Kotak Mahindra Bank Debit Card

Kotak Mahindra Bank Debit Cards

After demonetisation in india, Use of Kotak Mahindra Bank Debit Card, Credit Cards, UPI payments, and online banking has increased significantly. Kotak Mahindra Bank is well known Bank in India. Kotak Mahindra Bank provide various services to its retail as well as corporate Bank customers. Kotak Mahindra Bank Bank Account holders can avail services like Fund transfer, Bill Payment, Apply for a new Kotak Mahindra Bank Debit Card, Apply for a new Kotak Mahindra Bank Credit Card, open a new FD/RD account and book tickets and much more without paying any additional charges or fees provided that they have an internet connection and their mobile number is registered with the Kotak Mahindra Bank.

Kotak Mahindra Bank Limited is an Indian private sector bank headquartered in Mumbai, Maharashtra, India. It offers banking products and financial services for corporate and retail customers in the areas of personal finance, investment banking, life insurance, and wealth management. As of February 2021, it is the third largest Indian private sector bank by market capitalization, with 1600 branches & 2519 ATMs.

In 1985, Uday Kotak founded what later became an Indian financial services conglomerate. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the group's flagship company, received a banking licence from the Reserve Bank of India. With this, KMFL became the first non-banking finance company in India to be converted into a bank. In a study by Brand Finance Banking 500 published in February 2014 by Banker magazine, KMBL was ranked 245th among the world's top 500 banks with a brand valuation of around US$481 million and brand rating of AA+

Kotak Mahindra Bank offer a wide range of debit cards to their customers to choose.









Why we should apply for Kotak Mahindra Bank Debit Card?

Kotak Mahindra Bank debit card come with a wide range of benefits for its bank customers. Using this Card, ATM Services and purchase facility at Point Of Sale (POS) Terminals can be availed by the Kotak Mahindra Bank Card Holders. ATM Card holder of our Bank is also able to use ATMs of NFS and VISA member Bank

  • Balance Inquiry
  • Cash Withdrawal, Fast Cash
  • Mini Statement
  • PIN Change
  • Funds transfer (only among accounts linked to a card)
  • Cash/ Cheque Deposit in selected ATMs
  • Cheque Status Inquiry
  • Stop Payment of Cheques
  • Activation/ Deactivation of ATM Card for as Debit Card to use the same for payment through point of Sale and ecommerce transactions.
  • SMS Alert Registration/ Modification of SMS Alert Mobile Number
  • Mobile Banking Registration and De-registration
  • Aadhaar Seeding


How to apply for Kotak Mahindra Bank Debit Card?

  • All Kotak Mahindra Bank customers who are have Savings Bank accounts or Current accounts and are above 18 years of age are eligible for the Kotak Mahindra Bank Bank International Debit cum ATM Card.
  • If a user does not have Kotak Mahindra Bank Savings account or Current account, Then one must first open a account in Kotak Mahindra Bank branch.
  • User can apply for Kotak Mahindra Bank Debit Card while opening a saving account or current account with the bank, or the user can apply for it later as well once his bank account is opened by filling out the application form for the card and submit it to the bank branch.
  • After this between 7 to 21 working days bank customer will receive Kotak Mahindra Bank ATM cum debit card at his registered address.
  • After this bank customer can collect the PIN number for the card from the branch or Bank would send PIN at registered address through seperate post.
  • Now Finally customer, can avail Kotak Mahindra Bank banking facility at any of Kotak Mahindra Bank Bank network ATM or through other bank ATM.


Kotak Mahindra Bank Debit Card Fees and charges?

  • Usually there are no charges for issuing the Kotak Mahindra Bank debit card to the primary and the joint account holders.
  • Incase you have lost or damaged your Kotak Mahindra Bank Debit / ATM card for re-issuing your card bank would charge a nominal fee.


Different types of Kotak Mahindra Bank Debit Cards

Kotak Mahindra Bank - Kotak Mahindra Bank: offers different types of debit cards choose from the list given below based on your preference and charges and advantages you are getting with these Kotak Mahindra Bank Debit Cards.

Kotak Mahindra Bank Platinum Debit Card

  • Air Accident cover upto Rs 50,000,00
  • Unlimited withdrawals at all ATMs in India
  • Personal Accidental Death Cover of up to INR 50,000,00. 

Kotak Mahindra Bank PayShopMore Debit Card

  • ATM withdrawal limit of upto Rs. 40,000 and purchase limit of Rs. 2 lakhs
  • Access to a large number of deals and offers
  • Personal Accident Death cover of upto Rs. 5 lakhs. 

Kotak Mahindra Bank Easy Pay Debit Card

  • Track day-to-day expenses real-time
  • Pay your associates / partners conveniently
  • Receive monthly e-statements for each Easy Pay Account

Kotak Mahindra Bank Privy League Signature Debit Card

  • Unlimited withdrawals at all ATMs in India and abroad
  • Air Accident cover upto Rs 1 crore 
  • Personal Accidental Death Cover of up to Rs 50,000,00.

