Canara Bank Debit Card

Canara Bank Debit Cards

After demonetisation in india, Use of Canara Bank Debit Card, Credit Cards, UPI payments, and online banking has increased significantly. Canara Bank is well known Bank in India. Canara Bank provide various services to its retail as well as corporate Bank customers. Canara Bank Bank Account holders can avail services like Fund transfer, Bill Payment, Apply for a new Canara Bank Debit Card, Apply for a new Canara Bank Credit Card, open a new FD/RD account and book tickets and much more without paying any additional charges or fees provided that they have an internet connection and their mobile number is registered with the Canara Bank.

Canara Bank is one of the largest Indian government owned banks under the ownership of Ministry of Finance, Government of India . It is headquartered in Bengaluru. It was established at Mangalore in 1906 by Ammembal Subba Rao Pai and later the government nationalized the bank in 1969. The bank also has offices abroad in London, Hong Kong, Moscow, Shanghai, Dubai, Tanzania and New York.

As per the announcement made by the Finance Minister Nirmala Sitharaman on 30 August 2019, Manipal based Syndicate Bank merged with Canara bank on 1 April 2020, making it the fourth largest bank in the country

Canara Bank offer a wide range of debit cards to their customers to choose.









Why we should apply for Canara Bank Debit Card?

Canara Bank debit card come with a wide range of benefits for its bank customers. Using this Card, ATM Services and purchase facility at Point Of Sale (POS) Terminals can be availed by the Canara Bank Card Holders. ATM Card holder of our Bank is also able to use ATMs of NFS and VISA member Bank

  • Balance Inquiry
  • Cash Withdrawal, Fast Cash
  • Mini Statement
  • PIN Change
  • Funds transfer (only among accounts linked to a card)
  • Cash/ Cheque Deposit in selected ATMs
  • Cheque Status Inquiry
  • Stop Payment of Cheques
  • Activation/ Deactivation of ATM Card for as Debit Card to use the same for payment through point of Sale and ecommerce transactions.
  • SMS Alert Registration/ Modification of SMS Alert Mobile Number
  • Mobile Banking Registration and De-registration
  • Aadhaar Seeding


How to apply for Canara Bank Debit Card?

  • All Canara Bank customers who are have Savings Bank accounts or Current accounts and are above 18 years of age are eligible for the Canara Bank Bank International Debit cum ATM Card.
  • If a user does not have Canara Bank Savings account or Current account, Then one must first open a account in Canara Bank branch.
  • User can apply for Canara Bank Debit Card while opening a saving account or current account with the bank, or the user can apply for it later as well once his bank account is opened by filling out the application form for the card and submit it to the bank branch.
  • After this between 7 to 21 working days bank customer will receive Canara Bank ATM cum debit card at his registered address.
  • After this bank customer can collect the PIN number for the card from the branch or Bank would send PIN at registered address through seperate post.
  • Now Finally customer, can avail Canara Bank banking facility at any of Canara Bank Bank network ATM or through other bank ATM.


Canara Bank Debit Card Fees and charges?

  • Usually there are no charges for issuing the Canara Bank debit card to the primary and the joint account holders.
  • Incase you have lost or damaged your Canara Bank Debit / ATM card for re-issuing your card bank would charge a nominal fee.


Different types of Canara Bank Debit Cards

Canara Bank - Canara Bank: offers different types of debit cards choose from the list given below based on your preference and charges and advantages you are getting with these Canara Bank Debit Cards.

Canara Bank Classic / Standard Debit Card

Canara Bank Debit Card - Classic is a Canara Bank Debit Card.

Important Features of Canara Bank Debit Card
Eligibility : Savings account, Current account (Prop) & OD Account
Acceptance : Domestic & International Acceptance (International/Global usage can be activated through net banking / mobile banking or by visiting the base branch)
Affiliation : VISA/Master/RuPay Cards
Type : Personalized/ Non- Personalized
Free ATM Transactions : 3 Transactions for Metros and 5 transactions for other centers
Annual charges : Rs 120+ GST

Canara Bank Platinum Card

Canara Bank Debit Card – Platinum is a premier variant of Canara Bank Debit Card.


Eligibility:

Customers of the Bank having average quarterly balance of Rs.1 lakh and above in SB/CA or such of those existing Canara Bank Debit Cardholders who have registered purchase transactions turnover of Rs.50,000/- and above during a year. Customers having Power Plus account are also eligible for issue of Platinum Debit card.

The eligibility will be reckoned 12 months period immediately preceding date of issue. However, the Circle heads have the discretion, as a business development tool, to permit issue of Platinum Cards to any of their constituents taking into account the status of the clients and/or business passed on to the Bank.


Features:
Canara Bank Debit Card - Platinum is a global Debit Card with EMV Chip & PIN feature, issued to cater to the premier segment of our customers. The Card has global acceptability.   Card Privileges:
Cash withdrawal limit of Rs. 50,000/- per day.  Purchases limit upto Rs.2 lakhs per day.  

Complementary Insurance Benefits:

Risk Limit:

Misuse of Card while buying Air Tickets on the Internet Upto Rs.25,000.
Baggage Insurance & Purchase Protection Upto Rs.25,000. Risk of Death Due to Accident

Type of Accident To Card Holder Spouse of Card Holder
By Air Rs. 8 lakhs Rs. 4 lakhs
Others Rs.4 lakhs Rs. 2 lakhs

Benefits of holding Canara Bank Debit Card

  • There is no admission charge on processing charge on the debit card. The card will be absolutely free of cost for the first year, and from the second year onwards a small amount of Rs. 75 will be charged as a service charge.
  • Usually the debit card issues by the bank is valid for 5 years from the month of issue of the card.
  • You can use your debit card to avail various services like withdrawing cash, paying bill, online shoping, booking a ticket and to purchase fuel at petrol pumps etc.
  • These cards are accepted all over india, infact some are accepted internationally as well..
  • You can enjoy various discount and offers run by various online shopping website.


Canara Bank Debit Cards FAQs


⭐Q. What is eligibility to apply for Canara Bank Debit Card?

To apply for Canara Bank Debit Card user should have saving account or current account in Canara Bank and should be above 18 years of age.

⭐Q. Can i use Canara Bank Debit Card at other Bank ATM?

Yes you can use Canara Bank Debit Card at other Bank ATM Machine

⭐Q. How to can i activate Canara Bank Debit Card?

To activate Canara Bank ATM / Debit card just visit nearest Canara Bank ATM and follow the instructions to activate the card

⭐Q. What to do if Canara Bank Debit Card is lost?

If your Canara Bank Debit Card is lost simply block your card by calling Canara Bank customer care or tollfree number or by visting nearest Canara Bank branch.

⭐Q. What is the fee charge by Canara Bank for issuing a Debit Card?

Generally bank doesn't charge any fee for issuing a debit card or atm card for the first time. But incase your card is lost or damaged then for issueing another card they charge a nominal fee ranging between Rs. 100 to 250 which vary from bank to bank.

⭐Q. What all you can do with Canara Bank ATM / Debit Card?

With the help of Canara Bank ATM card you can register for Canara Bank Net Banking online and also you can reset Canara Bank Net Banking Password online at any given point of time.