Oriental Bank Of Commerce Debit Card

Oriental Bank of Commerce Debit Cards

After demonetisation in india, Use of Oriental Bank Of Commerce Debit Card, Credit Cards, UPI payments, and online banking has increased significantly. Oriental Bank of Commerce is well known Bank in India. Oriental Bank of Commerce provide various services to its retail as well as corporate Bank customers. OBC Bank Account holders can avail services like Fund transfer, Bill Payment, Apply for a new Oriental Bank of Commerce Debit Card, Apply for a new Oriental Bank of Commerce Credit Card, open a new FD/RD account and book tickets and much more without paying any additional charges or fees provided that they have an internet connection and their mobile number is registered with the Oriental Bank of Commerce.

Rai Bahadur Lala Sohan Lal the first Chairman of the Bank, founded Oriental Bank of Commerce popularly also know as OBC Bank in 1943 in Lahore. Within four years of its coming into existence, OBC had to face Partition. The bank had to close down its branches in the newly formed Pakistan and shift its registered office from Lahore to Amritsar. The bank was nationalised on 15 April 1980. At that time, OBC ranked 19th among the 20 nationalised banks.

As per March 2018 - 2019 annual report, Oriental Bank of Commerce has 2390 branches and 2625 ATMs pan India. On 30 August 2019, Finance Minister Nirmala Sitharaman announced that the Oriental Bank of Commerce and United Bank of India would be merged with Punjab National Bank.

Oriental Bank of Commerce offer a wide range of debit cards to their customers to choose.









Why we should apply for Oriental Bank Of Commerce Debit Card?

Oriental Bank Of Commerce debit card come with a wide range of benefits for its bank customers. Using this Card, ATM Services and purchase facility at Point Of Sale (POS) Terminals can be availed by the OBC Card Holders. ATM Card holder of our Bank is also able to use ATMs of NFS and VISA member Bank

  • Balance Inquiry
  • Cash Withdrawal, Fast Cash
  • Mini Statement
  • PIN Change
  • Funds transfer (only among accounts linked to a card)
  • Cash/ Cheque Deposit in selected ATMs
  • Cheque Status Inquiry
  • Stop Payment of Cheques
  • Activation/ Deactivation of ATM Card for as Debit Card to use the same for payment through point of Sale and ecommerce transactions.
  • SMS Alert Registration/ Modification of SMS Alert Mobile Number
  • Mobile Banking Registration and De-registration
  • Aadhaar Seeding


How to apply for Oriental Bank Of Commerce Debit Card?

  • All Oriental Bank of Commerce customers who are have Savings Bank accounts or Current accounts and are above 18 years of age are eligible for the Oriental Bank of Commerce Bank International Debit cum ATM Card.
  • If a user does not have Oriental Bank of Commerce Savings account or Current account, Then one must first open a account in Oriental Bank of Commerce branch.
  • User can apply for Oriental Bank of Commerce Debit Card while opening a saving account or current account with the bank, or the user can apply for it later as well once his bank account is opened by filling out the application form for the card and submit it to the bank branch.
  • After this between 7 to 21 working days bank customer will receive Oriental Bank of Commerce ATM cum debit card at his registered address.
  • After this bank customer can collect the PIN number for the card from the branch or Bank would send PIN at registered address through seperate post.
  • Now Finally customer, can avail Oriental Bank of Commerce banking facility at any of OBC Bank network ATM or through other bank ATM.


Oriental Bank Of Commerce Debit Card Fees and charges?

  • Usually there are no charges for issuing the Oriental Bank of Commerce debit card to the primary and the joint account holders.
  • Incase you have lost or damaged your Oriental Bank of Commerce Debit / ATM card for re-issuing your card bank would charge a nominal fee.




