After demonetisation in india, Use of IDBI Bank Debit Card, Credit Cards, UPI payments, and online banking has increased significantly. IDBI Bank is well known Bank in India. IDBI Bank provide various services to its retail as well as corporate Bank customers. IDBI Bank Bank Account holders can avail services like Fund transfer, Bill Payment, Apply for a new IDBI Bank Debit Card, Apply for a new IDBI Bank Credit Card, open a new FD/RD account and book tickets and much more without paying any additional charges or fees provided that they have an internet connection and their mobile number is registered with the IDBI Bank.
Industrial Development Bank of India (IDBI Bank Limited or IDBI Bank or IDBI) was established in 1964 by an act to provide credit and other financial facilities for the development of the fledgling Indian industry. It is a development finance institution and a subsidiary of Life Insurance Corporation. Many national institutes find their roots in IDBI like SIDBI, India Exim Bank, National Stock Exchange of India and National Securities Depository Limited.
Initially, it operated as a subsidiary of the Reserve Bank of India and later RBI transferred it to the Government of India. On 29 June 2018, Life Insurance Corporation of India (LIC) got a technical go-ahead from the Insurance Regulatory and Development Authority of India (IRDAI) to increase stake in IDBI Bank up to 51%. LIC completed the acquisition of 51% controlling stake on 21 January 2019 making it the majority shareholder of the IDBI Bank. Reserve Bank of India clarified, via a press release dated 14 March 2019, that IDBI Bank stands re-categorized as a Private Sector Bank for regulatory purposes with effect from 21 January 2019.
The bank has an aggregate balance sheet size of ₹3.74 trillion as on 31 March 2016. It has 3,683 ATMs, 1,892 branches, including one overseas branch in Dubai, 58 e-lounges and 1,407 centers as of 1 February 2020.
IDBI Bank offer a wide range of debit cards to their customers to choose.
IDBI Bank debit card come with a wide range of benefits for its bank customers. Using this Card, ATM Services and purchase facility at Point Of Sale (POS) Terminals can be availed by the IDBI Bank Card Holders. ATM Card holder of our Bank is also able to use ATMs of NFS and VISA member Bank
Cash Withdrawal, Fast Cash
Funds transfer (only among accounts linked to a card)
Cash/ Cheque Deposit in selected ATMs
Cheque Status Inquiry
Stop Payment of Cheques
Activation/ Deactivation of ATM Card for as Debit Card to use the same for payment through point of Sale and ecommerce transactions.
SMS Alert Registration/ Modification of SMS Alert Mobile Number
Mobile Banking Registration and De-registration
How to apply for IDBI Bank Debit Card?
All IDBI Bank customers who are have Savings Bank accounts or Current accounts and are above 18 years of age are eligible for the IDBI Bank Bank International Debit cum ATM Card.
If a user does not have IDBI Bank Savings account or Current account, Then one must first open a account in IDBI Bank branch.
User can apply for IDBI Bank Debit Card while opening a saving account or current account with the bank, or the user can apply for it later as well once his bank account is opened by filling out the application form for the card and submit it to the bank branch.
After this between 7 to 21 working days bank customer will receive IDBI Bank ATM cum debit card at his registered address.
After this bank customer can collect the PIN number for the card from the branch or Bank would send PIN at registered address through seperate post.
Now Finally customer, can avail IDBI Bank banking facility at any of IDBI Bank Bank network ATM or through other bank ATM.
IDBI Bank Debit Card Fees and charges?
Usually there are no charges for issuing the IDBI Bank debit card to the primary and the joint account holders.
Incase you have lost or damaged your IDBI Bank Debit / ATM card for re-issuing your card bank would charge a nominal fee.
Different types of IDBI Bank Debit Cards
IDBI Bank - IDBI Bank: offers different types of debit cards choose from the list given below based on your preference and charges and advantages you are getting with these IDBI Bank Debit Cards.
IDBI Bank Signature Debit Card
Special people like you deserve special privileges, and that’s why, we at IDBI Bank present to you the IDBI Bank Signature Debit Card. Signature Debit Card provides you access to a host of premium services. Enjoy exclusive deals and discounts at merchant outlets in categories such as Lifestyle, Fine Dining, Travel, Health & Fitness and more.
IDBI Bank Platinum Debit Card
Go ahead and enjoy the convenience of using the IDBI Bank’s Platinum Debit Card. A Card specially made for the few.
