Karur Vysya Bank Debit Card

Karur Vysya Bank Debit Cards

After demonetisation in india, Use of Karur Vysya Bank Debit Card, Credit Cards, UPI payments, and online banking has increased significantly. Karur Vysya Bank is well known Bank in India. Karur Vysya Bank provide various services to its retail as well as corporate Bank customers. Karur Vysya Bank Bank Account holders can avail services like Fund transfer, Bill Payment, Apply for a new Karur Vysya Bank Debit Card, Apply for a new Karur Vysya Bank Credit Card, open a new FD/RD account and book tickets and much more without paying any additional charges or fees provided that they have an internet connection and their mobile number is registered with the Karur Vysya Bank.

Karur Vysya Bank is a Scheduled Commercial Bank in India. It has completed 100 years of operation and is one of the leading banks in India, headquartered in Karur in Tamil Nadu. It was set up in 1916 by M. A. Venkatarama Chettiar and Athi Krishna Chettiar. The bank primarily operates in treasury, corporate/wholesale banking and retail banking segments.

KVB provides services such as personal, corporate, agricultural banking and services to NRIs and MSME. Under personal banking, the bank provides housing loan, personal loan; insurance; and fixed deposits among others. Under corporate banking, KVB provides services like corporate loans; demat account, multicity current account and general insurance among others. Schemes provided by KVB under agricultural banking include Green Harvester, Green Trac and KVB Happy Kisan among others. Under MSME, the bank provides products such as KVB MSME Cash, KVB MSME Term Loan, KVB MSME Vendor Bill Discounting and KVB MSME Standby Term Loan among others. The bank had added more branches and 10 ATMs during the year thus bringing the total to 798 branches and 1,780+ ATMs as on 1 July 2018. It introduced a number of initiatives in FY16 like reloadable cards, kisan credit cards, automatic passbook kiosk, e-book, etc. The latest being introduction of fast tag and UPI based payment system. Total business volume is 1,00,000+ crore as of December 2017.

Karur Vysya Bank offer a wide range of debit cards to their customers to choose.









Why we should apply for Karur Vysya Bank Debit Card?

Karur Vysya Bank debit card come with a wide range of benefits for its bank customers. Using this Card, ATM Services and purchase facility at Point Of Sale (POS) Terminals can be availed by the Karur Vysya Bank Card Holders. ATM Card holder of our Bank is also able to use ATMs of NFS and VISA member Bank

  • Balance Inquiry
  • Cash Withdrawal, Fast Cash
  • Mini Statement
  • PIN Change
  • Funds transfer (only among accounts linked to a card)
  • Cash/ Cheque Deposit in selected ATMs
  • Cheque Status Inquiry
  • Stop Payment of Cheques
  • Activation/ Deactivation of ATM Card for as Debit Card to use the same for payment through point of Sale and ecommerce transactions.
  • SMS Alert Registration/ Modification of SMS Alert Mobile Number
  • Mobile Banking Registration and De-registration
  • Aadhaar Seeding


How to apply for Karur Vysya Bank Debit Card?

  • All Karur Vysya Bank customers who are have Savings Bank accounts or Current accounts and are above 18 years of age are eligible for the Karur Vysya Bank Bank International Debit cum ATM Card.
  • If a user does not have Karur Vysya Bank Savings account or Current account, Then one must first open a account in Karur Vysya Bank branch.
  • User can apply for Karur Vysya Bank Debit Card while opening a saving account or current account with the bank, or the user can apply for it later as well once his bank account is opened by filling out the application form for the card and submit it to the bank branch.
  • After this between 7 to 21 working days bank customer will receive Karur Vysya Bank ATM cum debit card at his registered address.
  • After this bank customer can collect the PIN number for the card from the branch or Bank would send PIN at registered address through seperate post.
  • Now Finally customer, can avail Karur Vysya Bank banking facility at any of Karur Vysya Bank Bank network ATM or through other bank ATM.


