Indian Bank Debit Card

Indian Bank Debit Cards

After demonetisation in india, Use of Indian Bank Debit Card, Credit Cards, UPI payments, and online banking has increased significantly. Indian Bank is well known Bank in India. Indian Bank provide various services to its retail as well as corporate Bank customers. Indian Bank Account holders can avail services like Fund transfer, Bill Payment, Apply for a new Indian Bank Debit Card, Apply for a new Indian Bank Credit Card, open a new FD/RD account and book tickets and much more without paying any additional charges or fees provided that they have an internet connection and their mobile number is registered with the Indian Bank.

Indian Bank is an Indian government owned financial services and banking company established in 1907 and headquartered in Chennai, India. It serves over 100 million customers with 20,924 employees, 6,006 branches with 5,428 ATMs and Cash deposit machines and is one of the top performing public sector banks in India.

Total business of the bank has touched ₹430,000 crore (US$60 billion) as on 31 March 2019. Bank's Information Systems and Security processes certified with ISO27001:2013 standard and is among very few Banks certified worldwide. It has overseas branches in Colombo and Singapore including a Foreign Currency Banking Unit at Colombo and Jaffna. It has 227 Overseas Correspondent banks in 75 countries.

Since 1978, the Government of India has owned the bank. As per the announcement made by the Indian Finance Minister Nirmala Sitharaman on 30 August 2019, Allahabad Bank merged from 1 April 2020, making it the seventh largest bank in the country.

The bank's market capitalisation in June 2018 was US$573 million and it ranked #1,882 on the Forbes Global 2000 list.[6] On 30 August 2019, the Finance Minister Nirmala Sitharaman announced merger of Indian Bank with Indian Bank.

Indian Bank offer a wide range of debit cards to their customers to choose.









Why we should apply for Indian Bank Debit Card?

Indian Bank debit card come with a wide range of benefits for its bank customers. Using this Card, ATM Services and purchase facility at Point Of Sale (POS) Terminals can be availed by the Indian Bank Card Holders. ATM Card holder of our Bank is also able to use ATMs of NFS and VISA member Bank

  • Balance Inquiry
  • Cash Withdrawal, Fast Cash
  • Mini Statement
  • PIN Change
  • Funds transfer (only among accounts linked to a card)
  • Cash/ Cheque Deposit in selected ATMs
  • Cheque Status Inquiry
  • Stop Payment of Cheques
  • Activation/ Deactivation of ATM Card for as Debit Card to use the same for payment through point of Sale and ecommerce transactions.
  • SMS Alert Registration/ Modification of SMS Alert Mobile Number
  • Mobile Banking Registration and De-registration
  • Aadhaar Seeding


How to apply for Indian Bank Debit Card?

  • All Indian Bank customers who are have Savings Bank accounts or Current accounts and are above 18 years of age are eligible for the Indian Bank International Debit cum ATM Card.
  • If a user does not have Indian Bank Savings account or Current account, Then one must first open a account in Indian Bank branch.
  • User can apply for Indian Bank Debit Card while opening a saving account or current account with the bank, or the user can apply for it later as well once his bank account is opened by filling out the application form for the card and submit it to the bank branch.
  • After this between 7 to 21 working days bank customer will receive Indian Bank ATM cum debit card at his registered address.
  • After this bank customer can collect the PIN number for the card from the branch or Bank would send PIN at registered address through seperate post.
  • Now Finally customer, can avail Indian Bank banking facility at any of Indian Bank network ATM or through other bank ATM.


Indian Bank Debit Card Fees and charges?

  • Usually there are no charges for issuing the Indian Bank debit card to the primary and the joint account holders.
  • Incase you have lost or damaged your Indian Bank Debit / ATM card for re-issuing your card bank would charge a nominal fee.


Indian Bank Debit Card Transaction Limits

Indian Bank Card Details and Limits Eligible Limits
ATM POS+Ecomm Contactless
Indian MasterCard World International Debit Card ₹ 50,000/- ₹ 1,00,000 NA
Indian Image Card (My Design Card) Debit Card ₹ 50,000/- ₹ 1,00,000 NA
Indian E-purse Platinum Debit Card ₹ 50,000/- ₹ 1,00,000 NA
Indian Bank RuPay Debit Card ₹ 50,000/- ₹ 1,00,000 NA
Indian Bank RuPay PMJDY  Debit Card ₹ 50,000/- ₹ 1,00,000 NA
Indian Bank RuPay MUDRA  Debit Card ₹ 50,000/- ₹ 1,00,000 NA
Indian Bank RuPay Senior Citizen Debit Card ₹ 50,000/- ₹ 1,00,000 NA
Indian Bank IB Surabhi Platinum Debit Card ₹ 50,000/- ₹ 1,00,000 NA
Indian Bank RuPay Debit Select Card ₹ 50,000/- ₹ 1,00,000 NA
Indian Bank IB DIGI - RuPay Classic Debit Card ₹ 10,000/- ₹ 1,00,000 NA


Different types of Indian Bank Debit Cards

Indian Bank - Indian Bank: offers different types of debit cards choose from the list given below based on your preference and charges and advantages you are getting with these Indian Bank Debit Cards.

