Karnataka Bank Debit Card

Karnataka Bank Debit Cards

After demonetisation in india, Use of Karnataka Bank Debit Card, Credit Cards, UPI payments, and online banking has increased significantly. Karnataka Bank is well known Bank in India. Karnataka Bank provide various services to its retail as well as corporate Bank customers. Karnataka Bank Bank Account holders can avail services like Fund transfer, Bill Payment, Apply for a new Karnataka Bank Debit Card, Apply for a new Karnataka Bank Credit Card, open a new FD/RD account and book tickets and much more without paying any additional charges or fees provided that they have an internet connection and their mobile number is registered with the Karnataka Bank.

Karnataka Bank Limited is India's twelfth largest public sector bank. It is an 'A' Class Scheduled Commercial Bank based in Mangaluru in Karnataka, India. Karnataka Bank Limited has a network of 862 branches, 1,026 ATMs and 454 e-lobbies/mini e-lobbies across 22 states and 2 union territories. It has 8,509 employees and over 11 million customers throughout the country. Its shares are privately owned by over 1,46,000 shareholders. The tagline of the bank is "Your Family Bank Across India".

Karnataka Bank Limited has adopted Core banking, Internet banking and has established its "MoneyPlant" [1,026 Automated Teller Machine] system across the country.

Karnataka Bank Limited, has operationalized its wholly owned non-financial subsidiary ‘KBL Services Limited’ w.e.f 30.03.2021. The KBL Services Ltd is having its Registered & Head Office at Bengaluru.

Karnataka Bank offer a wide range of debit cards to their customers to choose.









Why we should apply for Karnataka Bank Debit Card?

Karnataka Bank debit card come with a wide range of benefits for its bank customers. Using this Card, ATM Services and purchase facility at Point Of Sale (POS) Terminals can be availed by the Karnataka Bank Card Holders. ATM Card holder of our Bank is also able to use ATMs of NFS and VISA member Bank

  • Balance Inquiry
  • Cash Withdrawal, Fast Cash
  • Mini Statement
  • PIN Change
  • Funds transfer (only among accounts linked to a card)
  • Cash/ Cheque Deposit in selected ATMs
  • Cheque Status Inquiry
  • Stop Payment of Cheques
  • Activation/ Deactivation of ATM Card for as Debit Card to use the same for payment through point of Sale and ecommerce transactions.
  • SMS Alert Registration/ Modification of SMS Alert Mobile Number
  • Mobile Banking Registration and De-registration
  • Aadhaar Seeding


How to apply for Karnataka Bank Debit Card?

  • All Karnataka Bank customers who are have Savings Bank accounts or Current accounts and are above 18 years of age are eligible for the Karnataka Bank Bank International Debit cum ATM Card.
  • If a user does not have Karnataka Bank Savings account or Current account, Then one must first open a account in Karnataka Bank branch.
  • User can apply for Karnataka Bank Debit Card while opening a saving account or current account with the bank, or the user can apply for it later as well once his bank account is opened by filling out the application form for the card and submit it to the bank branch.
  • After this between 7 to 21 working days bank customer will receive Karnataka Bank ATM cum debit card at his registered address.
  • After this bank customer can collect the PIN number for the card from the branch or Bank would send PIN at registered address through seperate post.
  • Now Finally customer, can avail Karnataka Bank banking facility at any of Karnataka Bank Bank network ATM or through other bank ATM.


Karnataka Bank Debit Card Fees and charges?

  • Usually there are no charges for issuing the Karnataka Bank debit card to the primary and the joint account holders.
  • Incase you have lost or damaged your Karnataka Bank Debit / ATM card for re-issuing your card bank would charge a nominal fee.


Different types of Karnataka Bank Debit Cards

Karnataka Bank - Karnataka Bank: offers different types of debit cards choose from the list given below based on your preference and charges and advantages you are getting with these Karnataka Bank Debit Cards.

Karnataka Bank VISA Classic Debit Card

Flexibility of Usage

  • MoneyPlant TM Visa Classic debit card gives you instant access to your account, whenever you wish to make a purchase, or transact at any ATM (Automated Teller Machine) in India. Your card will be activated for payment transactions at merchant outlets, within 24 hours of your first cash withdrawal transaction at any MoneyplantTM ATM or NFS ATM.

Worldwide Reach

  • This Visa Classic Debit Card is accepted at over 1,82,000 ATMs and more than 10,00,000 Point of Sale terminals in India.

Cash withdrawal Limit for Visa Classic Debit Card

  • MoneyPlantTMVisa Classic Debit Card customers can withdraw cash up to ₹25,000 per day at all ATMs. The daily POS limit is ₹75,000 at Merchant Establishments, and is subject to the balances held in the account.
  • Additional safety and enhanced insurance

Zero Lost Card Liability:

  • As a MoneyplantTM Debit Card customer, you will be insured for risk of loss due to fraudulent use of a lost or stolen or missing debit card.All you need to do is communicate the loss of your card by calling our 24-hour customer service number.