Karur Vysya Bank Debit Card Fees and charges?

  • Usually there are no charges for issuing the Karur Vysya Bank debit card to the primary and the joint account holders.
  • Incase you have lost or damaged your Karur Vysya Bank Debit / ATM card for re-issuing your card bank would charge a nominal fee.




Different types of Karur Vysya Bank Debit Cards

Karur Vysya Bank - Karur Vysya Bank: offers different types of debit cards choose from the list given below based on your preference and charges and advantages you are getting with these Karur Vysya Bank Debit Cards.

Karur Vysya Bank Debit Card for Savings / Current Account


Karur Vysya Bank offers Debit card services on VISA, Mastercard and RuPay platforms for Savings (except Kalpatharu and Prestige Account) and current account holders. The features, benefits and charges for the debit card for all savings account customers are given below in detail.

  • EMV chip card is issued along with the welcome kit for free.
  • Debit card pin is based “Green pin”, customers have to set their debit card pin at any of the KVB ATM / Cash recycler based on OTP sent to the registered mobile number.
  • ATM transactions at KVB ATMs / Cash recyclers are free.
  • Debit cards can be used in ATMs, POS and for Online E-commerce transactions.
  • Debit card POS transactions are authenticated based on Debit card pin. Debit card E-commerce transactions are authentication based on OTP.
  • International transactions are disabled for the debit cards. Customers have to send the request to customersupport@kvbmail.com to enable Debit card international transaction.
Annual Maintenance fee for Magstripe Debit Card Rs. 125/-
Annual Maintenance fee for EMV Chip Card Rs. 175/-
Personalized Debit Card Rs. 200/-
Personalized Add-on Card Rs. 200/-
Card Renewal fee Free In case of no operation in the preceding 1 year - Rs. 200/-
Duplicate Card Rs. 200/- If the card is captured at other bank ATMs & a letter is received from the acquiring bank - Free.
Duplicate PIN Free
Hotlisting Free
ATM Charges
  • For Metro ATMs: 3 free transactions per month out of the total 5 free transactions. Thereafter Rs. 20/- per financial transaction. (inclusive of GST) Non-Financial Transaction - Rs. 9/- (inclusive of GST).
  • 5 Free transactions per month (Financial + non-financial) for Savings Account.
  • ATM / POS domestic transactions are free.
  • Fund transfer through KVB ATM / Cash Recycler is free.
  • ATM international transactions are chargeable as Rs. 125/- for a financial transaction and Rs. 25/- for a non-financial transaction.
  • ATM + POS + E-commerce transaction per day per card limit is Rs. 30,000/-.


Karur Vysya Bank Prestige Debit Card


Prestige Debit Cards are issued specifically to the Prestige Account holders in Karur Vysya Bank. This card caters the needs of the high net-worth individuals who hold prestige savings bank account.

  • The EMV chip card is issued along with the welcome kit for free.
  • Debit card pin is based “Green pin”, customers have to set their debit card pin at any of the KVB ATM / Cash Recycler based on OTP sent to the registered mobile number.
  • ATM transactions at KVB ATMs / Cash recyclers are free.
  • Debit cards can be used in ATMs, POS and for Online E-commerce transactions.
  • Debit card POS transactions are authenticated based on Debit card pin. Debit card E-commerce transactions are authentication based on OTP.
  • International transactions are disabled for the debit cards. Customers have to send the request to customersupport@kvbmail.com to enable Debit card international transaction
Annual Maintenance fee for Magstripe Debit Card Nil
Annual Maintenance fee for EMV Chip Card Nil
Personalized Debit Card Free
Personalized Add-on Card Free
Card Renewal fee Free In case of no operation in the preceding 1 year - Rs. 200/-
Duplicate Card Rs. 200/- If the card is captured at other bank ATMs & a letter is received from the acquiring bank - Free.
Duplicate PIN Free
Hotlisting Free
ATM Charges
  • For Metro ATMs: 3 free transactions per month out of the total 5 free transactions. Thereafter Rs. 20/- per financial transaction. (inclusive of GST) Non-Financial Transaction - Rs. 9/- (inclusive of GST).
  • 5 Free transactions per month (Financial + non-financial) for Savings Account.
  • ATM / POS domestic transactions are free.
  • Fund transfer through KVB ATM / Cash Recycler is free.
  • ATM international transactions are chargeable as Rs. 125/- for a financial transaction and Rs. 25/- for a non-financial transaction.
  • ATM + POS + E-commerce transaction per day per card limit is Rs. 50,000/-.

