HDFC Bank Debit Card

HDFC Bank Debit Cards

After demonetisation in india, Use of HDFC Bank Debit Card, Credit Cards, UPI payments, and online banking has increased significantly. HDFC Bank is well known Bank in India. HDFC Bank provide various services to its retail as well as corporate Bank customers. HDFC Bank Bank Account holders can avail services like Fund transfer, Bill Payment, Apply for a new HDFC Bank Debit Card, Apply for a new HDFC Bank Credit Card, open a new FD/RD account and book tickets and much more without paying any additional charges or fees provided that they have an internet connection and their mobile number is registered with the HDFC Bank.

HDFC Bank Limited is a wholly owned subsidiary of Housing Development Finance Corporation headquartered in Mumbai, Maharashtra. It has a base of 104,154 permanent employees as of 30 June 2019. HDFC Bank is India’s largest private sector bank by assets. It is the largest bank in India by market capitalisation as of March 2020.

HDFC Bank offer a wide range of debit cards to their customers to choose.









Why we should apply for HDFC Bank Debit Card?

HDFC Bank debit card come with a wide range of benefits for its bank customers. Using this Card, ATM Services and purchase facility at Point Of Sale (POS) Terminals can be availed by the HDFC Bank Card Holders. ATM Card holder of our Bank is also able to use ATMs of NFS and VISA member Bank

  • Balance Inquiry
  • Cash Withdrawal, Fast Cash
  • Mini Statement
  • PIN Change
  • Funds transfer (only among accounts linked to a card)
  • Cash/ Cheque Deposit in selected ATMs
  • Cheque Status Inquiry
  • Stop Payment of Cheques
  • Activation/ Deactivation of ATM Card for as Debit Card to use the same for payment through point of Sale and ecommerce transactions.
  • SMS Alert Registration/ Modification of SMS Alert Mobile Number
  • Mobile Banking Registration and De-registration
  • Aadhaar Seeding


How to apply for HDFC Bank Debit Card?

  • All HDFC Bank customers who are have Savings Bank accounts or Current accounts and are above 18 years of age are eligible for the HDFC Bank Bank International Debit cum ATM Card.
  • If a user does not have HDFC Bank Savings account or Current account, Then one must first open a account in HDFC Bank branch.
  • User can apply for HDFC Bank Debit Card while opening a saving account or current account with the bank, or the user can apply for it later as well once his bank account is opened by filling out the application form for the card and submit it to the bank branch.
  • After this between 7 to 21 working days bank customer will receive HDFC Bank ATM cum debit card at his registered address.
  • After this bank customer can collect the PIN number for the card from the branch or Bank would send PIN at registered address through seperate post.
  • Now Finally customer, can avail HDFC Bank banking facility at any of HDFC Bank Bank network ATM or through other bank ATM.


HDFC Bank Debit Card Fees and charges?

  • Usually there are no charges for issuing the HDFC Bank debit card to the primary and the joint account holders.
  • Incase you have lost or damaged your HDFC Bank Debit / ATM card for re-issuing your card bank would charge a nominal fee.


Different types of HDFC Bank Debit Cards

HDFC Bank - HDFC Bank: offers different types of debit cards choose from the list given below based on your preference and charges and advantages you are getting with these HDFC Bank Debit Cards.

HDFC Millennia Debit Card

With the HDFC Bank Millennia Debit Card, you can truly Keep Going with Debit.

Key features:-

  • Get up to ₹4800 CashBack every year
  • 5% CashBack on shopping via PayZapp and SmartBuy
  • 2.5% CashBack on all online Spends
  • 1% CashBack on all offline spends and Wallet reloads

Other features:-

  • 4 Complimentary Domestic Airport Lounge access annually
  • Accidental insurance cover up to ₹10 lakhs


HDFC Easyshop Classic Platinum Debit Card

Your HDFC Bank EasyShop Classic Platinum Chip Debit card entitles you to:

The encryption technology of a chip card, which secures the card against fraudulent use. This card offers greater security by storing & processing information in a secure manner. This advanced technology is more effective in preventing the card from being copied to product counterfeit cards.