 

Karnataka Bank VISA International Debit Card

Karnataka Bank, in its constant endeavor to understand the customer requirements has come out with a novel card product "MoneyplantTM International Visa Debit Card". MoneyplantTMInternational Visa Debit Card not only replaces your ATM / Regular Debit Card but also opens a world of privileges that match your status and lifestyle.

Flexibility of Usage

  • This MoneyPlantTMInternational Visa Debit Card gives you instant access to your account, whenever you wish to make a purchase, or transact at any ATM (Automated Teller Machine) in India or abroad. Your card will be activated for payment transactions at merchant outlets, within 24 hours of your first cash withdrawal transaction at any MoneyplantTMATM, NFS ATM or Visa ATM.

Worldwide reach

  • This MoneyPlantTM Visa International Visa Debit Card is accepted at over 1,82,000 ATMs and more than 10,00,000 Point of Sale terminals in India. It is accepted at more than 1.8 million Visa enabled ATMs and more than 30 million Visa enabled POS (Point Of Sale) terminals worldwide.

Enhanced limits for cash withdrawal

  • Enhanced limits for cash withdrawal Especially for Debit Card customers, the daily ATM Cash Withdrawal Limit has been enhanced to ₹60,000 per day at all ATMs. The daily POS limit is ₹1,50,000 at Merchant Establishments, and is subject to the balances held in the account.
  • Additional safety and enhanced insurance*

Zero Lost Card Liability

  • MoneyplantTMInternational Visa Debit Card customer, you will be insured for risk of loss due to fraudulent use of a lost or stolen or missing debit card. All you need to do is communicate the loss of your card by calling our 24-hour customer service number.
  • Special offers and discounts at merchant establishments on card usage.
  • Special Offers for our MoneyplantTM International Debit Card customers in association with Visa will be provided from time to time.

Charges for Visa International Debit Card*

  • Issuance of International Debit Card : Rs.100/- plus service tax.
  • Renewal Fee : ₹100/- plus service tax.
  • Replacement of Card : ₹100/- plus service tax.
  • Regeneration of PIN : ₹100/- plus service tax.

 

Karnataka Bank RuPay Classic Debit Card

Flexibility of Usage

  • MoneyPlant TM RuPay Classic debit card gives you instant access to your account,whenever you wish to make a purchase, or transact at any ATM (Automated Teller Machine) in India. Your card will be activated for payment transactions at merchant outlets, within 24 hours of your first cash withdrawal transaction at any Moneyplant TM ATM or NFS ATM.

Reach

  • This RuPay Classic Debit Card is accepted at over 1,86,000 ATMs and more than 10,00,000 Point of Sale terminals in India.

Cash withdrawal of Rupay Debit card

  • MoneyPlantTM RuPay Classic Debit Card customers can withdraw cash up to ₹25,000 per day at all ATMs. The daily POS limit is ₹75,000 at Merchant Establishments,and is subject to the balances held in the account.

 

Karnataka Bank RuPay International Platinum Debit Card

Karnataka Bank, in its constant endeavor to understand the customer requirements has come out with a novel card product "MoneyplantTMRuPay International Platinum Debit Card". MoneyplantTMRuPay International Platinum Debit Card not only replaces your ATM / Regular Debit Card but also opens a world of privileges that match your status and lifestyle.

Flexibility of Usage

  • This MoneyPlant TMRuPay International Platinum Debit Card gives you instant access to your account, whenever you wish to make a purchase, or transact at any ATM (Automated Teller Machine) in India or abroad.

Worldwide Reach

  • This MoneyPlantTMRuPay International Platinum Debit Card is accepted at over 1,90,000 ATMs in India and over 1.66 million “RuPay” & “Discover” enabled ATMs worldwide. It can be used to make purchase at over 12 lakhs POS terminals in India and 35.7 million RuPay & Discover enabled POS terminals worldwide.

Enhanced Limits for Cash Withdrawal*

  • Enhanced limits for cash withdrawal/ purchase limits, the daily ATM Cash Withdrawal Limit has been enhanced to ₹75,000 per day at all ATMs. The daily POS limit is ₹2,00,000 at Merchant Establishments, and is subject to the balances held in the account.

Insurance Coverage

  • Personal Accident (PA) coverage: ₹2 lakh

Lounge Access

  • Rupay platinum Domestic Airport Lounge access program provides access to the participating lounges two times per calendar quarter per card in any of the participating Airport Lounges.
  • The list of domestic airport lounge will be updated at regular basis.

Cash Back Offer

  • Utility Bills: 5% cash back on utiliy bill payments (capped at Rs. 50/month/card). Cashback on Utility bill is restricted to Merchant category code (MCC) as defined by NPCI under the program.

Welcome Offers

  • Croma Offer: Flat Rs. 500 OFF on minimum purchase of Rs. 2000 and above to MoneyPlantTM RuPay International Platinum Debit Cardholders.
  • Apollo Pharmacy Offer:
    • Apollo FMCG (Private Labelled products) - 15% (300+ Apollo products)
    • Medicines - 10% Off (except DPCO Drugs)
    • FMCG Products - 5% Off
  • Special Offers for our MoneyPlantTM RuPay International Platinum Debit Card customers in association with NPCI will be provided from time to time.

