Dena Bank Debit Card

Dena Bank Debit Cards

After demonetisation in india, Use of Dena Bank Debit Card, Credit Cards, UPI payments, and online banking has increased significantly. Dena Bank is well known Bank in India. Dena Bank provide various services to its retail as well as corporate Bank customers. Dena Bank Bank Account holders can avail services like Fund transfer, Bill Payment, Apply for a new Dena Bank Debit Card, Apply for a new Dena Bank Credit Card, open a new FD/RD account and book tickets and much more without paying any additional charges or fees provided that they have an internet connection and their mobile number is registered with the Dena Bank.

Dena Bank Ltd is a fully owned subsidiary of Bank of Baroda . It was headquartered in Mumbai and had 1,874 branches. The bank was founded in 1938 and the Indian government nationalized it in 1969. On 17 September 2018, the Government of India proposed the amalgamation of Dena Bank and Vijaya Bank with the Bank of Baroda, pending approval from the boards of the three banks.[2] The Union Cabinet and the boards of the banks approved the merger on 2 January 2019. Under the terms of the amalgamation, Dena Bank and Vijaya Bank shareholders received 110 and 402 equity shares of the Bank of Baroda, respectively, of face value ₹2 for every 1,000 shares they held. The amalgamation became effective from 1 April 2019

Dena Bank offer a wide range of debit cards to their customers to choose.









Why we should apply for Dena Bank Debit Card?

Dena Bank debit card come with a wide range of benefits for its bank customers. Using this Card, ATM Services and purchase facility at Point Of Sale (POS) Terminals can be availed by the Dena Bank Card Holders. ATM Card holder of our Bank is also able to use ATMs of NFS and VISA member Bank

  • Balance Inquiry
  • Cash Withdrawal, Fast Cash
  • Mini Statement
  • PIN Change
  • Funds transfer (only among accounts linked to a card)
  • Cash/ Cheque Deposit in selected ATMs
  • Cheque Status Inquiry
  • Stop Payment of Cheques
  • Activation/ Deactivation of ATM Card for as Debit Card to use the same for payment through point of Sale and ecommerce transactions.
  • SMS Alert Registration/ Modification of SMS Alert Mobile Number
  • Mobile Banking Registration and De-registration
  • Aadhaar Seeding


How to apply for Dena Bank Debit Card?

  • All Dena Bank customers who are have Savings Bank accounts or Current accounts and are above 18 years of age are eligible for the Dena Bank Bank International Debit cum ATM Card.
  • If a user does not have Dena Bank Savings account or Current account, Then one must first open a account in Dena Bank branch.
  • User can apply for Dena Bank Debit Card while opening a saving account or current account with the bank, or the user can apply for it later as well once his bank account is opened by filling out the application form for the card and submit it to the bank branch.
  • After this between 7 to 21 working days bank customer will receive Dena Bank ATM cum debit card at his registered address.
  • After this bank customer can collect the PIN number for the card from the branch or Bank would send PIN at registered address through seperate post.
  • Now Finally customer, can avail Dena Bank banking facility at any of Dena Bank Bank network ATM or through other bank ATM.


Dena Bank Debit Card Fees and charges?

  • Usually there are no charges for issuing the Dena Bank debit card to the primary and the joint account holders.
  • Incase you have lost or damaged your Dena Bank Debit / ATM card for re-issuing your card bank would charge a nominal fee.


Different types of Dena Bank Debit Cards

Dena Bank offers the following types of cards:

1. Dena Insta Card (Un-named Debit Card) RuPay Classic
2. Dena Debit Card (Named Debit Card) RuPay Classic
3. Dena Platinum Debit card RuPay
4. Dena Platinum Insta (Un-named) Debit card-Rupay
5. Dena RuPay KCC Debit cum ATM card for DKCC holder
6. Dena Stree Shakti International Rupay Debit Card
7. Dena Insta Card (Un-named Debit Card) VISA
8. Dena International Gold Debit Card VISA


1. Dena Insta Card (Un-named Debit Card) RuPay

This card can be used on Dena Bank & member Bank’s ATMs and POS Terminals in India. This card will be issued at the counter. This card is also called as Un-named card as name of the card holder is not printed on the card. Card verification value (CVV2) enabled cards (printed on back side of card) can be used for purchase of goods on internet including e-ticketing.


2. Dena Debit cum ATM Card (Named Card)-RuPay


This card can be used on Dena Bank & member Bank’s ATMs and POS Terminals in India. Dena Debit cum ATM card has name of the customer embossed on the Debit card. Card verification value (CVV2) enabled cards (printed on back side of card) can be used for purchase of goods on internet including e-ticketing..


3. Dena Platinum Debit Card- RuPay


This card can be used on Dena Bank & member Bank’s ATMs and POS Terminals in India. Dena Debit cum ATM card has name of the customer embossed on the Debit card. Card verification value (CVV2) enabled cards (printed on back side of card) can be used for purchase of goods on internet including e-ticketing. 

Eligibility criteria : Average Quarterly Balance of Minimum Rs.1,000/- for issuing RuPay Platinum Debit Cards


4. Dena Platinum Insata Debit Card- RuPay

This card can be used on Dena Bank & member Bank’s ATMs and POS Terminals in India. This card will be issued at the counter. This card is also called as Un-named card as name of the card holder is not printed on the card. Card verification value (CVV2) enabled cards (printed on back side of card) can be used for purchase of goods on internet including e-ticketing. 

Eligibility criteria : Average Quarterly Balance of Minimum Rs.1,000/- for issuing RuPay Platinum Debit Cards



5.Dena RuPay KCC Debit cum ATM card for DKCC holder



This card can be used on Dena Bank & member Bank’s ATMs and can be used at POS Terminals in India.. Card has name of the customer embossed on the Debit card.

