Indusind Bank Debit Card

Indusind Bank Debit Cards

After demonetisation in india, Use of Indusind Bank Debit Card, Credit Cards, UPI payments, and online banking has increased significantly. Indusind Bank is well known Bank in India. Indusind Bank provide various services to its retail as well as corporate Bank customers. Indusind Bank Bank Account holders can avail services like Fund transfer, Bill Payment, Apply for a new Indusind Bank Debit Card, Apply for a new Indusind Bank Credit Card, open a new FD/RD account and book tickets and much more without paying any additional charges or fees provided that they have an internet connection and their mobile number is registered with the Indusind Bank.

IndusInd Bank Limited is a new-generation[a] Indian bank headquartered in Pune. The bank offers commercial, transactional and electronic banking products and services. IndusInd Bank was inaugurated in April 1994 by then Union Finance Minister Manmohan Singh. IndusInd Bank is the first among the new-generation private banks in India.

The bank started its operations with ₹100 crores (10 billion) in capital, of which ₹60 crores were raised by Indian residents and ₹40 crores were raised by Non-Resident Indians (NRI). The bank specializes in retail banking services and is also working on expanding its network of branches all across the country. According to the bank, its name is derived from the Indus Valley Civilisation. As on 31 December 2018, IndusInd Bank had 1,558 branches, and 2453 ATMs spread across different geographical locations of the country.

It also has representative offices in London, Dubai and Abu Dhabi. Mumbai has the largest number of bank branches followed by New Delhi and Chennai. The bank has proposed to double its branch count to 1200 by March 2019.

Indusind Bank offer a wide range of debit cards to their customers to choose.

Why we should apply for Indusind Bank Debit Card?

Indusind Bank debit card come with a wide range of benefits for its bank customers. Using this Card, ATM Services and purchase facility at Point Of Sale (POS) Terminals can be availed by the Indusind Bank Card Holders. ATM Card holder of our Bank is also able to use ATMs of NFS and VISA member Bank

  • Balance Inquiry
  • Cash Withdrawal, Fast Cash
  • Mini Statement
  • PIN Change
  • Funds transfer (only among accounts linked to a card)
  • Cash/ Cheque Deposit in selected ATMs
  • Cheque Status Inquiry
  • Stop Payment of Cheques
  • Activation/ Deactivation of ATM Card for as Debit Card to use the same for payment through point of Sale and ecommerce transactions.
  • SMS Alert Registration/ Modification of SMS Alert Mobile Number
  • Mobile Banking Registration and De-registration
  • Aadhaar Seeding

How to apply for Indusind Bank Debit Card?

  • All Indusind Bank customers who are have Savings Bank accounts or Current accounts and are above 18 years of age are eligible for the Indusind Bank Bank International Debit cum ATM Card.
  • If a user does not have Indusind Bank Savings account or Current account, Then one must first open a account in Indusind Bank branch.
  • User can apply for Indusind Bank Debit Card while opening a saving account or current account with the bank, or the user can apply for it later as well once his bank account is opened by filling out the application form for the card and submit it to the bank branch.
  • After this between 7 to 21 working days bank customer will receive Indusind Bank ATM cum debit card at his registered address.
  • After this bank customer can collect the PIN number for the card from the branch or Bank would send PIN at registered address through seperate post.
  • Now Finally customer, can avail Indusind Bank banking facility at any of Indusind Bank Bank network ATM or through other bank ATM.

Indusind Bank Debit Card Fees and charges?

  • Usually there are no charges for issuing the Indusind Bank debit card to the primary and the joint account holders.
  • Incase you have lost or damaged your Indusind Bank Debit / ATM card for re-issuing your card bank would charge a nominal fee.

Different types of Indusind Bank Debit Cards

Indusind Bank - Indusind Bank: offers different types of debit cards choose from the list given below based on your preference and charges and advantages you are getting with these Indusind Bank Debit Cards.

IndusInd Bank Platinum Premier Debit Card

IndusInd Bank presents "Platinum Premier Debit Card", designed to deliver superior value throughexciting features, offers and convenience of cashless payments for shopping, dining, entertainment and much more.

Key Features and Benefits
  • ₹ 3,000 worth Annual Movie Tickets
  • ₹ 2,500/- worth welcome voucher
  • 2% Cross Currency Mark-up
  • ₹ 2500 + Taxes/ ₹ 799 + Taxes Issuance/Annual Fee

IndusInd Bank Visa Signature Debit Card

A debit card that allows you to earn rewards faster and helps you redeem them as per yourconvenience.​

Key Features and Benefits
  • ₹ 5,600 worth Annual Movie Tickets
  • ₹ 4,000/- worth welcome voucher
  • Complimentary Lounge Access
  • ₹ 5,000 + Taxes/ ₹ 1,499 + Taxes Issuance/Annual Fee

IndusInd Bank DUO Debit Card

The IndusInd Bank Duo Card comes with two Magnetic stripes & EMV Chips. Simply dip/swipeor enter the relevant card details to enjoy the convenience, flexibility and freedom to choose how you pay as well as access cash without carrying multiple cards.

Key Features and Benefits
  • ₹ 3,000 worth Annual Movie Tickets
  • 2% Cross Currency Mark-up
  • ₹ 249 + Taxes Issuance Fee
  • Free Annual Fee

Benefits of holding Indusind Bank Debit Card

  • There is no admission charge on processing charge on the debit card. The card will be absolutely free of cost for the first year, and from the second year onwards a small amount of Rs. 75 will be charged as a service charge.
  • Usually the debit card issues by the bank is valid for 5 years from the month of issue of the card.
  • You can use your debit card to avail various services like withdrawing cash, paying bill, online shoping, booking a ticket and to purchase fuel at petrol pumps etc.
  • These cards are accepted all over india, infact some are accepted internationally as well..
  • You can enjoy various discount and offers run by various online shopping website.

Indusind Bank Debit Cards FAQs

⭐Q. What is eligibility to apply for Indusind Bank Debit Card?

To apply for Indusind Bank Debit Card user should have saving account or current account in Indusind Bank and should be above 18 years of age.

⭐Q. Can i use Indusind Bank Debit Card at other Bank ATM?

Yes you can use Indusind Bank Debit Card at other Bank ATM Machine

⭐Q. How to can i activate Indusind Bank Debit Card?

To activate Indusind Bank ATM / Debit card just visit nearest Indusind Bank ATM and follow the instructions to activate the card

⭐Q. What to do if Indusind Bank Debit Card is lost?

If your Indusind Bank Debit Card is lost simply block your card by calling Indusind Bank customer care or tollfree number or by visting nearest Indusind Bank branch.

⭐Q. What is the fee charge by Indusind Bank for issuing a Debit Card?

Generally bank doesn't charge any fee for issuing a debit card or atm card for the first time. But incase your card is lost or damaged then for issueing another card they charge a nominal fee ranging between Rs. 100 to 250 which vary from bank to bank.

⭐Q. What all you can do with Indusind Bank ATM / Debit Card?

With the help of Indusind Bank ATM card you can register for Indusind Bank Net Banking online and also you can reset Indusind Bank Net Banking Password online at any given point of time.