail various services like withdrawing cash, paying bill, online shoping, booking a ticket and to purchase fuel at petrol pumps etc.
  • These cards are accepted all over india, infact some are accepted internationally as well..
  • You can enjoy various discount and offers run by various online shopping website.


UCO Bank Debit Cards FAQs


⭐Q. What is eligibility to apply for UCO Bank Debit Card?

To apply for UCO Bank Debit Card user should have saving account or current account in UCO Bank and should be above 18 years of age.

⭐Q. Can i use UCO Bank Debit Card at other Bank ATM?

Yes you can use UCO Bank Debit Card at other Bank ATM Machine

⭐Q. How to can i activate UCO Bank Debit Card?

To activate UCO Bank ATM / Debit card just visit nearest UCO Bank ATM and follow the instructions to activate the card

⭐Q. What to do if UCO Bank Debit Card is lost?

If your UCO Bank Debit Card is lost simply block your card by calling UCO Bank customer care or tollfree number or by visting nearest UCO Bank branch.

⭐Q. What is the fee charge by UCO Bank for issuing a Debit Card?

Generally bank doesn't charge any fee for issuing a debit card or atm card for the first time. But incase your card is lost or damaged then for issueing another card they charge a nominal fee ranging between Rs. 100 to 250 which vary from bank to bank.

⭐Q. What all you can do with UCO Bank ATM / Debit Card?

With the help of UCO Bank ATM card you can register for UCO Bank Net Banking online and also you can reset UCO Bank Net Banking Password online at any given point of time.