Saraswat Bank Debit Card

Saraswat Bank Debit Cards

After demonetisation in india, Use of Saraswat Bank Debit Card, Credit Cards, UPI payments, and online banking has increased significantly. Saraswat Bank is well known Bank in India. Saraswat Bank provide various services to its retail as well as corporate Bank customers. Saraswat Bank Bank Account holders can avail services like Fund transfer, Bill Payment, Apply for a new Saraswat Bank Debit Card, Apply for a new Saraswat Bank Credit Card, open a new FD/RD account and book tickets and much more without paying any additional charges or fees provided that they have an internet connection and their mobile number is registered with the Saraswat Bank.

Saraswat BankAbout this soundpronunciation (help·info) is an urban co-operative banking institution wholly owned by Government of Maharashtra based in Maharashtra, India and operating as a co-operative society since 1918. The Founding Members of the society were J. K. Parulkar as Chairman, N. B. Thakur as Vice-chairman, P. N. Warde as Secretary, and Shivram Gopal Rajadhyaksha as Treasurer.

In 1988, the bank was conferred with the Scheduled status by the Reserve Bank of India. It is the first co-operative bank to provide merchant banking services. The bank got a permanent license to deal in foreign exchange in 1979. Presently, the bank has a correspondent relationship in 58 countries covering nine currencies with over 162 banks.

The bank's total business which was around ₹4,000 crore in 2000 almost quadrupled to ₹15,295 crore in 2007.

Saraswat Bank offer a wide range of debit cards to their customers to choose.









Why we should apply for Saraswat Bank Debit Card?

Saraswat Bank debit card come with a wide range of benefits for its bank customers. Using this Card, ATM Services and purchase facility at Point Of Sale (POS) Terminals can be availed by the Saraswat Bank Card Holders. ATM Card holder of our Bank is also able to use ATMs of NFS and VISA member Bank

  • Balance Inquiry
  • Cash Withdrawal, Fast Cash
  • Mini Statement
  • PIN Change
  • Funds transfer (only among accounts linked to a card)
  • Cash/ Cheque Deposit in selected ATMs
  • Cheque Status Inquiry
  • Stop Payment of Cheques
  • Activation/ Deactivation of ATM Card for as Debit Card to use the same for payment through point of Sale and ecommerce transactions.
  • SMS Alert Registration/ Modification of SMS Alert Mobile Number
  • Mobile Banking Registration and De-registration
  • Aadhaar Seeding


How to apply for Saraswat Bank Debit Card?

  • All Saraswat Bank customers who are have Savings Bank accounts or Current accounts and are above 18 years of age are eligible for the Saraswat Bank Bank International Debit cum ATM Card.
  • If a user does not have Saraswat Bank Savings account or Current account, Then one must first open a account in Saraswat Bank branch.
  • User can apply for Saraswat Bank Debit Card while opening a saving account or current account with the bank, or the user can apply for it later as well once his bank account is opened by filling out the application form for the card and submit it to the bank branch.
  • After this between 7 to 21 working days bank customer will receive Saraswat Bank ATM cum debit card at his registered address.
  • After this bank customer can collect the PIN number for the card from the branch or Bank would send PIN at registered address through seperate post.
  • Now Finally customer, can avail Saraswat Bank banking facility at any of Saraswat Bank Bank network ATM or through other bank ATM.


Saraswat Bank Debit Card Fees and charges?

  • Usually there are no charges for issuing the Saraswat Bank debit card to the primary and the joint account holders.
  • Incase you have lost or damaged your Saraswat Bank Debit / ATM card for re-issuing your card bank would charge a nominal fee.


Different types of Saraswat Bank Debit Cards

Saraswat Bank - Saraswat Bank: offers different types of debit cards choose from the list given below based on your preference and charges and advantages you are getting with these Saraswat Bank Debit Cards.

Saraswat Bank RuPay Classic International Debit Card

Saraswat Co-operative Bank Limited is the 1st bank in the co-operative sector to launch new RuPay Classic International Debit Card. A prominent feature of this card is the chip embedded in it. The chip will ensure safe and secure card usage.

This card can be used at any ATM and Merchant Establishment, displaying RuPay logo and internationally at ATM and Merchant Establishment displaying Discover, Diner’s Club International and Pulse Logo.

The daily transaction limit is Rs 50,000/- which includes Cash Withdrawal at ATM + POS + Online transactions. The maximum limit for cash withdrawal at ATM in a day is Rs 25,000/-.

Saraswat Bank RuPay Platinum International Debit Card

Saraswat bank RuPay Platinum International Debit Card is designed specially to provide you with host of premium services. This card can be used at ATM and Merchants across the world. Your RuPay Platinum Debit card can also be used for online shopping and making digital payments in India and abroad.