Kotak Mahindra Bank Classic One Debit Card

  • Daily ATM withdrawal and purchase limit of Rs. 10,000 each
  • Access to great deals and discounts online and at retail outlets
  • SMS alerts for all transactions

Kotak Mahindra Bank RuPay Debit Card

  • Access at all ATMs in India, look for RuPay brand mark
  • Daily ATM cash withdrawal limit of Rs.10,000/-
  • Personal Accident Insurance of Rs.1,00,000 that covers accidental death and total permanent disablement

Kotak Mahindra Bank Privy League Platinum Debit Card

  • Daily ATM withdrawal and purchase limits of up to Rs. 2.5 Lakhs each
  • Air Accident cover upto Rs 50,000,00 
  • Personal Accidental Death Cover of up to Rs 50 lakhs. 

Kotak Mahindra Bank Silk Platinum Debit Card

  • Cashback of up to Rs. 4,500 p.a. on debit card spends (T&C Apply)
  • Daily purchase limit of Rs. 2,00,000
  • ATM withdrawal limit of Rs. 40,000 (domestic) and Rs. 50,000 (international)

Kotak Mahindra Bank Gold Debit Card

  • Unlimited withdrawals at all ATMs in India
  • Personal Accidental Death Cover of up to Rs 50,000,00. 
  • Write Permanent Partial/ Total Disability Cover upto 30,000,00.

Kotak Mahindra BankWorld Debit Card

  • MasterCard Golf Privileges
  • Air Accident Insurance
  • Personal Accidental Death Cover of up to INR 35 lakhs. 

Kotak Mahindra Bank Business Power Platinum Debit Card

  • Complimentary insurance cover up to Rs. 55 Lakhs
  • Priority Pass to get access to 900+ VIP airport lounges

Kotak Mahindra Bank Rupay India Debit Card

  • For NRI customers to withdraw cash or make purchases across India
  • ATM withdrawal limit of Rs.40,000 and purchase limit of Rs. 2 lacs
  • Personal Accident Insurance of Rs.2,00,000 that covers accidental death and total permanent disablement

Kotak Mahindra Bank ifi Platinum Debit Card

  • Access at all merchant establishments and ATMs 
  • Available as Chip Card only which has additional security features
  • Personal Accidental Death Cover of up to Rs 50,000,00.

Kotak Mahindra Bank Business Class Gold Debit Card

  • Chip card provides enhanced transaction security
  • Complimentary insurance cover up to Rs. 23.75 Lakhs

Kotak Mahindra Bank Access India Debit Card

  • For NRI customers to withdraw cash or make purchases across India
  • ATM withdrawal limit of Rs.75,000 and purchase limit of Rs. 2 Lakhs

Kotak Mahindra Bank Infinite Wealth Management Debit Card

  • Air Accident cover upto Rs 5 crore
  • Personal Accidental Death Cover of up to INR 50 lakhs.
  • Unlimited withdrawals at all ATMs in India and abroad

Kotak Mahindra Bank Classic Debit Card Discontinued

  • Personal Accidental Death Cover of up to INR  2 lakhs.
  • Lost Card Liability insurance of Rs.2.5 Lakhs

Benefits of holding Kotak Mahindra Bank Debit Card

  • There is no admission charge on processing charge on the debit card. The card will be absolutely free of cost for the first year, and from the second year onwards a small amount of Rs. 75 will be charged as a service charge.
  • Usually the debit card issues by the bank is valid for 5 years from the month of issue of the card.
  • You can use your debit card to avail various services like withdrawing cash, paying bill, online shoping, booking a ticket and to purchase fuel at petrol pumps etc.
  • These cards are accepted all over india, infact some are accepted internationally as well..
  • You can enjoy various discount and offers run by various online shopping website.


Kotak Mahindra Bank Debit Cards FAQs


⭐Q. What is eligibility to apply for Kotak Mahindra Bank Debit Card?

To apply for Kotak Mahindra Bank Debit Card user should have saving account or current account in Kotak Mahindra Bank and should be above 18 years of age.

⭐Q. Can i use Kotak Mahindra Bank Debit Card at other Bank ATM?

Yes you can use Kotak Mahindra Bank Debit Card at other Bank ATM Machine

⭐Q. How to can i activate Kotak Mahindra Bank Debit Card?

To activate Kotak Mahindra Bank ATM / Debit card just visit nearest Kotak Mahindra Bank ATM and follow the instructions to activate the card

⭐Q. What to do if Kotak Mahindra Bank Debit Card is lost?

If your Kotak Mahindra Bank Debit Card is lost simply block your card by calling Kotak Mahindra Bank customer care or tollfree number or by visting nearest Kotak Mahindra Bank branch.

⭐Q. What is the fee charge by Kotak Mahindra Bank for issuing a Debit Card?

Generally bank doesn't charge any fee for issuing a debit card or atm card for the first time. But incase your card is lost or damaged then for issueing another card they charge a nominal fee ranging between Rs. 100 to 250 which vary from bank to bank.

⭐Q. What all you can do with Kotak Mahindra Bank ATM / Debit Card?

With the help of Kotak Mahindra Bank ATM card you can register for Kotak Mahindra Bank Net Banking online and also you can reset Kotak Mahindra Bank Net Banking Password online at any given point of time.