Citi Bank Debit Card

Citi Bank Debit Cards

After demonetisation in india, Use of Citi Bank Debit Card, Credit Cards, UPI payments, and online banking has increased significantly. Citi Bank is well known Bank in India. Citi Bank provide various services to its retail as well as corporate Bank customers. Citi Bank Bank Account holders can avail services like Fund transfer, Bill Payment, Apply for a new Citi Bank Debit Card, Apply for a new Citi Bank Credit Card, open a new FD/RD account and book tickets and much more without paying any additional charges or fees provided that they have an internet connection and their mobile number is registered with the Citi Bank.

Citigroup is an American multinational investment bank and financial services corporation headquartered in New York City. The company was formed by the merger of banking giant Citicorp and financial conglomerate Travelers Group in 1998; Travelers was subsequently spun off from the company in 2002. Citigroup owns Citicorp, the holding company for Citibank, as well as several international subsidiaries. Citigroup is incorporated in Delaware.

Citigroup is the third largest banking institution in the United States; alongside JPMorgan Chase, Bank of America, and Wells Fargo, it is one of the Big Four banking institutions of the United States. It is considered a systemically important bank by the Financial Stability Board and is commonly cited as being too big to fail. It is one of the nine global investment banks in the Bulge Bracket.

Citigroup is ranked 30th on the Fortune 500 as of 2019.Citigroup has over 200 million customer accounts and does business in more than 160 countries. It has 204,000 employees, although it had 357,000 employees before the financial crisis of 2007–2008, when it was bailed out by a massive stimulus package from the U.S. government.

Citi Bank offer a wide range of debit cards to their customers to choose.




Click Here to check Citi Bank Debit Card






Why we should apply for Citi Bank Debit Card?

Citi Bank debit card come with a wide range of benefits for its bank customers. Using this Card, ATM Services and purchase facility at Point Of Sale (POS) Terminals can be availed by the Citi Bank Card Holders. ATM Card holder of our Bank is also able to use ATMs of NFS and VISA member Bank

  • Balance Inquiry
  • Cash Withdrawal, Fast Cash
  • Mini Statement
  • PIN Change
  • Funds transfer (only among accounts linked to a card)
  • Cash/ Cheque Deposit in selected ATMs
  • Cheque Status Inquiry
  • Stop Payment of Cheques
  • Activation/ Deactivation of ATM Card for as Debit Card to use the same for payment through point of Sale and ecommerce transactions.
  • SMS Alert Registration/ Modification of SMS Alert Mobile Number
  • Mobile Banking Registration and De-registration
  • Aadhaar Seeding


How to apply for Citi Bank Debit Card?

  • All Citi Bank customers who are have Savings Bank accounts or Current accounts and are above 18 years of age are eligible for the Citi Bank Bank International Debit cum ATM Card.
  • If a user does not have Citi Bank Savings account or Current account, Then one must first open a account in Citi Bank branch.
  • User can apply for Citi Bank Debit Card while opening a saving account or current account with the bank, or the user can apply for it later as well once his bank account is opened by filling out the application form for the card and submit it to the bank branch.
  • After this between 7 to 21 working days bank customer will receive Citi Bank ATM cum debit card at his registered address.
  • After this bank customer can collect the PIN number for the card from the branch or Bank would send PIN at registered address through seperate post.
  • Now Finally customer, can avail Citi Bank banking facility at any of Citi Bank Bank network ATM or through other bank ATM.


Citi Bank Debit Card Fees and charges?

  • Usually there are no charges for issuing the Citi Bank debit card to the primary and the joint account holders.
  • Incase you have lost or damaged your Citi Bank Debit / ATM card for re-issuing your card bank would charge a nominal fee.



Different types of Citi Bank Debit Cards

Citi Bank - Citi Bank: offers different types of debit cards choose from the list given below based on your preference and charges and advantages you are getting with these Citi Bank Debit Cards.

Citi Bank Debit Card

Citi Bank Rupee Checking Account comes with a chip based, PIN enabled Debit Card that allows you to access your account information at any Citibank or Mastercard ATM.

Citi Bank Debit Card for Non-Resident External Rupee Checking Account

If you have a Non-Resident External and a Non-Resident Ordinary Rupee Checking Account, you will receive one Citi Bank Debit Card and an ATM Personal Identification Number (ATM PIN) for each of these accounts. If you have multiple account holders on the account, each account holder will receive a Citi Bank Debit Card and an ATM PIN.

You can use your Citi Bank Debit Card for your Non-Resident External Rupee Checking Account to access your account, withdraw cash or to pay for purchases at select Mastercard establishments around the world or for online purchases. With the Debit Card for your Non-Resident External Rupee Checking Account, you can withdraw cash in local currency at any ATM globally

Citi Bank Debit Card for Non-Resident Ordinary Rupee Checking Account

You can use your Citi Bank Debit Card for your Non-Resident Ordinary Rupee Checking Account to access your account, withdraw cash or to pay for purchases at select Mastercard establishments or for online purchases in India. With the Debit Card for your Non-Resident Ordinary Rupee Checking Account, you can withdraw cash in Indian Rupees at any ATM

Account Regular Accounts Preferred Accounts Citigold Accounts
Maximum Daily Limit

Equivalent of Rs. 75,000 in local currency

Equivalent of Rs. 125,000 in local currency

Equivalent of Rs. 150,000 in local currency


Benefits of holding Citi Bank Debit Card

  • There is no admission charge on processing charge on the debit card. The card will be absolutely free of cost for the first year, and from the second year onwards a small amount of Rs. 75 will be charged as a service charge.
  • Usually the debit card issues by the bank is valid for 5 years from the month of issue of the card.
  • You can use your debit card to avail various services like withdrawing cash, paying bill, online shoping, booking a ticket and to purchase fuel at petrol pumps etc.
  • These cards are accepted all over india, infact some are accepted internationally as well..
  • You can enjoy various discount and offers run by various online shopping website.


Citi Bank Debit Cards FAQs


⭐Q. What is eligibility to apply for Citi Bank Debit Card?

To apply for Citi Bank Debit Card user should have saving account or current account in Citi Bank and should be above 18 years of age.

⭐Q. Can i use Citi Bank Debit Card at other Bank ATM?

Yes you can use Citi Bank Debit Card at other Bank ATM Machine

⭐Q. How to can i activate Citi Bank Debit Card?

To activate Citi Bank ATM / Debit card just visit nearest Citi Bank ATM and follow the instructions to activate the card

⭐Q. What to do if Citi Bank Debit Card is lost?

If your Citi Bank Debit Card is lost simply block your card by calling Citi Bank customer care or tollfree number or by visting nearest Citi Bank branch.

⭐Q. What is the fee charge by Citi Bank for issuing a Debit Card?

Generally bank doesn't charge any fee for issuing a debit card or atm card for the first time. But incase your card is lost or damaged then for issueing another card they charge a nominal fee ranging between Rs. 100 to 250 which vary from bank to bank.

⭐Q. What all you can do with Citi Bank ATM / Debit Card?

With the help of Citi Bank ATM card you can register for Citi Bank Net Banking online and also you can reset Citi Bank Net Banking Password online at any given point of time.