Features: 

  1. Lounge access free at Domestic airports for 8 visits within a year (2 visits per calendar quarter per card)
  2. Personal Accident Insurance cover of Rs. 2 lakhs
  3. Unique concierge services
  4. 5% cashback on utility bill payments subject to maximum of Rs. 50 per month
  5. Waiver on fuel surcharge
  6. The card limit is Rs. 1 lac inclusive of cash withdrawal limit is Rs. 50000/-

Saraswat Bank Visa Classic International Debit Card

To add to your convenience, your Bank has tied up with VISA for issuing Debit Card. VISA has a long-standing name in the banking industry in India as well as abroad. Visa is a reliable, international brand. Debit Card is basically a convenience card which can be used at a POS for making purchases at Merchant Establishments. A prominent feature of this card is the chip embedded in it. The chip will ensure safe and secure card usage.

Debit card can be used at Domestic as well as International ATMs, POS machines bearing the Visa logo at merchant establishment and for Purchases/Ticket Booking through Internet that use a secured e-Commerce Payment Gateway.

The daily transaction limit for Point of Sale + Online + ATM together is maintained at Rs 50,000/- with a maximum limit of Rs 25,000/- per day for ATM withdrawals.

Benefits to You:

  1. Facilitates electronic transactions and saves the customer from carrying cash or withdrawing cash.
  2. Provides access to merchant establishments, eCommerce transactions and ATM access.
  3. Offers the customers safety and security.
  4. Extensive usage across a number of establishments as VISA is widely recognised in all leading departmental stores, eCommerce sites and retail outlets all over the world.
  5. In case of international traveller, it can save the customer from having to stock up on traveller's cheques or cash when he/she travels

Saraswat Bank Visa Platinum International Debit Card

To add to your convenience, your Bank has tied up with VISA for issuing Debit Card. VISA has a long-standing name in the banking industry in India as well as abroad. Visa is a reliable, international brand. Debit Card is basically a convenience card which can be used at a POS for making purchases at Merchant Establishments. A prominent feature of this card is the chip embedded in it. The chip will ensure safe and secure card usage. This card can also be used as an ATM card for withdrawing cash at all the ATMs bearing VISA logo in India and aboard.

This card can be used as an ATM card for withdrawing cash at the following ATMs:

  1. Saraswat Bank ATMs
  2. Visa enabled ATMs

Debit card can be used at Domestic as well as International ATMs, POS machines bearing the Visa logo at merchant establishment and for Purchases/Ticket Booking through Internet that use a secured e-Commerce Payment Gateway.

The daily transaction limit for Point of Sale + Online + ATM together is maintained at Rs 1,00,000/- with a maximum limit of Rs 50,000/- per day for ATM withdrawals.

Benefits to You:

  1. Facilitates electronic transactions and saves the customer from carrying cash or withdrawing cash.
  2. Provides access to merchant establishments, eCommerce transactions and ATM access.
  3. Offers the customers safety and security.
  4. Extensive usage across a number of establishments as VISA is widely recognised in all leading departmental stores, eCommerce sites and retail outlets all over the world.
  5. Helps customer stay in control as it tracks their expenses.
  6. In case of international traveller, it can save the customer from having to stock up on traveller's cheques or cash when he/she travels.
  7. Debit cards may be more readily accepted than cheques, especially in other states or countries as one need not verify the authenticity of the payment and the merchant is assured of immediate payment.

Benefits of holding Saraswat Bank Debit Card

  • There is no admission charge on processing charge on the debit card. The card will be absolutely free of cost for the first year, and from the second year onwards a small amount of Rs. 75 will be charged as a service charge.
  • Usually the debit card issues by the bank is valid for 5 years from the month of issue of the card.
  • You can use your debit card to avail various services like withdrawing cash, paying bill, online shoping, booking a ticket and to purchase fuel at petrol pumps etc.
  • These cards are accepted all over india, infact some are accepted internationally as well..
  • You can enjoy various discount and offers run by various online shopping website.


Saraswat Bank Debit Cards FAQs


⭐Q. What is eligibility to apply for Saraswat Bank Debit Card?

To apply for Saraswat Bank Debit Card user should have saving account or current account in Saraswat Bank and should be above 18 years of age.

⭐Q. Can i use Saraswat Bank Debit Card at other Bank ATM?

Yes you can use Saraswat Bank Debit Card at other Bank ATM Machine

⭐Q. How to can i activate Saraswat Bank Debit Card?

To activate Saraswat Bank ATM / Debit card just visit nearest Saraswat Bank ATM and follow the instructions to activate the card

⭐Q. What to do if Saraswat Bank Debit Card is lost?

If your Saraswat Bank Debit Card is lost simply block your card by calling Saraswat Bank customer care or tollfree number or by visting nearest Saraswat Bank branch.

⭐Q. What is the fee charge by Saraswat Bank for issuing a Debit Card?

Generally bank doesn't charge any fee for issuing a debit card or atm card for the first time. But incase your card is lost or damaged then for issueing another card they charge a nominal fee ranging between Rs. 100 to 250 which vary from bank to bank.

⭐Q. What all you can do with Saraswat Bank ATM / Debit Card?

With the help of Saraswat Bank ATM card you can register for Saraswat Bank Net Banking online and also you can reset Saraswat Bank Net Banking Password online at any given point of time.