Indian Bank MasterCard World International Debit Card
  • International Debit Card with Wide acceptance globally
  • Usage limit of Rs.50,000/- in ATMs and Rs.1,00,000/- for Point-of-sales & online purchases
Indian Bank Image Card (My Design Card)
  • Design your own debit card with a back ground image of your choice.
  • International Debit Card with Wide acceptance globally.
Indian Bank E-purse Debit Card
  • An award-winning* Platinum card product
  • Debit Card that acts like a wallet.
  • Can be gifted to family members as allowance / to manage budget
  • Apply through InternetBanking
  • Transfer amount from your account to e-purse card through InternetBanking
Indian Bank RuPay Platinum Card
  • Usage limit of Rs.50,000/- in ATM and Rs.1,00,000/- in Point-of-sales
  • Fuel surcharge waiver, airport lounge access and various other offers.
Indian Bank PMJDY (Pradhan Mantri Jan Dhan Yojana) Debit Card
  • Rupay card for PMJDY Account Holders
  • Over Draft in PMJDY accounts enabled for eligible accounts in ATMs.
Indian Bank MUDRA Debit Card
  • RuPay card product for MUDRA loan customers in MSME segment
Indian Bank Senior Citizen Debit Card
  • Special Debit Card for senior citizen customers with photo, blood group and Date of Birth affixed on the card.
Indian Bank IB Surabhi Platinum Debit Card
  • Card meant exclusively for women customers having IB Surabhi Account
  • RuPay Platinum debit card with usage limit of Rs.50,000/- in ATM and Rs.1,00,000/- in Point-of-sales
  • Personal accident insurance cover of 2 lakhs
Indian Bank RuPay Debit Select Debit Card
  • Top most variant of RuPay Cards
  • Joining benefits and Milestone based benefits
  • In built Insurance Cover of up to Rs.10 Lakhs
  • Airport lounge access and various other offers.
Indian Bank IB DIGI - RuPay Classic Debit Card
  • RuPay debit cards issued for IB DIGI accounts opened through our website and IB Customer Mobile App
  • Usage limit of Rs.10,000/- in ATM and Rs.10,000/- in Point-of-sales

Benefits of holding Indian Bank Debit Card

  • There is no admission charge on processing charge on the debit card. The card will be absolutely free of cost for the first year, and from the second year onwards a small amount of Rs. 75 will be charged as a service charge.
  • Usually the debit card issues by the bank is valid for 5 years from the month of issue of the card.
  • You can use your debit card to avail various services like withdrawing cash, paying bill, online shoping, booking a ticket and to purchase fuel at petrol pumps etc.
  • These cards are accepted all over india, infact some are accepted internationally as well..
  • You can enjoy various discount and offers run by various online shopping website.


Indian Bank Debit Cards FAQs


⭐Q. What is eligibility to apply for Indian Bank Debit Card?

To apply for Indian Bank Debit Card user should have saving account or current account in Indian Bank and should be above 18 years of age.

⭐Q. Can i use Indian Bank Debit Card at other Bank ATM?

Indian you can use Indian Bank Debit Card at other Bank ATM Machine

⭐Q. How to can i activate Indian Bank Debit Card?

To activate Indian Bank ATM / Debit card just visit nearest Indian Bank ATM and follow the instructions to activate the card

⭐Q. What to do if Indian Bank Debit Card is lost?

If your Indian Bank Debit Card is lost simply block your card by calling Indian Bank customer care or tollfree number or by visting nearest Indian Bank branch.

⭐Q. What is the fee charge by Indian Bank for issuing a Debit Card?

Generally bank doesn't charge any fee for issuing a debit card or atm card for the first time. But incase your card is lost or damaged then for issueing another card they charge a nominal fee ranging between Rs. 100 to 250 which vary from bank to bank.

⭐Q. What all you can do with Indian Bank ATM / Debit Card?

With the help of Indian Bank ATM card you can register for Indian Bank Net Banking online and also you can reset Indian Bank Net Banking Password online at any given point of time.