6. Dena Stree Shakti International Rupay Debit Card:

Specially Designed Personlaised RuPay Debit Card for Accounts opened under Dena Stree Shakti Savings Scheme for women.

Features:
No Annual Fee for Dena Stree Shakti Rupay Card
2 Free Airport Lounge access
Personal Accidental Insurance of Rs.2,00,000/-


7. Dena Insta Card (Un-named Debit Card) VISA


This card can be used on Dena Bank & member Bank’s ATMs and POS Terminals in India. This card will be issued at the counter . This card is also called as Un-named card as name of the card holder is not printed on the card. Card verification value (CVV2) enabled cards (printed on back side of card) can be used for purchase of goods on internet including e-ticketing. 

8. Dena International Gold Debit Card


Dena International Gold Debit card offers higher cash withdrawal limit on ATM and higher transactions limit on POS terminals. This card can be used on Dena Bank & member Bank’s ATMs and POS Terminals in India and abroad. Card verification value (CVV2) enabled cards (printed on back side of card) can be used for purchase of goods on internet including e-ticketing. 

Procedure for availing Debit Card Facility


1.Contact your Branch.
2.If you don’t have saving or Current Account, first open your account.
3.Get the Debit Card Application form from the Branch, fill it up and submit it to your Branch.
4.You will receive your Insta Debit Card at the time of submission of the application form.
5.In case of named Debit Card, ,the card will be delivered to the customer’s residential address. Un-delivered cards will be re-directed to Branch where the Account is maintained.
6. Customer can generate the PIN through their Registered Mobile Number via Tollfree Number 18002336427 or 079-61808282.
7.The customer has to activate the Insta Debit card after 24 hours from the receipt of the card by withdrawing cash from Any Bank’s ATM or through Point of Sale (POS) Terminal.

Customer can perform following types of transactions:-


  1. Cash withdrawal
  2. Balance Enquiry
  3. Mini statement
  4. Verified by VISA transaction/ RuPay Pay Secure
As per Government of India Gazette notification dated 02/01/2019, Amalgamation of Vijaya Bank and Dena Bank with Bank of Baroda Scheme, 2019, shall come into force on the 1st day of April, 2019  In view of above amalgamation, Bank has revised the Daily Usage limits for Debit Cards at ATM & Purchase through Point of Sale Terminals / online ecommerce transactionsw.e.f. 01.04.2019.

Variant Dena Bank existing limit Proposed limits w.e.f. 01/04/2019
ATM Withdrawal POS/ ECOM ATM Withdrawal POS/ECOM
RuPay Classic (Personalised) 20,000 25,000 25,000 50,000
RuPay Classic (Non Personalised) 20,000 25,000 25,000 50,000
RuPay Platinum (Personalised) 50,000 2,00,000 50,000 1,00,000
RuPay Platinum (Non-Personalised) 50,000 2,00,000 50,000 1,00,000
Visa GoldPersonalised) 50,000 1,50,000 50,000 2,00,000
Visa Silver (Personalised) 20,000 25,000 25,000 50,000
Visa Silver(Non Personalised) 20,000 25,000 25,000 50,000
RuPay PMJDY 20,000 25,000 25,000 50,000
RuPay KCC 5,000 NIL 25,000 50,000
RuPay Mudra 10,000 10,000 5,000 5,000
20,000 50,000
50,000 1,00,000
RUPAY STREE SHAKTI 50,000 2,00,000 50,000 1,00,000
Customers are advise to take note of the changes in the daily usage limits from time to time.

What to do if Dena Bank Debit Card is Lost or Damaged?

In the event of loss or theft of your Dena Debit Card or for any kind of assistance related to ATM matter, please contact us at 1800-2336427 or 079-61808282



Benefits of holding Dena Bank Debit Card

  • There is no admission charge on processing charge on the debit card. The card will be absolutely free of cost for the first year, and from the second year onwards a small amount of Rs. 75 will be charged as a service charge.
  • Usually the debit card issues by the bank is valid for 5 years from the month of issue of the card.
  • You can use your debit card to avail various services like withdrawing cash, paying bill, online shoping, booking a ticket and to purchase fuel at petrol pumps etc.
  • These cards are accepted all over india, infact some are accepted internationally as well..
  • You can enjoy various discount and offers run by various online shopping website.


Dena Bank Debit Cards FAQs


⭐Q. What is eligibility to apply for Dena Bank Debit Card?

To apply for Dena Bank Debit Card user should have saving account or current account in Dena Bank and should be above 18 years of age.

⭐Q. Can i use Dena Bank Debit Card at other Bank ATM?

Yes you can use Dena Bank Debit Card at other Bank ATM Machine

⭐Q. How to can i activate Dena Bank Debit Card?

To activate Dena Bank ATM / Debit card just visit nearest Dena Bank ATM and follow the instructions to activate the card

⭐Q. What to do if Dena Bank Debit Card is lost?

If your Dena Bank Debit Card is lost simply block your card by calling Dena Bank customer care or tollfree number or by visting nearest Dena Bank branch.

⭐Q. What is the fee charge by Dena Bank for issuing a Debit Card?

Generally bank doesn't charge any fee for issuing a debit card or atm card for the first time. But incase your card is lost or damaged then for issueing another card they charge a nominal fee ranging between Rs. 100 to 250 which vary from bank to bank.

⭐Q. What all you can do with Dena Bank ATM / Debit Card?

With the help of Dena Bank ATM card you can register for Dena Bank Net Banking online and also you can reset Dena Bank Net Banking Password online at any given point of time.