Karur Vysya Bank Pride Platinum Debit Card

Pride Platinum Debit Card is a debit card issued for High Net-worth Income customers exclusively. This debit card is issued under the Master International Debit Card.

  • Debit card issued under Master International Debit Card.
  • Personal Accident Insurance coverage of Rs. 5 Lakhs & Lost Card Liability up to Rs. 50,000/-.
  • EMV Chip affords the highest level of security against Counterfeit or Skimming.
  • Dining & Spa Benefits.
  • Free Airport Lounge Access Program (Only in India for India Card holders at Domestic airports).
ATM Charges Charges
ATM Charges
  • For Metro ATMs: 3 free transactions / month out of the total 5 free transactions. Thereafter Rs. 20/- per financial transaction. (inclusive of GST) Non-Financial Transaction - Rs. 9/- (inclusive of GST).
  • 5 Free transactions per month (Financial + non-financial) for Savings Account.
  • ATM / POS domestic transactions are free.
  • Fund transfer through KVB ATM / Cash Recycler is free.
  • ATM international transactions are chargeable as Rs. 125/- for a financial transaction and Rs. 25/- for a non-financial transaction.
  • ATM daily withdrawal limit of Rs. 1 Lakh.
  • Daily transaction limit of Rs. 1.5 Lakh at merchant establishments.

Benefits of holding Karur Vysya Bank Debit Card

  • There is no admission charge on processing charge on the debit card. The card will be absolutely free of cost for the first year, and from the second year onwards a small amount of Rs. 75 will be charged as a service charge.
  • Usually the debit card issues by the bank is valid for 5 years from the month of issue of the card.
  • You can use your debit card to avail various services like withdrawing cash, paying bill, online shoping, booking a ticket and to purchase fuel at petrol pumps etc.
  • These cards are accepted all over india, infact some are accepted internationally as well..
  • You can enjoy various discount and offers run by various online shopping website.


Karur Vysya Bank Debit Cards FAQs


⭐Q. What is eligibility to apply for Karur Vysya Bank Debit Card?

To apply for Karur Vysya Bank Debit Card user should have saving account or current account in Karur Vysya Bank and should be above 18 years of age.

⭐Q. Can i use Karur Vysya Bank Debit Card at other Bank ATM?

Yes you can use Karur Vysya Bank Debit Card at other Bank ATM Machine

⭐Q. How to can i activate Karur Vysya Bank Debit Card?

To activate Karur Vysya Bank ATM / Debit card just visit nearest Karur Vysya Bank ATM and follow the instructions to activate the card

⭐Q. What to do if Karur Vysya Bank Debit Card is lost?

If your Karur Vysya Bank Debit Card is lost simply block your card by calling Karur Vysya Bank customer care or tollfree number or by visting nearest Karur Vysya Bank branch.

⭐Q. What is the fee charge by Karur Vysya Bank for issuing a Debit Card?

Generally bank doesn't charge any fee for issuing a debit card or atm card for the first time. But incase your card is lost or damaged then for issueing another card they charge a nominal fee ranging between Rs. 100 to 250 which vary from bank to bank.

⭐Q. What all you can do with Karur Vysya Bank ATM / Debit Card?

With the help of Karur Vysya Bank ATM card you can register for Karur Vysya Bank Net Banking online and also you can reset Karur Vysya Bank Net Banking Password online at any given point of time.