Privileges knock your door with the IDBI Bank Platinum Debit Card, from enhanced limit on ATM withdrawals to upto Re. 1 lakh to shopping for upto Rs. 2 lakh a day.
The IDBI Bank Platinum Debit Card ensures that you are never far away from your money. Be it India or abroad, you can access your account through Visa's vast network of ATMs and Merchant establishments. We have equipped your card with enhanced withdrawal limits to meet your lifestyle demands. IDBI Bank Platinum Debit Card Advantage
The IDBI Bank Platinum Debit Card comes power packed with loads of benefits and attractive offers.
Enhanced Daily Limits: You can withdraw cash up to Rs.1,00,000/- and make purchases worth Rs. 2,00,000/- in a day.
Loyalty Redemptions: The customer stands to earn 2 loyalty points for every Rs. 100 spent using the Platinum Debit Card for purchases at merchant establishments.
IDBI Bank Gold Debit Card
The IDBI Bank Gold Debit card is one to complement your lifestyle offering Rs. 75,000 worth of ATM withdrawals and for transactions at shopping establishments both online and offline for the same amount.
IDBI Bank Gold Debit Card Advantage
The IDBI Bank Gold Debit Card is power packed with loads of benefits and attractive offers.
Special offers on Gold debit cards
IDBI Bank Classic Debit Card
IDBI Bank's Classic Debit Card is a Debit cum ATM card that offers you the convenience of shopping cashless in India and abroad it also allows ATM withdrawals worldwide that too in local currency. The Classic Debit Card from IDBI Bank is valid across 30mn merchant establishments and ATM’s in India and abroad.
IDBI Bank Classic Debit Card Advantage
Enhanced Access at ATMs and Merchant Establishments- Classic Debit Card is issued in both Visa as well as MasterCard platforms.
International Validity: The Classic Debit Card can be used both in India and abroad to make purchases at Merchant locations and withdraw local currency at ATMs. The customer is debited in INR. All transactions are reflected in the account statement in INR and merchant location details are captured.
Discounts at merchant establishments*: We make tie-ups with different merchants from time to time to offer discounts to our Debit Card holders. Customers can avail of this discount by making purchases through the Debit Card at these merchant locations.
Daily Limits: Withdrawal limits are Rs. 25,000/- at the ATM and Rs. 25,000/- at POS. Limits are per day/per card and are subject to the available balance in the customer’s account.
Online transactions: The Debit Card can be used online, for shopping, booking air/rail/movie tickets & utility bill payments.
Better tracking: Receive instant SMS alerts on transaction made on your Card.
The Card can be used at the following locations:
All IDBI Bank ATMs
For all ATM Transactions
Shared Network ATMs
Over 1 lakh
For Balance Enquiry & Cash Withdrawal
Over 5.50 lakh
IDBI Bank Women's Debit Card
IDBI Bank Women's Debit Card is for the women of today, one who is looking more convenience and features. ATM & Shopping limit of Rs 40,000 a day and discounts are some of them.
The IDBI Bank Women's Debit Card is VISA card that offers you the most exclusive offers, packed with convenience and rewards like never before.
Advantages of IDBI Bank Women's Debit Card
The IDBI Bank Women's Debit Card comes power packed with loads of advantages and attractive offers.
Insurance Cover : Customers are covered with an insurance cover upto Rs. 1 lac for lost and counterfeit cards.
ATM Withdrawal & Purchase limit: Understanding your daily spends and needs, the Women's Debit Card offers Cash withdrawal limit of Rs. 40000/- and purchase at Point of Sale (POS) limit of Rs. 40000/- in a day.
Wide Usage at various ATM Networks: The Women's Debit Card offers you free wide usage over shared network ATMs in India.
Online Shopping: IDBI Bank Women's Debit Card can now be used for shopping, booking rail & air tickets, utility bill payments ONLINE by using Verified by Visa .
Loyalty Programme:Earn cash rewards on daily purchases. On every Rs. 100 spent, you earn 1 loyalty point.
IDBI Bank Being Me Debit Card
IDBI Bank’s being me card is a specially designed card for first time working professionals and students pursuing professional courses. It is targeted to youths in the age group of 18-25 years.
IDBI Bank Being Me Debit Card Advantage
The Being Me Debit Card will be a VISA card valid worldwide across the globe and comes with the following advantages:
ATM and Usage at merchant outlets
Online Shopping- IDBI Bank Being Me Debit Card can also be used for shopping, booking rail and air tickets, making utility bill payments ONLINE with additional authentication.