Oriental Bank Of Commerce Debit Card Transaction Limits

Oriental Bank of Commerce Card Details and Limits Eligible Limits
ATM POS+Ecomm Contactless
Oriental Bank of Commerce VISA Classic Debit Card  ₹ 25,000/- 25000 NA
Oriental Bank of Commerce VISA Gold Debit Card  ₹ 50,000/- 50,000 NA
Oriental Bank of Commerce VISA Gold Premium Debit Card  ₹ 50,000/- 10,0000 NA
Oriental Bank of Commerce VISA Signature Gold Debit Card  ₹ 50,000/- 10,0000 NA




Different types of Oriental Bank Of Commerce Debit Cards

Oriental Bank of Commerce - OBC: offers different types of debit cards choose from the list given below based on your preference and charges and advantages you are getting with these Oriental Bank Of Commerce Debit Cards.

Types of OBC Debit Card Features Eligibility Criteria Daily Withdrawal Limit
OBC International Gold Debit Card Fund Transfer using ATMs, Add on Cards, Linking of Multiple Accounts, Cheque Statement and cheque stop through OBC ATM, Mobile Banking Registration All OBC Saving Account / Current Account / Overdraft Account holder are eligilbe for this Card ₹ 50,000/-
OBC VISA Debit Card Fund Transfer using ATMs, Add on Cards, Linking of Multiple Accounts, Cheque Statement and cheque stop through OBC ATM, Mobile Banking Registration All OBC Saving Account / Current Account / Overdraft Account holder are eligilbe for this Card ₹ 25,000/-

Oriental Bank of Commerce Rupay Debit Cards


Oriental Bank of Commerce Rupay Card Eligibility Daily withdrawal limit Daily Purchase limit Usage points Complementary insurance
Rupay Classic Card SB/CA/OD account holders Rs.25,000 Rs.25,000 ATM, POS machines & online shopping portals Up to Rs. 1 lacs
Rupay Platinum Card SB/CA/OD account holders Rs.25,000 Rs.25,000 ATM, POS machines & online shopping portals Up to Rs. 2 lacs
Rupay Kissan Card OGC & GCC account holders Rs.25,000 Rs.25,000 ATMs & POS machines Up to Rs. 1 lacs
Rupay Pungrain Card SB/CA/OD account holders Rs.25,000 Rs.25,000

Pungrain, ATM & POS machines

Online sale of grain by Arhita in Punjab

Up to Rs. 1 lacs


Benefits of holding Oriental Bank of Commerce Debit Card

  • There is no admission charge on processing charge on the debit card. The card will be absolutely free of cost for the first year, and from the second year onwards a small amount of Rs. 75 will be charged as a service charge.
  • Usually the debit card issues by the bank is valid for 5 years from the month of issue of the card.
  • You can use your debit card to avail various services like withdrawing cash, paying bill, online shoping, booking a ticket and to purchase fuel at petrol pumps etc.
  • These cards are accepted all over india, infact some are accepted internationally as well..
  • You can enjoy various discount and offers run by various online shopping website.


Oriental Bank Of Commerce Debit Cards FAQs


⭐Q. What is eligibility to apply for Oriental Bank of Commerce Debit Card?

To apply for Oriental Bank of Commerce Debit Card user should have saving account or current account in Oriental Bank of Commerce and should be above 18 years of age.

⭐Q. Can i use Oriental Bank of Commerce Debit Card at other Bank ATM?

Yes you can use Oriental Bank of Commerce Debit Card at other Bank ATM Machine

⭐Q. How to can i activate Oriental Bank of Commerce Debit Card?

To activate Oriental Bank of Commerce ATM / Debit card just visit nearest OBC ATM and follow the instructions to activate the card

⭐Q. What to do if Oriental Bank of Commerce Debit Card is lost?

If your Oriental Bank of Commerce Debit Card is lost simply block your card by calling Oriental Bank of Commerce customer care or tollfree number or by visting nearest Oriental Bank of Commerce branch.

⭐Q. What is the fee charge by Oriental Bank of Commerce for issuing a Debit Card?

Generally bank doesn't charge any fee for issuing a debit card or atm card for the first time. But incase your card is lost or damaged then for issueing another card they charge a nominal fee ranging between Rs. 100 to 250 which vary from bank to bank.

⭐Q. What all you can do with OBC ATM / Debit Card?

With the help of OBC ATM card you can register for OBC Net Banking online and also you can reset OBC Net Banking Password online at any given point of time.