Higher Debit Card Limits

  • Daily Domestic Shopping limits: Rs. 5 lacs
  • Daily Domestic ATM withdrawal limits: Rs. 1 lac
  • Cash withdrawal facility can now be availed across merchant establishments with a maximum upper limit of Rs.1,000/ day on your HDFC Bank Debit Cards.
  • lease login to NetBanking to change (Increase or decrease) the limit* on your Debit Card to suit your needs. Please note the limits can be increased up to the Permissible limits on your Debit Card.


HDFC Easyshop Classic Platinum Debit Card

Your HDFC Bank EasyShop Classic Platinum Chip Debit card entitles you to:

The encryption technology of a chip card, which secures the card against fraudulent use. This card offers greater security by storing & processing information in a secure manner. This advanced technology is more effective in preventing the card from being copied to product counterfeit cards.

Higher Debit Card Limits

  • Daily Domestic Shopping limits: Rs. 5 lacs
  • Daily Domestic ATM withdrawal limits: Rs. 1 lac
  • Cash withdrawal facility can now be availed across merchant establishments with a maximum upper limit of Rs.1,000/ day on your HDFC Bank Debit Cards.
  • lease login to NetBanking to change (Increase or decrease) the limit* on your Debit Card to suit your needs. Please note the limits can be increased up to the Permissible limits on your Debit Card.


HDFC EasyShop Platinum Debit Card

Your HDFC Bank EasyShop Platinum Debit card entitles you to:

Higher Debit Card Limits
 Please login to NetBanking to change (Increase or decrease) the limit* on your Debit Card to suit your needs. Please note the limits can be increased up to the Permissible limits on your Debit Card.

  • Daily Domestic Shopping limits: Rs. 5 lacs
  • Daily Domestic ATM withdrawal limits: Rs. 1 lac
  • Cash withdrawal facility can now be availed across merchant establishments with a maximum upper limit of Rs.1,000/ day on your HDFC Bank Debit Cards.


HDFC Times Points Debit Card

Times Points is a digital loyalty program offering Times Points as a unique currency. The Times Points Debit Card comes with a host of benefits catering to categories like online shopping, dining and grocery partners.
Attractive Benefits and Privileges on your Times Points Debit Card.

  • Welcome Benefits
    • Welcome Benefit of 500 Times Points on your first shopping at Point of Sale or online merchant establishments with Times Points Debit Card.
    • Welcome offers across merchant categories. Click here to view the list of merchants and exclusive offers. For any queries on the merchant offers please write to CS@timespointsdebit.com
    • Please go through the following steps to download your e-welcome kit.
      Steps to download your Welcome Offers:
      1. Visit Times Points Debit Card website (www.timespoints.com/debit) and click on "Welcome Offers" tab.
      2. Click on the Welcome Offers banner at the top
      3. Follow onscreen steps to download your 'e-Welcome Kit'*
      *e-Welcome Kit will be available for download only post 7 days of receiving the Debit Card.
  • Exclusive Benefits on Times Points Debit Card.
    • Exclusive Discount of 10% or more on online lifestyle, entertainment, dining and grocery.
    • You can earn 2 Times Points for every Rs. 150 spent at shopping (except for fuel, jewellery and business services)

 

HDFC EasyShop Imperia Platinum Chip Debit Card

Your HDFC Bank EasyShop Imperia Platinum Chip (This is a small microchip embedded in your card. It is encrypted so transactions with your chip Debit Card are more secure.) Debit card entitles you to:

  • The encryption technology of a chip (This is a small microchip embedded in your card. It is encrypted so transactions with your chip Debit Card are more secure.) card, which secures the card against fraudulent use. This card offers greater security by storing & processing information in a secure manner. This advanced technology is more effective in preventing the card from being copied to product counterfeit cards.

Higher Debit Card Limits

  • Daily Domestic Shopping limits: Rs. 5 lacs
  • Daily Domestic ATM withdrawal limits: Rs. 1 lac
  • Cash withdrawal facility can now be availed across merchant establishments with a maximum upper limit of Rs.1,000/ day on your HDFC Bank Debit Cards.