Karnataka Bank RuPay PMJDY Debit Card

Flexibility of Usage

  • MoneyPlant TM RuPay PMJDY Debit Card gives you instant access to your account,whenever you wish to make a purchase, or transact at any ATM (Automated Teller Machine) in India. Your card will be activated for payment transactions at merchant outlets, within 24 hours of your first cash withdrawal transaction at any Moneyplant TM ATM or NFS ATM.

Reach

  • This RuPay Classic Debit Card is accepted at over 1,86,000 ATMs and more than 10,00,000 Point of Sale terminals in India.

Cash Withdrawal

  • MoneyPlantTMRuPay Classic Debit Card customers can withdraw cash up to ₹25,000 per day at all ATMs. The daily POS limit is ₹75,000 at Merchant Establishments,and is subject to the balances held in the account.

Additional Safety and Enhanced Insurance

  • RuPay Debit Card is bundled with a feature of Accident Death or Permanent Disablement Insurance coverage of ₹1 lakh for PMJDY accounts opened till 28th Aug 2018 and ₹2 lakh for PMJDY accounts opened after 28th Aug 2018. National Payment Corporation of India [NPCI] has entered into an arrangement with The New India Assurance Co. Ltd., to provide this facility.


Karnataka Bank RuPay Kisan Debit Card

Flexibility of usage

  • MoneyPlant TM RuPay Kisan debit card gives you instant access to your account, whenever you wish to make a purchase, or transact at any ATM (Automated Teller Machine) in India. Your card will be activated for payment transactions at merchant outlets, within 24 hours of your first cash withdrawal transaction at any MoneyplantTM ATM or NFS ATM.

Reach

  • This RuPay Kisan Debit Card is accepted at over 1,86,000 ATMs and more than 10,00,000 Point of Sale terminals in India.

Cash Withdrawal

  • MoneyPlantTMRuPay Kisan Debit Card customers can withdraw cash up to ₹25,000 per day at all ATMs. The daily POS limit is ₹75,000 at Merchant Establishments and is subject to the balances held in the account

Additional Safety and Enhanced Insurance.

  • RuPay Debit Card is bundled with a feature of Accident Death or Permanent Disablement Insurance coverage of ₹1 lakh. National Payment Corporation of India [NPCI] has entered into an arrangement with The New India Assurance Co. Ltd., to provide this facility.

Karnataka Bank MoneyPlant RuPay MUDHRA Card

As per the guidelines of Micro Units Development and Refinance Agency Ltd (MUDRA) MUDRA Card is formulated to meet the working capital needs of the micro enterprises. MUDRA loans are extended to Micro enterprises engaged in trading, service and manufacturing activities and the maximum eligible loan amount under the scheme is ₹10 lakhs. The MUDRA card is a debit card on a Rupay payment platform issued to the Micro entrepreneurs who have availed the working capital loan from the Bank under Prdhan Mantri Mudra Yojana (PMMY). Bank has launched the MUDRA card on 29-08-2015. The card can be used for cash withdrawal at ATMs and also for merchant banking. The limit fixed to the card is valid up to due date of the OD limit and validity of Card is 5 years.


Benefits of holding Karnataka Bank Debit Card

  • There is no admission charge on processing charge on the debit card. The card will be absolutely free of cost for the first year, and from the second year onwards a small amount of Rs. 75 will be charged as a service charge.
  • Usually the debit card issues by the bank is valid for 5 years from the month of issue of the card.
  • You can use your debit card to avail various services like withdrawing cash, paying bill, online shoping, booking a ticket and to purchase fuel at petrol pumps etc.
  • These cards are accepted all over india, infact some are accepted internationally as well..
  • You can enjoy various discount and offers run by various online shopping website.


Karnataka Bank Debit Cards FAQs


⭐Q. What is eligibility to apply for Karnataka Bank Debit Card?

To apply for Karnataka Bank Debit Card user should have saving account or current account in Karnataka Bank and should be above 18 years of age.

⭐Q. Can i use Karnataka Bank Debit Card at other Bank ATM?

Yes you can use Karnataka Bank Debit Card at other Bank ATM Machine

⭐Q. How to can i activate Karnataka Bank Debit Card?

To activate Karnataka Bank ATM / Debit card just visit nearest Karnataka Bank ATM and follow the instructions to activate the card

⭐Q. What to do if Karnataka Bank Debit Card is lost?

If your Karnataka Bank Debit Card is lost simply block your card by calling Karnataka Bank customer care or tollfree number or by visting nearest Karnataka Bank branch.

⭐Q. What is the fee charge by Karnataka Bank for issuing a Debit Card?

Generally bank doesn't charge any fee for issuing a debit card or atm card for the first time. But incase your card is lost or damaged then for issueing another card they charge a nominal fee ranging between Rs. 100 to 250 which vary from bank to bank.

⭐Q. What all you can do with Karnataka Bank ATM / Debit Card?

With the help of Karnataka Bank ATM card you can register for Karnataka Bank Net Banking online and also you can reset Karnataka Bank Net Banking Password online at any given point of time.