South Indian Bank Debit Card

South Indian Bank Debit Cards

After demonetisation in india, Use of South Indian Bank Debit Card, Credit Cards, UPI payments, and online banking has increased significantly. South Indian Bank is well known Bank in India. South Indian Bank provide various services to its retail as well as corporate Bank customers. South Indian Bank Bank Account holders can avail services like Fund transfer, Bill Payment, Apply for a new South Indian Bank Debit Card, Apply for a new South Indian Bank Credit Card, open a new FD/RD account and book tickets and much more without paying any additional charges or fees provided that they have an internet connection and their mobile number is registered with the South Indian Bank.

Rai Bahadur Lala Sohan Lal the first Chairman of the Bank, founded South Indian Bank popularly also know as South Indian Bank Bank in 1943 in Lahore. Within four years of its coming into existence, South Indian Bank had to face Partition. The bank had to close down its branches in the newly formed Pakistan and shift its registered office from Lahore to Amritsar. The bank was nationalised on 15 April 1980. At that time, South Indian Bank ranked 19th among the 20 nationalised banks.

As per March 2018 - 2019 annual report, South Indian Bank has 2390 branches and 2625 ATMs pan India. On 30 August 2019, Finance Minister Nirmala Sitharaman announced that the South Indian Bank and United Bank of India would be merged with Punjab National Bank.

South Indian Bank offer a wide range of debit cards to their customers to choose.









Why we should apply for South Indian Bank Debit Card?

South Indian Bank debit card come with a wide range of benefits for its bank customers. Using this Card, ATM Services and purchase facility at Point Of Sale (POS) Terminals can be availed by the South Indian Bank Card Holders. ATM Card holder of our Bank is also able to use ATMs of NFS and VISA member Bank

  • Balance Inquiry
  • Cash Withdrawal, Fast Cash
  • Mini Statement
  • PIN Change
  • Funds transfer (only among accounts linked to a card)
  • Cash/ Cheque Deposit in selected ATMs
  • Cheque Status Inquiry
  • Stop Payment of Cheques
  • Activation/ Deactivation of ATM Card for as Debit Card to use the same for payment through point of Sale and ecommerce transactions.
  • SMS Alert Registration/ Modification of SMS Alert Mobile Number
  • Mobile Banking Registration and De-registration
  • Aadhaar Seeding


How to apply for South Indian Bank Debit Card?

  • All South Indian Bank customers who are have Savings Bank accounts or Current accounts and are above 18 years of age are eligible for the South Indian Bank Bank International Debit cum ATM Card.
  • If a user does not have South Indian Bank Savings account or Current account, Then one must first open a account in South Indian Bank branch.
  • User can apply for South Indian Bank Debit Card while opening a saving account or current account with the bank, or the user can apply for it later as well once his bank account is opened by filling out the application form for the card and submit it to the bank branch.
  • After this between 7 to 21 working days bank customer will receive South Indian Bank ATM cum debit card at his registered address.
  • After this bank customer can collect the PIN number for the card from the branch or Bank would send PIN at registered address through seperate post.
  • Now Finally customer, can avail South Indian Bank banking facility at any of South Indian Bank Bank network ATM or through other bank ATM.


South Indian Bank Debit Card Fees and charges?

  • Usually there are no charges for issuing the South Indian Bank debit card to the primary and the joint account holders.
  • Incase you have lost or damaged your South Indian Bank Debit / ATM card for re-issuing your card bank would charge a nominal fee.




Different types of South Indian Bank Debit Cards

South Indian Bank - South Indian Bank: offers different types of debit cards choose from the list given below based on your preference and charges and advantages you are getting with these South Indian Bank Debit Cards.

Type of Card Variants Offered Daily ATM Withdrawal Limit Daily Purchase Limit
Govt. Scheme Cards RuPay Kisan EMV 20,000 NIL
RuPay Mudra EMV 5,000 15,000
Basic Variant Cards RuPay Classic EMV 20,000 1,00,000
VISA Classic EMV
MasterCard Titanium EMV
Premium Variant Cards RuPay Platinum EMV 75,000 2,00,000
MasterCard Platinum EMV
VISA Platinum EMV
VISA Platinum EMV NFC 1,00,000 3,00,000
Business Debit Card [For Current Accounts Only] MasterCard Platinum EMV Business 1,00,000 3,50,000
Super Premium Variant Card MasterCard World EMV 1,25,000 5,00,000


Benefits of holding South Indian Bank Debit Card

  • There is no admission charge on processing charge on the debit card. The card will be absolutely free of cost for the first year, and from the second year onwards a small amount of Rs. 75 will be charged as a service charge.
  • Usually the debit card issues by the bank is valid for 5 years from the month of issue of the card.
  • You can use your debit card to avail various services like withdrawing cash, paying bill, online shoping, booking a ticket and to purchase fuel at petrol pumps etc.
  • These cards are accepted all over india, infact some are accepted internationally as well..
  • You can enjoy various discount and offers run by various online shopping website.


South Indian Bank Debit Cards FAQs


⭐Q. What is eligibility to apply for South Indian Bank Debit Card?

To apply for South Indian Bank Debit Card user should have saving account or current account in South Indian Bank and should be above 18 years of age.

⭐Q. Can i use South Indian Bank Debit Card at other Bank ATM?

Yes you can use South Indian Bank Debit Card at other Bank ATM Machine

⭐Q. How to can i activate South Indian Bank Debit Card?

To activate South Indian Bank ATM / Debit card just visit nearest South Indian Bank ATM and follow the instructions to activate the card

⭐Q. What to do if South Indian Bank Debit Card is lost?

If your South Indian Bank Debit Card is lost simply block your card by calling South Indian Bank customer care or tollfree number or by visting nearest South Indian Bank branch.

⭐Q. What is the fee charge by South Indian Bank for issuing a Debit Card?

Generally bank doesn't charge any fee for issuing a debit card or atm card for the first time. But incase your card is lost or damaged then for issueing another card they charge a nominal fee ranging between Rs. 100 to 250 which vary from bank to bank.

⭐Q. What all you can do with South Indian Bank ATM / Debit Card?

With the help of South Indian Bank ATM card you can register for South Indian Bank Net Banking online and also you can reset South Indian Bank Net Banking Password online at any given point of time.