HDFC Rewards Debit Card

Your HDFC Bank Rewards Debit Card entitles you to: A single card that provides benefits / savings across categories like Grocery, Fuel, Pharmacy, Railways and Online.

  • Rewards Point Programme
    • 5% savings on your everyday spends on partner merchants. Enjoy up to 2000* Reward points per month 
      • Shop with big brands across categories like Grocery, Fuel, Railways, Online & Pharmacy to earn your monthly reward points
        • Grocery - Big Bazaar
        • Fuel - BPCL (on HDFC Bank terminals)
        • Online Shopping – Snapdeal
        • PayZapp – All Payments, One App, One Click. (Transactions other than Wallet Load)
        • Railway – IRCTC (www.irctc.co.in)
        • Pharmacy - Apollo Pharmacy
        • Online - Smart Buy- One Stop Shop for all your needs
        • To receive Reward Points the minimum transaction amount should be greater than Rs. 100
  • CashBack points earned will be valid for redemption within the next 12 months after which your Cashback points will lapse.
  • All promotional CashBack points earned on your Debit Card will have a validity of 3 months, post which the accumulated points will expire effective February, 2020.
  • Customer is not eligible for redemption of cashback points on account closure
  • Reward points will be credited within 90 Days from the end of the transaction month

 

HDFC EasyShop Business Debit Card

  • You will get 1 CashBack point on every Rs. 100 spent on all tax payments and 1 CashBack point on every Rs. 200 spent on Telecom, Utilities, Groceries & Supermarket, Restaurant & Apparels, Entertainment.
  • Maximum cap of Rs. 750 per card per month
  • No cashback points for all other categories apart from the ones above.
  • Customers will receive cash back points on eligible MCC (Merchant Category Code) only.
  • Enjoy additional dynamic tax limit of Rs 50 Lacs for Tax Payments through your Business Debit Card.


HDFC Rupay Premium Debit Card

  • Daily Domestic ATM withdrawal limits: Rs. 25,000
  • Daily Domestic Shopping limits: Rs. 2.75 lacs
  • Cash withdrawal facility can now be availed across merchant establishments with a maximum upper limit of Rs.1,000/ day on your HDFC Bank Debit Cards.

 

HDFC EasyShop Rupay NRO Debit Card

  • Higher Debit Card Limits
    Please login to NetBanking to change (Increase or decrease) the limit* on your Debit Card to suit your needs. Please note the limits can be increased up to the Permissible limits on your Debit Card.
    • Daily Domestic ATM withdrawal limits: Rs. 25,000
    • *Per day ATM withdrawal limit on your Debit Card is now capped at ₹2 lacs for security purposes.
    • Daily Domestic Shopping limits: Rs. 2.75 lacs
    • Cash withdrawal facility can now be availed across merchant establishments with a maximum upper limit of Rs.1,000/ day on your HDFC Bank Debit Cards.
  • 20% Instant discount on Swiggy & Amazon Pay on Fridays*
    • Up to max Rs 100/- once a month on minimum order value of Rs 129/-
    • Up to max Rs 100/- on minimum wallet recharge value of Rs 129/-


JetPrivilege HDFC Bank Signature Debit Card

InterMiles Benefit:
First Swipe Bonus of 500 InterMiles every year on your JetPrivilege HDFC Bank Signature Debit Card, within 90 days of Debit Card issuance date. These InterMiles benefits are only applicable on payment of annual fee.

Joining Benefits:
Discounts on Domestic & International Flights booked via InterMiles.com

Ongoing Benefits:
Discount on Etihad Airways Economy class bookings made on InterMiles.com*
2.5 X Accelerated earnings for Etihad Flight bookings made on InterMiles.com*
2X Accelerated earnings for all Flight bookings made on InterMiles.com

Limited Time Benefits:
Redemption Miles back for International flight bookings made on InterMiles.com*
Don’t forget, You still get your joining/renewal InterMiles on paying your annual fees!
Check your respective card benefits and associated T&Cs. (Link to Bank T&Cs hosted under T&C’s section on InterMiles.com)