Validity- The Being Me Debit Card will be valid for 5 years.
Daily Limits- Customers can withdraw cash up to Rs. 25,000 at ATMs and make purchases worth Rs. 25,000 at merchant establishments in a day (including online shopping).
Petrol Surcharge- If the card is used at Petrol pumps and railways, surcharge of 2.5% of the transaction value will be levied as per the Industry practice.
All IDBI Bank ATMs
For all ATM Transactions
Shared Network ATMs
Over 1 lakh
For Balance Enquiry & Cash Withdrawal
Over 5.50 lakh
IDBI Bank KIDS Debit Card
IDBI Bank Kids debit card is designed for the youngest segment of our customers; it is designed to instill some confidence in kids when it comes to handling money and savings. We strongly believe that Indian kids are the smartest in the world and will use their hard earned savings in the best possible manner.
Benefits of IDBI Bank KIDS Debit Card
The IDBI Bank KIDS Card comes power packed with loads of benefits and attractive offers.
Insurance Cover : Customers are covered with an insurance cover upto Rs. 8000 for lost and counterfeit cards.
Daily Limits: You can withdraw cash up to Rs. 2,000/- and make purchases worth Rs. 2,000/- in a day.
Loyalty Redemptions: The customer stands to earn 2 loyalty points for every Rs. 100 spent using the KIDS Card for purchases at merchant establishments.
Discounts at Merchant Establishments: IDBI Bank regularly comes up with attractive offers and discounts at various merchant establishments through which KIDS Card customers can avail fabulous offers on the Card usage.
Rupay Platinum Chip Debit Card
A specially designed Debit Card launched in association with NPCI. The card not only comes with enhanced limit and Insurance but is also loaded with many special privileges and offers which will make your banking truly special.
IDBI Contactless Debit Cards
DBI Bank gives a new dimension to its usage of debit cards with the launch of ContactlessCards - a convenient, secureand ease of use debit card that takes half the time to complete a transaction than its traditional counterpart.
What is a Contactless Card?
Contactless cardis a sensor embeddednew age debit card that works on Near Field Communication (NFC) technology using radio transmission to ascertain contact when the card is brought near a terminal. This enables the customers to make payments up to 2,000 without swiping or dipping their cards.
How do I use the Contactless Card?
Look out for contactless symbol and Visa PayWave logo on POS Terminal.
Verify the transaction amount displayed on contactless terminal.
Once it echoes a beep sound and/or blue light blinks on the terminal wave/tap your card at contactless POS Terminal.
Terminal will beep and/or display four green lights and the payment is done.
Benefits of holding IDBI Bank Debit Card
There is no admission charge on processing charge on the debit card. The card will be absolutely free of cost for the first year, and from the second year onwards a small amount of Rs. 75 will be charged as a service charge.
Usually the debit card issues by the bank is valid for 5 years from the month of issue of the card.
You can use your debit card to avail various services like withdrawing cash, paying bill, online shoping, booking a ticket and to purchase fuel at petrol pumps etc.
These cards are accepted all over india, infact some are accepted internationally as well..
You can enjoy various discount and offers run by various online shopping website.
IDBI Bank Debit Cards FAQs
⭐Q. What is eligibility to apply for IDBI Bank Debit Card?
To apply for IDBI Bank Debit Card user should have saving account or current account in IDBI Bank and should be above 18 years of age.
⭐Q. Can i use IDBI Bank Debit Card at other Bank ATM?
Yes you can use IDBI Bank Debit Card at other Bank ATM Machine
⭐Q. How to can i activate IDBI Bank Debit Card?
To activate IDBI Bank ATM / Debit card just visit nearest IDBI Bank ATM and follow the instructions to activate the card
⭐Q. What to do if IDBI Bank Debit Card is lost?
If your IDBI Bank Debit Card is lost simply block your card by calling IDBI Bank customer care or tollfree number or by visting nearest IDBI Bank branch.
⭐Q. What is the fee charge by IDBI Bank for issuing a Debit Card?
Generally bank doesn't charge any fee for issuing a debit card or atm card for the first time. But incase your card is lost or damaged then for issueing another card they charge a nominal fee ranging between Rs. 100 to 250 which vary from bank to bank.
⭐Q. What all you can do with IDBI Bank ATM / Debit Card?
With the help of IDBI Bank ATM card you can register for IDBI Bank Net Banking online and also you can reset IDBI Bank Net Banking Password online at any given point of time.