 

HDFC EasyShop Woman's Advantage Debit Card

You will get some exclusive features and benefits with your HDFC Bank EasyShop Womans Advantage Debit Card

  • Effective 15th May'17 you will get 1 CashBack point on every Rs. 200 spent on Telecom, Utilities, Groceries & Supermarket, Restaurant & Apparels, Entertainment.
  • Maximum cap of Rs. 750 per card per month
  • No cashback points for all other categories apart from the ones above.
  • Customers will receive cash back points on eligible MCC (Merchant Category Code) only.
  • CashBack points earned will be valid for redemption within the next 12 months after which your Cashback points will lapse. 

 

HDFC EasyShop Titanium Debit Card

Withdraw up to Rs 50,000 a day at ATMs and spend up to Rs 3.5 lakhs at merchant establishments
Cash withdrawal facility can now be availed across merchant establishments with a maximum upper limit of Rs.1,000/ day on your HDFC Bank Debit Cards.

 

HDFC EasyShop NRO Debit Card

  • Daily Domestic ATM withdrawal limits: Rs. 25,000
  • Per day ATM withdrawal limit on your Debit Card is now capped at ₹2 lacs for security purposes.​​​​​​​
  • Daily Domestic Shopping limits: Rs. 2.75 lacs
  • Cash withdrawal facility can now be availed across merchant establishments with a maximum upper limit of Rs.1,000/ day on your HDFC Bank Debit Cards.

 

JetPrivilege HDFC Bank World Debit Card

First Swipe Bonus of 500 InterMiles every year on your JetPrivilege HDFC Bank World Debit Card, within 90 days of Debit Card issuance date

Joining Benefits:
Discounts on Domestic & International Flights booked via InterMiles.com 

Ongoing Benefits:
Discount on Etihad Airways Economy class bookings made on InterMiles.com*
2.5 X Accelerated earnings for Etihad Flight bookings made on InterMiles.com*
2X Accelerated earnings for all Flight bookings made on InterMiles.com

Limited Time Benefits:
Redemption Miles back for International flight bookings made on InterMiles.com*
Don’t forget, You still get your joining/renewal InterMiles on paying your annual fees!

 


Benefits of holding HDFC Bank Debit Card

  • There is no admission charge on processing charge on the debit card. The card will be absolutely free of cost for the first year, and from the second year onwards a small amount of Rs. 75 will be charged as a service charge.
  • Usually the debit card issues by the bank is valid for 5 years from the month of issue of the card.
  • You can use your debit card to avail various services like withdrawing cash, paying bill, online shoping, booking a ticket and to purchase fuel at petrol pumps etc.
  • These cards are accepted all over india, infact some are accepted internationally as well..
  • You can enjoy various discount and offers run by various online shopping website.


HDFC Bank Debit Cards FAQs


⭐Q. What is eligibility to apply for HDFC Bank Debit Card?

To apply for HDFC Bank Debit Card user should have saving account or current account in HDFC Bank and should be above 18 years of age.

⭐Q. Can i use HDFC Bank Debit Card at other Bank ATM?

Yes you can use HDFC Bank Debit Card at other Bank ATM Machine

⭐Q. How to can i activate HDFC Bank Debit Card?

To activate HDFC Bank ATM / Debit card just visit nearest HDFC Bank ATM and follow the instructions to activate the card

⭐Q. What to do if HDFC Bank Debit Card is lost?

If your HDFC Bank Debit Card is lost simply block your card by calling HDFC Bank customer care or tollfree number or by visting nearest HDFC Bank branch.

⭐Q. What is the fee charge by HDFC Bank for issuing a Debit Card?

Generally bank doesn't charge any fee for issuing a debit card or atm card for the first time. But incase your card is lost or damaged then for issueing another card they charge a nominal fee ranging between Rs. 100 to 250 which vary from bank to bank.

⭐Q. What all you can do with HDFC Bank ATM / Debit Card?

With the help of HDFC Bank ATM card you can register for HDFC Bank Net Banking online and also you can reset HDFC Bank Net Banking Password online at any given point of time.